write off

简明释义

勾销

英英释义

例句

1.The bank will write off your loan if you can prove financial hardship.

如果你能证明经济困难，银行将会注销你的贷款。

2.After assessing the damage, the insurance company decided to write off the car as a total loss.

在评估损失后，保险公司决定将这辆车报废。

3.The accountant had to write off the bad debts from last year.

会计不得不注销去年的坏账。

4.She felt it was time to write off the failed project and move on.

她觉得是时候放弃这个失败的项目，继续前进。

5.They decided to write off the inventory that had been damaged during the storm.

他们决定注销在风暴中受损的库存。

作文

In the world of finance and accounting, the term write off refers to the process of recognizing that a particular asset no longer holds value or that a debt is uncollectible. This can occur for various reasons, such as a decline in market value, damage to the asset, or the bankruptcy of a debtor. When a company decides to write off an asset, it essentially removes it from its balance sheet, acknowledging that it will not receive any future economic benefits from it. This action can have significant implications for a business's financial statements and tax liabilities.For example, consider a company that owns a fleet of delivery trucks. If several of these trucks are involved in accidents and become irreparable, the company may choose to write off the cost of these trucks as losses. By doing so, the company reflects a more accurate picture of its financial health and ensures that its assets are not overstated.On the other hand, individuals might also encounter the term write off in the context of personal finances. For instance, if someone has a credit card debt that they have been unable to pay off for a long time, the credit card company may decide to write off this debt as a loss. This means that the company acknowledges that it is unlikely to recover the outstanding amount and will remove it from its active accounts. However, it is important to note that even after a debt is written off, it does not mean that the borrower is free from their obligation. The debt may still be pursued by collection agencies or impact the borrower's credit score.The decision to write off an asset or a debt is not taken lightly. Companies and individuals must carefully assess the situation and consider the potential consequences. For businesses, a large number of write-offs can signal underlying issues, such as poor management or declining market conditions. Investors and stakeholders may view frequent write-offs as a red flag, indicating that the company is struggling to maintain its profitability.Conversely, a well-timed write off can provide tax benefits. In many jurisdictions, businesses can deduct losses from their taxable income, which can help reduce their overall tax burden. This strategic move can improve cash flow and allow companies to reinvest in more profitable ventures.In summary, understanding the concept of write off is crucial for both businesses and individuals alike. Whether it is about managing assets or dealing with debts, recognizing when to write off something is a key aspect of maintaining financial health. It involves careful consideration and strategic planning, ensuring that one’s financial records accurately reflect their current situation. As we navigate the complexities of finance, the ability to make informed decisions regarding write offs can ultimately lead to better financial outcomes and a clearer path to recovery when faced with losses.

在金融和会计的世界中，术语write off指的是承认特定资产不再具有价值或债务无法收回的过程。这可能由于多种原因而发生，例如市场价值下降、资产损坏或债务人破产。当一家公司决定write off一项资产时，它基本上是将其从资产负债表中删除，承认它将不会从中获得未来的经济利益。这一行为对公司的财务报表和税务责任可能产生重大影响。例如，考虑一家拥有送货卡车车队的公司。如果其中几辆卡车发生事故并且无法修复，公司可能会选择将这些卡车的成本作为损失进行write off。通过这样做，公司反映出其财务健康状况的更准确图景，并确保其资产没有被高估。另一方面，个人也可能在个人财务的背景下遇到write off这个术语。例如，如果某人有一笔长期未能偿还的信用卡债务，信用卡公司可能会决定将这笔债务作为损失进行write off。这意味着公司承认不太可能收回未偿还的金额，并将其从活跃账户中删除。然而，需要注意的是，即使债务被write off，也并不意味着借款人摆脱了其义务。该债务仍可能被催收机构追讨，或者对借款人的信用评分产生影响。做出write off资产或债务的决定并不是轻而易举的。公司和个人必须仔细评估情况并考虑潜在后果。对于企业而言，大量的write off可能会发出潜在问题的信号，例如管理不善或市场条件恶化。投资者和利益相关者可能会将频繁的write off视为警示信号，表明公司在维持盈利能力方面面临困难。相反，适时的write off可以提供税收优惠。在许多司法管辖区内，企业可以从应纳税收入中扣除损失，这可以帮助减少其整体税负。这一战略举措可以改善现金流，使公司能够重新投资于更有利可图的项目。总之，理解write off的概念对企业和个人都至关重要。无论是管理资产还是处理债务，认识到何时write off某样东西是保持财务健康的关键方面。这需要仔细考虑和战略规划，确保财务记录准确反映当前情况。在我们驾驭金融复杂性时，做出有关write offs的明智决策的能力最终可以导致更好的财务结果，并在面临损失时找到更清晰的恢复路径。