with particular average

简明释义

担保单独海损

英英释义

例句

1.The maritime law states that claims can be made with particular average for partial losses.

海事法规定，可以针对部分损失提出按特定平均损失的索赔。

2.You should review your contract to see if it includes coverage with particular average.

您应该检查合同以查看是否包括按特定平均损失的保障。

3.When shipping goods, it's important to declare any items with particular average.

在运输货物时，声明任何按特定平均损失的物品是很重要的。

4.Our company specializes in insuring artworks with particular average policies.

我们公司专门为艺术品提供按特定平均损失的保险政策。

5.The insurance policy covers damages to the cargo with particular average.

保险政策涵盖对货物的损害按特定平均损失。

作文

In the world of finance and insurance, understanding various terms is crucial for effective communication and decision-making. One such term that often comes up is with particular average, which refers to a specific type of insurance clause that provides coverage for partial losses. This concept is particularly important in marine insurance, where the value of cargo can fluctuate significantly. When a ship carrying goods encounters rough seas, it may suffer damages that do not total the entire value of the cargo. In such cases, the with particular average clause ensures that the insured party receives compensation for the losses incurred without needing to claim the full value of the shipment.The significance of this clause lies in its ability to protect both the insurer and the insured. For the insurer, it limits their liability since they are only responsible for compensating partial losses rather than the entire value of the cargo. This helps maintain the stability of the insurance market by preventing excessive claims that could arise from complete loss scenarios. On the other hand, for the insured, having coverage with particular average means they can still recover some financial losses even if the entire shipment is not lost. This is especially beneficial for businesses that rely heavily on shipping goods, as it provides them with a safety net against unforeseen circumstances.Moreover, the application of the with particular average clause can vary depending on the terms agreed upon in the insurance policy. Some policies may include specific conditions under which partial losses are covered, while others might have exclusions that limit the scope of coverage. Therefore, it is essential for both parties to thoroughly review and understand the terms of the insurance contract to avoid any misunderstandings in the event of a claim.In practice, the implications of with particular average can be seen in various scenarios. For instance, if a container filled with electronics is damaged during transport due to water leakage, the insured could file a claim under this clause. The insurance company would then assess the damage and compensate the insured for the loss of the electronics, provided it meets the criteria outlined in the policy. This process highlights the importance of having clear communication and documentation between the insurer and the insured.In conclusion, the term with particular average plays a vital role in the realm of insurance, particularly in maritime contexts. By offering protection against partial losses, it serves as a bridge between the interests of the insurer and the insured. Understanding this term and its implications can lead to better risk management strategies for businesses involved in shipping and logistics. As the global trade landscape continues to evolve, having a solid grasp of insurance terminology, including with particular average, will remain essential for all stakeholders involved in the industry.

在金融和保险的世界中，理解各种术语对于有效沟通和决策至关重要。其中一个经常出现的术语是with particular average，它指的是一种特定类型的保险条款，提供对部分损失的保障。这个概念在海洋保险中尤为重要，因为货物的价值可能会大幅波动。当一艘装载货物的船只遇到恶劣天气时，可能会遭受损害，这些损害并未达到整个货物的价值。在这种情况下，with particular average条款确保被保险方能够获得因损失而产生的赔偿，而无需索赔整个货物的价值。这个条款的重要性在于它能够保护保险人和被保险人的利益。对于保险公司而言，它限制了他们的责任，因为他们只需对部分损失进行赔偿，而不是整个货物的价值。这有助于维护保险市场的稳定，防止因完全损失情境而引发过度索赔。另一方面，对于被保险人而言，拥有with particular average的保障意味着即使整个货物并未丢失，他们仍然可以弥补一些经济损失。这对于依赖运输货物的企业尤为有利，因为它为他们提供了应对不可预见情况的安全网。此外，with particular average条款的适用可能因保险政策中约定的条款而异。一些政策可能包括特定条件，以便覆盖部分损失，而其他政策可能有排除条款，限制保障范围。因此，双方都必须仔细审查和理解保险合同的条款，以避免在索赔时出现误解。在实践中，with particular average的含义可以在各种场景中看到。例如，如果一箱电子产品在运输过程中因水泄漏而受损，被保险人可以根据该条款提出索赔。保险公司随后将评估损害，并根据保单中列出的标准向被保险人赔偿电子产品的损失。这个过程突显了保险人与被保险人之间保持清晰沟通和文档记录的重要性。总之，术语with particular average在保险领域，特别是在海洋背景下，扮演着至关重要的角色。通过提供对部分损失的保护，它在保险人和被保险人之间架起了一座桥梁。理解这个术语及其影响，可以使参与运输和物流的企业制定更好的风险管理策略。随着全球贸易格局的不断发展，掌握保险术语，包括with particular average，对所有参与者来说仍将是至关重要的。