sue and labor clause

简明释义

损害防止条款

英英释义

例句

1.Our lawyer explained that the sue and labor clause protects the insured when they take preventative measures.

我们的律师解释说，诉讼和劳务条款在被保险人采取预防措施时提供保护。

2.The insurance policy includes a sue and labor clause, which allows the insured to take necessary actions to prevent further loss.

保险政策包括一个诉讼和劳务条款，这允许被保险人采取必要措施以防止进一步损失。

3.In case of a disaster, the sue and labor clause ensures that the policyholder can act without waiting for the insurer's approval.

在灾难发生的情况下，诉讼和劳务条款确保保单持有人可以在不等待保险公司批准的情况下采取行动。

4.The sue and labor clause is essential for businesses to mitigate damages before filing a claim.

对于企业来说，诉讼和劳务条款对于在提出索赔之前减轻损失至关重要。

5.She invoked the sue and labor clause after the flood to start repairs immediately.

洪水后，她启动了诉讼和劳务条款，以立即开始修复工作。

作文

The concept of the sue and labor clause plays a crucial role in the insurance industry, particularly in marine insurance policies. This clause is designed to protect the interests of the insured by ensuring that they take reasonable steps to mitigate losses after an incident occurs. In essence, it obligates the insured to act in a manner that minimizes damage and loss, thereby safeguarding both their own interests and those of the insurer. Understanding this clause is vital for anyone involved in maritime activities, as it outlines the responsibilities and expectations placed upon the insured party.When a ship encounters trouble, such as damage from rough seas or a collision, the sue and labor clause requires the shipowner or operator to take immediate action to prevent further loss. This could involve hiring salvage crews, repairing damages, or taking other necessary measures to preserve the vessel and its cargo. The key aspect of this clause is that the insured must act prudently and within reason; failure to do so could result in a denial of claims by the insurer.The importance of the sue and labor clause can be illustrated through a hypothetical scenario. Imagine a shipping company that has a cargo ship caught in a storm. The ship sustains damage, and the crew must decide whether to attempt repairs at sea or abandon the vessel. If they choose to do nothing and the situation worsens, the resulting losses may not be fully covered by their insurance policy due to the lack of action taken under the sue and labor clause. On the other hand, if they promptly engage in salvage operations and repair efforts, they demonstrate their commitment to mitigating losses, which would support their claim for compensation.Moreover, the sue and labor clause also emphasizes the principle of good faith in insurance contracts. Insurers expect their clients to act responsibly and to cooperate during the claims process. By adhering to the obligations set forth in this clause, the insured not only protects their financial interests but also fosters a trusting relationship with their insurer. This mutual understanding is essential for the smooth functioning of the insurance market, particularly in high-risk industries like shipping.In conclusion, the sue and labor clause is an integral part of marine insurance that mandates the insured to take reasonable actions to minimize losses. It underscores the need for prompt and prudent decision-making in the face of adversity. For those involved in maritime operations, a clear understanding of this clause can mean the difference between a successful claim and a denied one. Therefore, it is imperative for shipowners, operators, and stakeholders to familiarize themselves with the implications of the sue and labor clause to ensure they are adequately protected and prepared for unforeseen challenges at sea.

“诉讼和劳务条款”在保险行业中扮演着至关重要的角色，特别是在海洋保险政策中。该条款旨在保护被保险人的利益，确保他们在事件发生后采取合理措施来减轻损失。从本质上讲，它要求被保险人以一种能够最小化损害和损失的方式行事，从而保护自己和保险公司的利益。理解这一条款对于任何参与海事活动的人来说都是至关重要的，因为它概述了对被保险方施加的责任和期望。当一艘船遇到麻烦时，例如因恶劣海况或碰撞而造成损坏，“诉讼和劳务条款”要求船东或运营商立即采取行动以防止进一步损失。这可能涉及聘请打捞队、进行修理或采取其他必要措施来保护船只及其货物。该条款的关键在于，被保险人必须以审慎和合理的方式行事；如果不这样做，可能会导致保险公司拒绝索赔。“诉讼和劳务条款”的重要性可以通过一个假设场景来说明。想象一家航运公司拥有一艘在风暴中被困的货船。船只遭受损坏，船员必须决定是尝试在海上进行修理还是放弃船只。如果他们选择不采取任何行动而使情况恶化，最终的损失可能不会因未能根据“诉讼和劳务条款”采取行动而得到完全赔偿。另一方面，如果他们迅速进行打捞和修复工作，他们就表明了减轻损失的承诺，这将支持他们的索赔请求。此外，“诉讼和劳务条款”还强调了保险合同中诚信原则的重要性。保险公司期望客户负责任地行事，并在索赔过程中合作。通过遵守这一条款中的义务，被保险人不仅保护了自己的财务利益，还与保险公司建立了信任关系。这种相互理解对于保险市场的顺利运作至关重要，尤其是在高风险行业如航运业中。总之，“诉讼和劳务条款”是海洋保险中不可或缺的一部分，要求被保险人采取合理的行动以减少损失。它强调了在逆境中迅速和谨慎决策的必要性。对于那些参与海事运营的人来说，清楚理解这一条款可能意味着成功索赔和被拒绝索赔之间的区别。因此，船东、运营商和利益相关者必须熟悉“诉讼和劳务条款”的含义，以确保他们得到充分保护并为海上的意外挑战做好准备。