adverse balance

简明释义

逆差

英英释义

例句

1.Investors are wary of companies that consistently show an adverse balance in their cash reserves.

投资者对那些持续显示现金储备中有不利余额的公司感到警惕。

2.The company reported an adverse balance in its financial statements, indicating a negative cash flow.

该公司在财务报表中报告了一个不利余额，这表明现金流为负。

3.The team is working hard to reduce the adverse balance on their accounts payable.

团队正在努力减少应付账款上的不利余额。

4.Due to the adverse balance in the budget, the project was put on hold until further funding could be secured.

由于预算中的不利余额，该项目被搁置，直到能够获得进一步的资金。

5.An adverse balance in the account can lead to penalties and additional fees from the bank.

账户中的不利余额可能会导致银行的罚款和额外费用。

作文

In the realm of finance and economics, terms like 'balance' are often used to describe various situations. One such term that has gained prominence is adverse balance, which refers to a situation where liabilities exceed assets or expenses outweigh income. This can lead to significant challenges for individuals, businesses, and even governments. Understanding the implications of an adverse balance is crucial for effective financial management.When a company faces an adverse balance, it indicates that its financial health is in jeopardy. This situation can arise due to several factors, including poor management decisions, unexpected market downturns, or increased competition. For instance, if a business invests heavily in a new product line without adequate market research, it may find itself with unsold inventory and mounting debts. The resulting adverse balance can lead to cash flow problems, making it difficult for the company to meet its obligations.Individuals can also experience an adverse balance in their personal finances. This often occurs when spending exceeds income, leading to credit card debt and loans that accumulate interest over time. For example, a person who consistently spends more than they earn may find themselves trapped in a cycle of debt, struggling to pay bills and maintain a decent standard of living. Understanding how to avoid an adverse balance is essential for achieving financial stability and security.Governments, too, can encounter adverse balance situations, particularly when expenditures surpass revenues. This can happen during economic downturns when tax revenues decline while the demand for public services increases. For example, during a recession, a government may face an adverse balance due to rising unemployment and decreased consumer spending. To address this issue, policymakers must make difficult choices, such as cutting services or increasing taxes, which can have far-reaching consequences for the economy and society.To mitigate the risks associated with an adverse balance, it is important to adopt sound financial practices. For businesses, this might involve regular financial audits, careful budgeting, and strategic planning to ensure that investments are made wisely. Individuals can benefit from creating and adhering to a budget, prioritizing savings, and avoiding unnecessary debt. Governments should focus on fiscal responsibility, ensuring that spending aligns with revenue generation to maintain a balanced budget.In conclusion, the concept of adverse balance serves as a critical reminder of the importance of financial health. Whether in personal finance, business management, or government policy, understanding and addressing an adverse balance is vital for long-term success. By implementing effective strategies and maintaining a keen awareness of financial dynamics, individuals and organizations can work towards avoiding the pitfalls associated with an adverse balance and instead strive for a more stable and prosperous future.

在金融和经济领域，像“余额”这样的术语常用于描述各种情况。其中一个越来越突出的术语是不利余额，指的是负债超过资产或支出超过收入的情况。这可能会给个人、企业甚至政府带来重大挑战。理解不利余额的含义对于有效的财务管理至关重要。当一家公司面临不利余额时，这表明其财务健康状况岌岌可危。这种情况可能由于多种因素引起，包括管理决策不当、意外的市场下滑或竞争加剧。例如，如果一家企业在没有足够市场调研的情况下大量投资于新产品线，它可能会发现自己有未售出的库存和不断增加的债务。随之而来的不利余额可能导致现金流问题，使公司难以履行其义务。个人也可能在个人财务中经历不利余额。这通常发生在支出超过收入时，导致信用卡债务和随时间积累的贷款利息。例如，一个人如果持续支出超过收入，可能会陷入债务循环，挣扎着支付账单并维持体面的生活水平。理解如何避免不利余额对于实现财务稳定和安全至关重要。政府也可能遇到不利余额的情况，尤其是在支出超过收入时。这种情况可能发生在经济低迷时期，当税收收入下降而公共服务需求增加时。例如，在经济衰退期间，由于失业率上升和消费者支出减少，政府可能面临不利余额。为了解决这个问题，政策制定者必须做出艰难的选择，例如削减服务或增加税收，这可能对经济和社会产生深远的影响。为了减轻与不利余额相关的风险，采取良好的财务实践至关重要。对于企业而言，这可能涉及定期财务审计、谨慎预算和战略规划，以确保投资明智进行。个人可以通过制定并遵循预算、优先储蓄以及避免不必要的债务来受益。政府应关注财政责任，确保支出与收入生成相一致，以维持平衡预算。总之，不利余额的概念提醒我们财务健康的重要性。无论是在个人财务、企业管理还是政府政策中，理解和解决不利余额对于长期成功至关重要。通过实施有效的策略并保持对财务动态的敏锐意识，个人和组织可以努力避免与不利余额相关的陷阱，而是追求更稳定和繁荣的未来。