traveller's letter of credit

简明释义

旅行信用证

英英释义

例句

1.Many travelers prefer a traveller's letter of credit because it provides a backup payment method.

许多旅行者更喜欢使用旅行者信用证，因为它提供了备用付款方式。

2.The bank issued a traveller's letter of credit for my trip, allowing me to withdraw money in multiple currencies.

银行为我的旅行开具了一份旅行者信用证，允许我以多种货币提取现金。

3.Using a traveller's letter of credit can be safer than carrying large amounts of cash while traveling.

使用旅行者信用证比在旅行时携带大量现金更安全。

4.I needed a traveller's letter of credit to pay for hotel accommodations in advance during my overseas trip.

我需要一份旅行者信用证来提前支付我在海外旅行时的酒店住宿费用。

5.When traveling abroad, I always carry a traveller's letter of credit to ensure I can access funds easily.

在国外旅行时，我总是携带一份旅行者信用证以确保我可以轻松获取资金。

作文

In today's globalized world, traveling has become more accessible than ever. However, with the ease of travel comes the need for financial security and convenience. One financial instrument that has gained popularity among international travelers is the traveller's letter of credit. This financial tool can provide peace of mind while exploring new destinations, ensuring that travelers have access to funds when they need them most.A traveller's letter of credit is essentially a guarantee from a bank or financial institution that a traveler can access a specified amount of money while abroad. It serves as a secure alternative to carrying large amounts of cash or relying solely on credit cards. When a traveler presents this letter at a designated bank or financial institution in the foreign country, they can receive cash or make payments directly, depending on the terms of the letter.The benefits of using a traveller's letter of credit are numerous. Firstly, it mitigates the risks associated with carrying cash, such as theft or loss. In unfamiliar environments, having a secure method of accessing funds can be invaluable. Furthermore, this financial instrument can also help travelers avoid unfavorable exchange rates that may occur when converting cash at local currency exchange services.Another advantage is the flexibility that a traveller's letter of credit offers. Travelers can obtain the letter before departing, specifying the amount they might need based on their itinerary and planned expenses. This foresight allows for better budgeting and reduces the likelihood of running out of funds during the trip. Additionally, many letters of credit can be tailored to the individual’s needs, allowing for a customized approach to travel finance.However, there are some considerations to keep in mind when utilizing a traveller's letter of credit. For one, travelers must ensure that the issuing bank has partnerships with banks in the destination country. Not all banks will accept every type of letter of credit, which could lead to complications if travelers are not adequately prepared. Moreover, there may be fees associated with obtaining and using the letter, which can add to the overall cost of travel.In conclusion, a traveller's letter of credit can significantly enhance a traveler's experience by providing security and convenience when managing finances abroad. By understanding how this financial instrument works and its benefits, travelers can make informed decisions about their financial strategies while exploring the world. As travel continues to grow in popularity, tools like the traveller's letter of credit will likely play an important role in ensuring that journeys remain enjoyable and stress-free.

在当今全球化的世界中，旅行变得比以往任何时候都更加方便。然而，随着旅行的便利性而来的是对金融安全和便利性的需求。国际旅行者中越来越受欢迎的一种金融工具是旅行者信用证。这一金融工具可以在探索新目的地时提供心理安慰，确保旅行者在需要时能够获取资金。旅行者信用证本质上是来自银行或金融机构的担保，证明旅行者可以在国外获取指定金额的资金。它作为携带大量现金或仅依赖信用卡的安全替代方案。当旅行者在外国的指定银行或金融机构出示这封信用证时，他们可以根据信用证的条款获得现金或直接进行支付。使用旅行者信用证的好处是众多的。首先，它减轻了携带现金所带来的风险，例如被盗或丢失。在陌生的环境中，拥有一种安全的方法来获取资金是无价的。此外，这一金融工具还可以帮助旅行者避免在当地货币兑换服务中转换现金时可能出现的不利汇率。另一个优势是旅行者信用证所提供的灵活性。旅行者可以在出发之前获取信用证，根据他们的行程和计划支出指定他们可能需要的金额。这种前瞻性有助于更好地预算，并减少在旅行期间资金耗尽的可能性。此外，许多信用证可以根据个人的需求量身定制，从而为旅行财务提供个性化的解决方案。然而，在使用旅行者信用证时需要考虑一些事项。首先，旅行者必须确保发行银行与目的地国家的银行有合作关系。并非所有银行都会接受每种类型的信用证，如果旅行者没有做好充分准备，可能会导致复杂的情况。此外，获取和使用信用证可能会涉及费用，这可能会增加旅行的整体成本。总之，旅行者信用证可以通过提供安全性和便利性来显著提升旅行者的体验，帮助他们在国外管理财务。通过了解这一金融工具的运作方式及其好处，旅行者可以就自己的财务策略做出明智的决定，在探索世界的同时保持愉快的旅行体验。随着旅行持续增长的受欢迎程度，像旅行者信用证这样的工具很可能在确保旅程愉快和无忧方面发挥重要作用。