voyage insurance

简明释义

航次保险

英英释义

例句

1.Before setting sail on their cruise, the family purchased voyage insurance to protect against any unforeseen circumstances.

在他们的邮轮出发前，这个家庭购买了旅行保险以保护自己免受任何不可预见的情况。

2.She felt more secure knowing that her trip was covered by voyage insurance in case of emergencies.

她知道自己的旅行有旅行保险保障，以防紧急情况，因此感到更加安心。

3.The travel agent explained that voyage insurance can help with medical expenses while abroad.

旅行代理人解释说，旅行保险可以帮助支付国外的医疗费用。

4.The shipping company requires all cargo to have voyage insurance to cover potential losses during transport.

这家航运公司要求所有货物都必须有航程保险，以覆盖运输过程中的潜在损失。

5.He filed a claim for damages after his yacht sank, relying on his voyage insurance for compensation.

他的游艇沉没后，他申请了赔偿，依靠他的航程保险来获得赔偿。

作文

When planning a trip, whether for leisure or business, travelers often overlook the importance of securing adequate protection for their journey. One essential aspect that should not be neglected is voyage insurance, which serves as a safety net against unforeseen circumstances that may arise during travel. In this essay, I will explore the significance of voyage insurance and why it is crucial for anyone embarking on a journey.First and foremost, voyage insurance provides financial protection against various risks associated with traveling. This can include trip cancellations, medical emergencies, lost luggage, and other unexpected events. For instance, if a traveler has to cancel their flight due to a family emergency, voyage insurance can reimburse them for the non-refundable costs incurred. Similarly, in the event of a medical emergency abroad, having voyage insurance ensures that the individual can receive necessary medical treatment without facing exorbitant out-of-pocket expenses.Moreover, voyage insurance can also cover personal liability. If a traveler accidentally causes damage to someone else's property or injures another person while on their trip, voyage insurance can protect them from potential legal claims. This aspect of coverage is particularly important for those who engage in adventurous activities, such as skiing or hiking, where the risk of accidents is higher.Another significant advantage of voyage insurance is the peace of mind it offers. Traveling can be stressful, and the last thing anyone wants is to worry about what might go wrong. Knowing that one is protected by voyage insurance allows travelers to focus on enjoying their experience rather than fretting over potential mishaps. This sense of security can enhance the overall travel experience, making it more enjoyable and fulfilling.In addition to these benefits, voyage insurance can also provide assistance services that are invaluable in times of need. Many policies include 24/7 emergency assistance hotlines that travelers can contact for help. Whether it’s finding a local doctor, arranging for transportation back home, or locating lost belongings, having access to such services can make a significant difference in how a traveler navigates challenges abroad.However, it is essential for travelers to carefully review the terms and conditions of their voyage insurance policy. Not all policies offer the same coverage, and some may have exclusions that could leave travelers vulnerable. For example, certain high-risk activities may not be covered, and pre-existing medical conditions might also be excluded from coverage. Therefore, it is crucial to understand what is included and what is not to ensure adequate protection.In conclusion, voyage insurance is an indispensable component of travel planning. It provides financial protection against a myriad of risks, offers peace of mind, and grants access to essential assistance services. As the saying goes, "better safe than sorry," and this holds particularly true when it comes to traveling. By investing in voyage insurance, travelers can embark on their journeys with confidence, knowing they are safeguarded against the unexpected. Therefore, it is highly advisable for everyone to consider obtaining voyage insurance before setting off on their next adventure.

在计划旅行时，无论是休闲还是商务，旅行者常常忽视为他们的旅程提供足够保护的重要性。一个不应被忽视的关键方面是航行保险，它作为一种安全网，保护旅行中可能出现的意外情况。在这篇文章中，我将探讨航行保险的重要性，以及为什么它对任何出行的人来说都是至关重要的。首先，航行保险为与旅行相关的各种风险提供财务保护。这可能包括行程取消、医疗紧急情况、行李丢失和其他意外事件。例如，如果旅行者因家庭紧急情况不得不取消航班，航行保险可以补偿他们遭受的不可退还费用。同样，在国外发生医疗紧急情况时，拥有航行保险可确保个人能够接受必要的医疗治疗，而无需承担巨额自付费用。此外，航行保险还可以涵盖个人责任。如果旅行者在旅途中意外损坏他人财产或伤害他人，航行保险可以保护他们免受潜在的法律索赔。这一保障特别重要，尤其是对于参与冒险活动的人，如滑雪或徒步旅行，因为这些活动的事故风险更高。另一个显著的优势是航行保险所提供的安心感。旅行可能会带来压力，任何人都不想担心可能出现的问题。知道自己受到航行保险的保护，使旅行者能够专注于享受他们的经历，而不是担心潜在的不幸事件。这种安全感可以增强整体旅行体验，使其更加愉快和充实。除了这些好处，航行保险还可以提供在需要时非常宝贵的协助服务。许多政策包括24/7的紧急协助热线，旅行者可以拨打以寻求帮助。无论是寻找当地医生、安排返回家的交通，还是定位丢失的物品，能够获得这样的服务在旅行者应对国外挑战时可以产生重大影响。然而，旅行者必须仔细审查他们的航行保险政策的条款和条件，并非所有政策都提供相同的保障，有些可能存在排除条款，可能使旅行者处于脆弱状态。例如，某些高风险活动可能不在保障范围内，已有的医疗状况也可能不在保障范围内。因此，了解哪些内容包含在内及哪些不在内，对于确保充分的保护至关重要。总之，航行保险是旅行规划中不可或缺的组成部分。它为各种风险提供财务保护，提供安心感，并授予获得必要协助服务的权限。正如谚语所说，“宁可安全，也不要后悔”，这在旅行时尤其真实。通过投资于航行保险，旅行者可以自信地踏上旅程，知道他们得到了意外事件的保护。因此，强烈建议每个人在下次冒险之前考虑购买航行保险。