unused balance

简明释义

结存

英英释义

例句

1.You can transfer your unused balance to another account.

你可以将你的未使用余额转移到另一个账户。

2.The store allows you to use your unused balance for future purchases.

该商店允许你将未使用余额用于未来的购买。

3.You have an unused balance of $50 on your gift card.

你的礼品卡上还有未使用余额50美元。

4.Please check your unused balance before making a new purchase.

在进行新购买之前，请检查你的未使用余额。

5.The unused balance in your account will expire next month.

你账户中的未使用余额下个月将过期。

作文

In today's fast-paced world, managing personal finances has become increasingly important. One key concept that individuals often encounter is the notion of an unused balance. This term refers to the amount of money that remains in an account or on a prepaid card that has not yet been spent or utilized. Understanding how to effectively manage this unused balance can lead to better financial decision-making and savings. Firstly, it is essential to recognize the significance of keeping track of your unused balance. Many people use various financial tools such as budgeting apps, spreadsheets, or even simple pen and paper to monitor their spending habits. By consistently checking your unused balance, you can gain insights into your spending patterns, identify areas where you may be overspending, and make necessary adjustments to your budget. For instance, if you notice that your unused balance is consistently high at the end of each month, it might indicate that you are not fully utilizing your resources, or perhaps you are saving too aggressively without enjoying the fruits of your labor. Moreover, having an unused balance can provide a sense of security. Knowing that you have funds available for emergencies or unexpected expenses can alleviate financial stress. For example, if an urgent situation arises, such as a medical emergency or car repair, having an unused balance can help you cover those costs without resorting to credit cards or loans, which may incur high-interest rates. On the other hand, it is crucial to strike a balance between saving and spending. While an unused balance can be beneficial, having too much money sitting idle can hinder your financial growth. Instead of allowing your funds to remain unused, consider investing them in opportunities that can yield returns over time. For instance, placing your unused balance in a high-yield savings account or investing in stocks can help your money grow rather than simply sitting in a checking account. Furthermore, understanding the terms and conditions associated with your accounts is vital. Some accounts may have expiration dates for the unused balance, particularly with gift cards or promotional offers. Failing to use these balances within the stipulated time frame can result in losing your money. Therefore, being aware of any deadlines related to your unused balance can help you maximize your financial resources. In conclusion, the concept of unused balance is an integral part of financial management. By keeping track of this balance, understanding its implications, and making informed decisions about spending and saving, individuals can enhance their financial well-being. Whether it is through budgeting, investing, or simply being mindful of account terms, effectively managing your unused balance can lead to a more secure and prosperous financial future.

在当今快节奏的世界中，管理个人财务变得越来越重要。一个人们常常遇到的关键概念是“未使用余额”的概念。这个术语指的是账户或预付卡中尚未消费或利用的金额。理解如何有效管理这个未使用余额可以导致更好的财务决策和储蓄。 首先，必须认识到跟踪您的未使用余额的重要性。许多人使用各种财务工具，如预算应用程序、电子表格或简单的纸笔，来监控他们的消费习惯。通过定期检查您的未使用余额，您可以获得对消费模式的洞察，识别可能超支的领域，并对预算进行必要的调整。例如，如果您发现每个月末的未使用余额始终很高，这可能表明您没有充分利用资源，或者您过于激进地储蓄，而没有享受劳动的果实。 此外，拥有未使用余额可以提供一种安全感。知道您有资金可用于紧急情况或意外开支可以减轻财务压力。例如，如果出现紧急情况，例如医疗急救或汽车维修，拥有未使用余额可以帮助您覆盖这些费用，而无需诉诸信用卡或贷款，这可能会产生高利率。 另一方面，在储蓄和消费之间取得平衡至关重要。虽然未使用余额可能是有益的，但如果太多资金闲置不动，可能会妨碍您的财务增长。与其让您的资金保持未使用状态，不如考虑将其投资于可以随着时间产生回报的机会。例如，将您的未使用余额放入高收益储蓄账户或投资股票，可以帮助您的资金增长，而不仅仅是在支票账户中闲置。 此外，了解与您的账户相关的条款和条件也至关重要。一些账户可能对未使用余额有到期日期，特别是对于礼品卡或促销优惠。如果未能在规定的时间内使用这些余额，可能会导致您失去资金。因此，了解与您的未使用余额相关的任何截止日期可以帮助您最大化财务资源。 总之，未使用余额的概念是财务管理的一个重要部分。通过跟踪这个余额，理解其含义，并对消费和储蓄做出明智的决定，个人可以增强财务健康。无论是通过预算、投资，还是仅仅关注账户条款，有效管理您的未使用余额可以导致更加安全和繁荣的财务未来。