trust receipt

简明释义

信托收据

英英释义

例句

1.In trade finance, a trust receipt is often used to secure financing.

在贸易融资中，信托收据通常用于确保融资。

2.The bank issued a trust receipt to facilitate the import of goods.

银行签发了一份信托收据以便利货物的进口。

3.Before releasing the cargo, the shipping company required a trust receipt from the importer.

在放行货物之前，航运公司要求进口商提供一份信托收据。

4.A trust receipt can serve as collateral for a loan.

一份信托收据可以作为贷款的抵押品。

5.The exporter provided a trust receipt to ensure payment upon delivery.

出口商提供了一份信托收据以确保交货时付款。

作文

In the world of finance, various instruments facilitate trade and transactions between parties. One such instrument is the trust receipt, which plays a crucial role in international trade financing. A trust receipt is a document issued by a bank to a borrower, allowing them to take possession of goods while still owing money to the bank. This arrangement is particularly common in import and export businesses, where immediate access to goods is necessary for timely sales and distribution.When a company imports goods, they often need to pay the supplier upfront or secure financing to cover the cost. In many cases, banks provide loans based on the value of the goods being imported. The trust receipt serves as a security measure for the bank, ensuring that they have a claim to the goods until the loan is repaid. Essentially, the goods are held in trust for the bank, hence the name "trust receipt."The process begins when a business applies for financing to purchase goods. Once the bank approves the loan, they issue a trust receipt after the goods arrive at the port. This document allows the business to take possession of the goods and start selling them while still owing the bank. However, it also places certain obligations on the borrower. They must sell the goods and use the proceeds to repay the bank within a specified period.The advantages of using a trust receipt are manifold. For one, it provides immediate access to inventory, allowing businesses to operate efficiently without waiting for full payment to the bank. This can be especially beneficial in competitive markets where timing is critical. Furthermore, it reduces the risk for the bank, as they retain ownership of the goods until the debt is settled.However, there are risks associated with trust receipts. If the borrower fails to sell the goods or defaults on the loan, the bank has the right to reclaim the inventory. This can lead to significant losses for the borrower, especially if they have invested in marketing or distribution efforts. Additionally, the terms of the trust receipt can vary widely between banks, so borrowers must carefully review the conditions attached to the document.In conclusion, a trust receipt is an essential tool in the realm of trade finance, providing a mechanism for businesses to access goods while managing their cash flow. Understanding how a trust receipt works and its implications can help businesses make informed decisions about their financing options. As global trade continues to expand, the importance of instruments like the trust receipt will only increase, making it vital for entrepreneurs and financial professionals to grasp its significance in the trading landscape.

在金融世界中，各种工具促进了各方之间的贸易和交易。其中一种工具是信托收据，它在国际贸易融资中发挥着关键作用。信托收据是银行向借款人发出的文件，允许他们在仍欠银行钱的情况下占有货物。这种安排在进出口业务中尤为常见，因为及时获取货物对于销售和分销至关重要。当一家公司进口货物时，他们通常需要提前支付供应商或获得融资来覆盖成本。在许多情况下，银行根据进口货物的价值提供贷款。信托收据作为银行的担保措施，确保他们对货物拥有索赔权，直到贷款偿还为止。实质上，货物被视为信托持有给银行，因此得名“信托收据”。这一过程始于企业申请融资以购买货物。一旦银行批准贷款，他们在货物到达港口后发出信托收据。该文件允许企业占有货物并开始销售，同时仍然欠银行。然而，这也对借款人施加了一定的义务。他们必须出售货物，并在规定的时间内利用收益偿还银行。使用信托收据的优点是多方面的。首先，它提供了对库存的即时访问，使企业能够高效运营，无需等待银行的全额付款。这在竞争激烈的市场中尤其有利，因为时机至关重要。此外，它减少了银行的风险，因为在债务清偿之前，他们保留对货物的所有权。然而，信托收据也存在风险。如果借款人未能出售货物或违约，银行有权收回库存。这可能导致借款人遭受重大损失，特别是在他们已经投资于营销或分销工作时。此外，信托收据的条款可能在不同银行之间差异很大，因此借款人必须仔细审查与文件相关的条件。总之，信托收据是贸易融资领域中的重要工具，为企业在管理现金流的同时获取货物提供了机制。理解信托收据的运作方式及其影响可以帮助企业做出明智的融资选择。随着全球贸易的不断扩展，像信托收据这样的工具的重要性只会增加，因此企业家和金融专业人士掌握其在交易环境中意义的必要性不言而喻。