with particular average

简明释义

担保单独海损货物水渍险水渍险

英英释义

例句

1.Our maritime contract stipulates that we will only pay claims with particular average.

我们的海事合同规定，我们只会支付与特定平均值相关的索赔。

2.The insurance policy covers marine risks, but it is subject to specific terms with particular average.

这份保险政策涵盖海洋风险，但受特定条款的限制与特定平均值。

3.When calculating claims, the adjuster must consider losses with particular average.

在计算索赔时，理算师必须考虑损失与特定平均值。

4.The cargo was insured with particular average, meaning partial losses are also covered.

货物投保了与特定平均值，这意味着部分损失也在保障范围内。

5.In shipping, damages can be calculated with particular average to determine the compensation owed.

在航运中，损害可以通过与特定平均值来计算，以确定应支付的赔偿。

作文

In the realm of maritime insurance, the term with particular average plays a crucial role in defining the extent of coverage that a shipowner or cargo owner has in the event of a loss. It refers to a specific type of marine insurance policy that covers partial losses of a vessel or cargo, as opposed to total loss. This concept is essential for ensuring that parties involved in shipping transactions understand their rights and responsibilities when it comes to insuring their goods.

When a ship encounters rough seas or an unforeseen accident, it might sustain damage. If the damage is not severe enough to warrant a total loss, but still results in significant costs for repairs or replacement of cargo, the with particular average clause becomes applicable. This means that the insured party can claim compensation for these partial losses, which can be a lifeline in mitigating financial setbacks.

For instance, consider a scenario where a cargo ship is transporting valuable goods across the ocean. During its journey, it faces a storm that causes some containers to fall overboard and others to be damaged. If the ship is insured with particular average, the owner of the cargo can file a claim for the lost and damaged goods, receiving compensation for the financial impact of the incident. This coverage is particularly important for businesses that rely on timely delivery of products, as it helps them manage risks associated with shipping.

However, it is also important to note that with particular average policies typically come with certain conditions and exclusions. For example, if the loss arises from the negligence of the cargo owner or if the goods were improperly packed, the insurer may deny the claim. Therefore, it is vital for those involved in shipping to thoroughly understand the terms of their insurance contracts to avoid unpleasant surprises when filing claims.

Furthermore, the concept of with particular average extends beyond just maritime insurance; it is also relevant in various other fields, such as property insurance. In these contexts, it similarly refers to coverage for partial losses rather than total destruction. Understanding this principle allows individuals and businesses to make informed decisions about their insurance needs, ensuring they are adequately protected against potential losses.

In conclusion, the term with particular average is a significant aspect of marine and property insurance, providing essential coverage for partial losses. By understanding this concept, stakeholders in shipping and insurance can better navigate the complexities of risk management and ensure that they are prepared for any eventualities that may arise during the transportation of goods. As the world becomes increasingly interconnected through trade, having a solid grasp of insurance terms like with particular average will undoubtedly play a vital role in safeguarding interests and maintaining financial stability.

在海事保险领域，术语with particular average在定义船东或货物所有人在损失发生时所拥有的保障范围方面发挥着至关重要的作用。它指的是一种特定类型的海洋保险政策，涵盖船只或货物的部分损失，而不是全部损失。这个概念对于确保参与航运交易的各方理解他们在保险货物时的权利和责任至关重要。

当一艘船遇到恶劣天气或意外事故时，它可能会受到损坏。如果损坏不够严重，不能构成全损，但仍然导致修理或替换货物的重大费用，那么with particular average条款就会适用。这意味着被保险方可以索赔这些部分损失，这对于减轻财务损失来说是一个救命稻草。

例如，考虑一个场景，一艘货船正在跨越海洋运输贵重货物。在其航行过程中，它遇到了一场风暴，导致一些集装箱掉入海中，另一些则受到损坏。如果这艘船的保险是with particular average，货物的所有者可以对丢失和损坏的货物提出索赔，获得事故带来的财务影响的赔偿。这种保障对于依赖及时交付产品的企业尤为重要，因为它帮助他们管理与运输相关的风险。

然而，也需要注意的是，with particular average政策通常附带某些条件和排除条款。例如，如果损失是由于货物所有人的疏忽造成的，或者货物包装不当，保险公司可能会拒绝索赔。因此，参与航运的人士必须彻底理解其保险合同的条款，以避免在提交索赔时出现意外情况。

此外，with particular average的概念不仅限于海事保险；在其他各个领域，如财产保险中也同样相关。在这些情况下，它同样指的是对部分损失而非全部毁灭的保障。理解这一原则使个人和企业能够对其保险需求做出明智的决策，确保他们在潜在损失面前得到充分保护。

总之，术语with particular average是海洋和财产保险的重要方面，为部分损失提供必要的保障。通过理解这一概念，航运和保险领域的利益相关者可以更好地应对风险管理的复杂性，并确保他们为任何可能在货物运输过程中出现的意外情况做好准备。随着世界通过贸易变得越来越紧密相连，牢牢掌握像with particular average这样的保险术语无疑将在保护利益和维持财务稳定方面发挥重要作用。