with particular average

简明释义

担保单独海损货物水渍险

英英释义

例句

1.When calculating the shipping costs, they considered the cargo's value with particular average （按特定平均值） to ensure proper coverage.

在计算运费时，他们考虑了货物的价值 with particular average （按特定平均值） 以确保适当的保障。

2.The accountant reported the financial losses with particular average （按特定平均值） to provide a clearer picture of the company's situation.

会计师报告了公司的财务损失 with particular average （按特定平均值） 以提供更清晰的公司状况。

3.The insurance policy covers damages to the property with particular average （按特定平均值） in case of a natural disaster.

这份保险政策在自然灾害发生时，涵盖对财产的损失 with particular average （按特定平均值）。

4.The contract specified that losses would be compensated with particular average （按特定平均值） for all insured items.

合同规定所有投保物品的损失将 with particular average （按特定平均值） 进行赔偿。

5.In maritime law, claims are often settled with particular average （按特定平均值） to reflect the actual loss incurred.

在海事法中，索赔通常 with particular average （按特定平均值） 解决，以反映实际发生的损失。

作文

In the world of finance and insurance, the term with particular average refers to a specific type of insurance coverage that protects against partial losses. This concept is crucial for businesses and individuals who want to ensure that they are adequately covered in case of unforeseen events. Understanding how with particular average works can help individuals make informed decisions about their insurance policies and financial planning.When we talk about insurance, it is essential to differentiate between total loss and partial loss. A total loss occurs when an insured item is completely destroyed or lost, while a partial loss refers to damage that does not result in the total destruction of the item. Insurance policies that operate with particular average provide coverage specifically for these partial losses. This means that if an insured item suffers damage but is still usable, the policyholder can claim compensation for the repair costs or the value of the lost portion.For example, consider a shipping company that transports goods across the ocean. If a shipment of electronics is damaged during transit due to rough weather, the company may face significant losses. If the company has an insurance policy that operates with particular average, it can claim compensation for the damaged items without having to prove that the entire shipment was lost. This type of coverage is particularly beneficial for businesses that deal with high-value items or operate in industries where damage is a common risk.Moreover, the concept of with particular average also emphasizes the importance of understanding the terms and conditions of an insurance policy. Policyholders must be aware of the specific coverage limits, deductibles, and exclusions that apply to their policies. Some policies may only cover certain types of damage or may require the insured to take specific actions to mitigate losses. Therefore, it is crucial for individuals and businesses to read their insurance contracts carefully and consult with insurance professionals when necessary.In addition to its practical applications, the concept of with particular average can also serve as a metaphor for life’s uncertainties. Just as insurance protects us from unexpected losses, having a plan and being prepared can help us navigate the challenges we face in our personal and professional lives. By taking proactive steps to safeguard our assets and well-being, we can minimize the impact of unforeseen events and maintain a sense of security.In conclusion, the term with particular average plays a vital role in the realm of insurance, providing coverage for partial losses that can significantly affect individuals and businesses. By understanding this concept and its implications, policyholders can make better-informed decisions about their insurance needs. Furthermore, recognizing the broader significance of with particular average can inspire us to adopt a proactive approach to life, ensuring that we are prepared for whatever challenges may come our way.

在金融和保险的世界中，术语with particular average指的是一种特定类型的保险覆盖，旨在保护部分损失。这一概念对希望确保在不可预见事件发生时得到充分保障的企业和个人至关重要。理解with particular average的运作方式可以帮助个人就其保险政策和财务规划做出明智的决策。当我们谈论保险时，区分全损和部分损失是至关重要的。全损是指被保险物品完全毁坏或丢失，而部分损失则是指没有导致物品完全毁坏的损害。以with particular average为基础的保险政策专门提供对这些部分损失的覆盖。这意味着，如果被保险物品遭受损害但仍然可用，保单持有人可以索赔修理费用或丢失部分的价值。例如，考虑一家运输公司，它在海洋上运输货物。如果一批电子产品在运输过程中因恶劣天气而受损，该公司可能面临重大损失。如果该公司拥有一份以with particular average为基础的保险政策，它可以索赔受损物品的赔偿，而无需证明整个货物已丢失。这种类型的覆盖对于处理高价值物品或在损害风险普遍的行业中运营的企业尤其有利。此外，with particular average的概念还强调了理解保险政策条款和条件的重要性。保单持有人必须了解适用于其政策的特定覆盖限额、免赔额和排除条款。有些政策可能仅覆盖某些类型的损害，或者可能要求被保险人采取特定行动来减少损失。因此，个人和企业仔细阅读保险合同并在必要时咨询保险专业人士是至关重要的。除了其实际应用外，with particular average的概念也可以作为生活不确定性的隐喻。正如保险保护我们免受意外损失一样，拥有计划和准备也可以帮助我们应对个人和职业生活中的挑战。通过采取主动措施来保护我们的资产和福祉，我们可以最大限度地减少不可预见事件的影响，并保持安全感。总之，术语with particular average在保险领域中发挥着重要作用，为可能严重影响个人和企业的部分损失提供覆盖。通过理解这一概念及其含义，保单持有人可以就其保险需求做出更明智的决策。此外，认识到with particular average的更广泛意义可以激励我们采取积极的生活态度，确保我们为可能面临的挑战做好准备。