accepted letter of credit

简明释义

已承兑信用证

英英释义

例句

1.The exporter received an accepted letter of credit from the bank, ensuring payment upon shipment.

出口商从银行收到了一个已接受的信用证，确保在发货后付款。

2.Before shipping the goods, the importer requested an accepted letter of credit to guarantee their investment.

在发货之前，进口商要求提供一个已接受的信用证以保证他们的投资。

3.An accepted letter of credit serves as a secure payment method in international trade.

在国际贸易中，已接受的信用证作为一种安全的支付方式。

4.Using an accepted letter of credit can reduce the risk of non-payment for exporters.

使用已接受的信用证可以降低出口商的不付款风险。

5.The bank issued an accepted letter of credit after verifying the buyer's financial stability.

在核实买方的财务稳定性后，银行签发了一个已接受的信用证。

作文

In the realm of international trade, financial instruments play a crucial role in ensuring smooth transactions between buyers and sellers. One such instrument is the letter of credit (L/C), which serves as a guarantee from a bank on behalf of the buyer. Among the various types of letters of credit, the accepted letter of credit stands out due to its unique characteristics and benefits. An accepted letter of credit refers to a situation where the issuing bank has formally agreed to honor the payment terms outlined in the letter of credit. This acceptance provides a significant level of assurance to the seller, knowing that they will receive payment as long as they meet the specified conditions. The process begins when a buyer requests their bank to issue a letter of credit in favor of the seller. The bank reviews the buyer's creditworthiness and, upon approval, issues the L/C, which includes details such as the amount, payment terms, and required documents for the transaction. Once the seller receives the letter of credit, they can proceed with shipping the goods. However, the real security comes into play when the letter of credit is accepted by the bank. An accepted letter of credit is particularly beneficial in mitigating risks associated with international trade. For instance, it protects the seller from the risk of non-payment, as the bank's acceptance guarantees that funds will be transferred upon compliance with the terms laid out in the L/C. This assurance encourages sellers to engage in trade with buyers from different countries, fostering global commerce. Moreover, an accepted letter of credit can also enhance the seller's negotiating power. With this financial backing, sellers can confidently negotiate better terms, knowing that their payment is secured. Additionally, it can facilitate quicker access to financing, as banks may be more willing to provide loans against an accepted L/C, given the reduced risk involved. On the flip side, buyers also benefit from using an accepted letter of credit. It allows them to manage their cash flow effectively. Since payment is only made once the seller fulfills the conditions of the L/C, buyers can ensure that they are receiving the goods before making payment. This arrangement minimizes the risk of paying for goods that do not meet their expectations or are not delivered at all. In conclusion, the accepted letter of credit is a vital tool in international trade, providing security and confidence to both buyers and sellers. Its ability to facilitate transactions while reducing risk makes it an essential component of global commerce. As businesses continue to expand their reach across borders, understanding and utilizing instruments like the accepted letter of credit will remain crucial for success in the competitive landscape of international trade.

在国际贸易领域，金融工具在确保买卖双方之间的顺利交易中发挥着至关重要的作用。信用证（L/C）就是其中一种工具，它作为买方银行的担保。各种类型的信用证中，accepted letter of credit因其独特的特性和优势而脱颖而出。accepted letter of credit指的是发行银行正式同意遵守信用证中列出的付款条款的情况。这种接受为卖方提供了重要的保障，知道只要他们满足规定的条件，就会收到付款。这一过程始于买方要求其银行为卖方开具信用证。银行审查买方的信用状况，并在批准后发出信用证，其中包括交易的金额、付款条款和所需的文件。一旦卖方收到信用证，他们就可以继续发货。然而，当信用证被银行接受时，真正的安全性才开始发挥作用。accepted letter of credit在降低国际贸易相关风险方面尤为有利。例如，它保护卖方免受未付款的风险，因为银行的接受保证只要符合L/C中列出的条款，就会转移资金。这种保障鼓励卖方与来自不同国家的买方进行贸易，促进全球商业发展。此外，accepted letter of credit还可以增强卖方的谈判能力。有了这种财务支持，卖方可以自信地谈判更好的条款，知道他们的付款是安全的。此外，由于涉及的风险降低，银行可能更愿意根据已接受的L/C提供贷款，从而促进卖方更快地获得融资。另一方面，买方也能从使用accepted letter of credit中受益。它使他们能够有效管理现金流。因为只有在卖方履行信用证的条件后才会付款，买方可以确保在付款之前收到商品。这种安排将支付不符合其期望或根本没有交付的商品的风险降至最低。总之，accepted letter of credit是国际贸易中的重要工具，为买卖双方提供了安全感和信心。它促进交易并降低风险的能力使其成为全球商业的重要组成部分。随着企业继续在国际市场上扩大影响力，理解和利用像accepted letter of credit这样的工具将对在竞争激烈的国际贸易环境中取得成功至关重要。