subject to particular average

简明释义

仅保单独海损

英英释义

例句

1.Before shipping, make sure you understand that any claims will be subject to particular average rules.

在发货之前，确保你理解任何索赔将受特定平均损失的影响规则。

2.The policy clearly indicates that claims for partial loss are subject to particular average requirements.

保单明确指出部分损失的索赔受特定平均损失的影响。

3.If your cargo is subject to particular average, you may need to provide evidence of the damage to receive compensation.

如果你的货物受特定平均损失的影响，你可能需要提供损坏的证据以获得赔偿。

4.The shipping contract states that all losses are subject to particular average, meaning only specific types of damage will be covered.

运输合同规定所有损失都受特定平均损失的影响，这意味着只有特定类型的损坏会得到赔偿。

5.In marine insurance, goods transported by sea are often subject to particular average when they are damaged due to rough weather.

在海洋保险中，因恶劣天气造成损坏的海运货物通常受特定平均损失的影响。

作文

In the world of maritime insurance, there are various terms and conditions that can sometimes be confusing for those not familiar with the industry. One such term is subject to particular average, which is crucial for understanding how losses are handled in maritime transport. This phrase indicates that a shipowner or cargo owner will only be compensated for certain types of losses that occur during transit, specifically those that are not covered by general average principles. To grasp this concept fully, it's essential to break it down further and explore its implications.When a vessel encounters unforeseen circumstances, such as a storm or collision, the costs incurred may fall under different categories. General average is a principle that allows for the sharing of losses among all parties involved in a maritime venture. For example, if a ship must jettison cargo to save the vessel and remaining goods, the losses are distributed proportionately among all stakeholders. However, losses that are subject to particular average do not qualify for this shared responsibility. Instead, they refer to specific damages that affect only individual cargo or the ship itself.This distinction is particularly important for cargo owners who need to understand their insurance coverage. If a shipment is subject to particular average, it means that the owner must bear some of the financial burden alone unless they have taken out additional insurance policies that cover such losses. For instance, if a container of goods is damaged due to rough handling at port, the owner would need to rely on their own insurance to recover losses, rather than expecting compensation from the collective pool of general average.Moreover, the application of subject to particular average can vary significantly depending on the terms of the insurance policy. Some policies may offer broader coverage, while others may be more restrictive. Therefore, it is imperative for cargo owners to carefully review their insurance agreements and understand what is included and excluded under the subject to particular average clause. This knowledge can prevent unpleasant surprises when it comes time to file a claim.In conclusion, the term subject to particular average plays a vital role in maritime insurance, delineating the responsibilities of cargo and ship owners when it comes to losses incurred during transport. By understanding this term and its implications, stakeholders can make informed decisions regarding their insurance needs and better navigate the complexities of maritime trade. As the shipping industry continues to evolve, being well-versed in such terminology will undoubtedly benefit those involved in the sector, ensuring that they are adequately prepared for any challenges that may arise during transit. Ultimately, knowledge is power, and in the realm of maritime insurance, understanding phrases like subject to particular average is essential for safeguarding one's financial interests.

在海事保险的世界中，有许多术语和条件，对于那些不熟悉该行业的人来说，有时可能会令人困惑。其中一个术语是特定平均责任，它对于理解海上运输中的损失处理至关重要。这个短语表明，船东或货物所有者只会对运输过程中发生的某些类型的损失进行赔偿，特别是那些不受一般平均原则保护的损失。要充分理解这一概念，有必要进一步分解并探讨其影响。当船舶遇到不可预见的情况，例如风暴或碰撞时，产生的费用可能会归入不同的类别。一般平均是一项原则，允许在海事事业中所有相关方之间分担损失。例如，如果一艘船必须抛弃货物以拯救船舶和剩余货物，则损失将按比例分配给所有利益相关者。然而，特定平均责任所指的损失并不符合这种共同责任。相反，它们是指仅影响单个货物或船舶本身的特定损害。这一区分对于需要了解其保险覆盖范围的货物所有者尤为重要。如果一批货物是特定平均责任，这意味着所有者必须独自承担部分经济负担，除非他们购买了额外的保险政策来覆盖此类损失。例如，如果一集装箱的货物因港口粗暴处理而受损，所有者将需要依靠自己的保险来弥补损失，而不是期待从一般平均的集体池中获得赔偿。此外，特定平均责任的适用性可能会因保险政策的条款而有显著差异。一些政策可能提供更广泛的覆盖，而另一些则可能更具限制性。因此，货物所有者必须仔细审查其保险协议，了解在特定平均责任条款下包含和排除的内容。这种知识可以防止在索赔时出现不愉快的惊喜。总之，术语特定平均责任在海事保险中发挥着至关重要的作用，划定了在运输过程中发生的损失中货物和船东的责任。通过理解这一术语及其影响，利益相关者可以就其保险需求做出明智的决定，更好地应对海上贸易的复杂性。随着航运业的不断发展，熟悉这些术语无疑将使参与该行业的人受益，确保他们为运输过程中可能出现的任何挑战做好充分准备。最终，知识就是力量，在海事保险领域，理解像特定平均责任这样的短语对于保护个人的财务利益至关重要。