automatic teller machine (ATM)

简明释义

自动柜员机

英英释义

例句

1.I need to withdraw some cash from the automatic teller machine (ATM).

我需要从自动取款机 (ATM)提取一些现金。

2.I forgot my card in the automatic teller machine (ATM) yesterday.

我昨天把卡忘在自动取款机 (ATM)里了。

3.There is an automatic teller machine (ATM) right outside the bank.

银行外面就有一台自动取款机 (ATM)。

4.Make sure to check your balance at the automatic teller machine (ATM) before you spend.

在消费之前，确保在自动取款机 (ATM)上检查你的余额。

5.You can deposit cash at the automatic teller machine (ATM) if it has that feature.

如果自动取款机 (ATM)具备此功能，你可以在这里存入现金。

作文

In today's fast-paced world, convenience is a key factor in our daily lives. One of the most significant inventions that have contributed to this convenience is the automatic teller machine (ATM). An automatic teller machine (ATM) is an electronic device that allows individuals to perform basic banking transactions without the need for a human teller. This innovation has revolutionized the way we access our finances and manage our money. The history of the automatic teller machine (ATM) dates back to the late 1960s when the first machine was installed in London. Since then, it has evolved significantly, with advancements in technology making them more user-friendly and accessible. Today, automatic teller machines (ATMs) can be found in various locations, including banks, shopping centers, and even gas stations, making it easier than ever for people to withdraw cash, check their account balances, and transfer funds. One of the primary advantages of using an automatic teller machine (ATM) is the convenience it offers. People no longer need to wait in long lines at the bank to perform simple transactions. With just a few taps on the screen, one can complete a withdrawal or deposit in a matter of minutes. This time-saving aspect is especially beneficial for those with busy schedules who may not have the luxury of visiting a bank during regular hours. Moreover, automatic teller machines (ATMs) provide 24/7 access to banking services. Whether it is early in the morning or late at night, individuals can rely on these machines to access their funds whenever they need them. This round-the-clock availability is particularly useful for travelers or those living in remote areas where bank branches may not be easily accessible. Another notable feature of automatic teller machines (ATMs) is their ability to dispense foreign currency. For travelers, this means they can withdraw local currency without the hassle of exchanging money at a bank or currency exchange office. This feature makes international travel much more convenient, as individuals can avoid high exchange rates and fees associated with currency conversion. However, while automatic teller machines (ATMs) offer numerous benefits, there are also some drawbacks to consider. Security is a major concern, as ATMs can be targets for theft and fraud. It is essential for users to be vigilant and take precautions when using these machines, such as covering the keypad while entering their PIN and being aware of their surroundings. Additionally, not all automatic teller machines (ATMs) are created equal; some may charge hefty fees for withdrawals, especially if they are not affiliated with the user's bank. In conclusion, the automatic teller machine (ATM) has become an integral part of modern banking. Its convenience, accessibility, and ability to facilitate various transactions have made it a preferred choice for many individuals. Despite some security concerns and potential fees, the advantages of using an automatic teller machine (ATM) far outweigh the disadvantages. As technology continues to advance, we can expect even more improvements in the functionality and security of these machines, further enhancing our banking experience. The automatic teller machine (ATM) truly exemplifies how technology can simplify our lives and make everyday tasks more manageable.

在当今快节奏的世界中，便利性是我们日常生活中的一个关键因素。对这种便利性贡献最大的发明之一就是自动取款机（ATM）。自动取款机（ATM）是一种电子设备，使个人能够在没有人工出纳员的情况下进行基本的银行交易。这一创新彻底改变了我们访问财务和管理资金的方式。自动取款机（ATM）的历史可以追溯到20世纪60年代末，当时第一台机器在伦敦安装。从那时起，随着技术的进步，它们发生了重大变化，使其更加用户友好和可访问。如今，自动取款机（ATM）可以在各种地点找到，包括银行、购物中心甚至加油站，使人们更容易提取现金、检查账户余额和转账。使用自动取款机（ATM）的主要优势之一是它提供的便利性。人们不再需要在银行排长队等待进行简单的交易。只需在屏幕上轻触几下，便可以在几分钟内完成提款或存款。这种节省时间的优势对于那些日程繁忙、可能没有机会在正常营业时间内访问银行的人尤其有利。此外，自动取款机（ATM）提供24/7的银行服务访问。无论是在清晨还是深夜，个人都可以依赖这些机器随时访问他们的资金。这种全天候的可用性对于旅行者或居住在偏远地区的人尤其有用，因为在这些地方，银行分支机构可能不易到达。自动取款机（ATM）的另一个显著特点是它们能够提供外币。对于旅行者来说，这意味着他们可以在没有麻烦地在银行或货币兑换处兑换货币的情况下提取当地货币。这个功能使国际旅行变得更加便利，因为个人可以避免高额的汇率和与货币兑换相关的费用。然而，虽然自动取款机（ATM）提供了许多好处，但也有一些缺点需要考虑。安全性是一个主要问题，因为ATM可能成为盗窃和欺诈的目标。用户在使用这些机器时必须保持警惕并采取预防措施，例如在输入密码时遮挡键盘，并注意周围环境。此外，并非所有自动取款机（ATM）都是一样的；有些可能会收取高额的提款费用，特别是如果它们与用户的银行没有关联。总之，自动取款机（ATM）已成为现代银行业务不可或缺的一部分。它的便利性、可访问性以及促进各种交易的能力使其成为许多个人的首选。尽管存在一些安全隐患和潜在费用，但使用自动取款机（ATM）的优势远远超过缺点。随着技术的不断进步，我们可以期待这些机器在功能和安全性方面的进一步改善，从而进一步提升我们的银行体验。自动取款机（ATM）真正体现了科技如何简化我们的生活，使日常任务变得更加可管理。