subject to average

简明释义

平均摊算

英英释义

例句

1.The insurance policy states that any claims are subject to average if the property is underinsured.

保险政策规定，如果财产不足投保，任何索赔将受到平均损失的影响。

2.Before you file a claim, make sure you understand how being subject to average could affect your payout.

在提交索赔之前，请确保您了解如何被平均损失影响可能会影响您的赔偿金额。

3.In maritime law, cargo claims are often subject to average based on the value of the goods.

在海事法中，货物索赔通常根据货物的价值受到平均损失的影响。

4.The landlord's liability insurance is subject to average if the building is not insured for its full value.

如果建筑物没有按其全值投保，房东的责任保险将受到平均损失的影响。

5.If your home is valued at less than its market price, your insurance will be subject to average in case of damage.

如果您的房屋估值低于市场价格，您的保险在损坏情况下将受到平均损失的影响。

作文

In the world of finance and economics, understanding various terms and concepts is crucial for making informed decisions. One such term that often comes up in discussions about investments and financial returns is "subject to average." This phrase refers to the idea that certain outcomes or results will be influenced by the average performance of a group or a market. When we say an investment is "subject to average" (受平均影响), we imply that the returns on that investment will likely align with the average returns of similar investments or the overall market. This concept is particularly relevant when assessing the risk and potential reward associated with different financial instruments.To illustrate this concept, let’s consider a simple example involving stocks. Imagine you are evaluating two different stocks: Stock A, which has shown exceptional performance over the last year, and Stock B, which has performed below average. If you invest in Stock A, you might expect high returns based on its past performance. However, if the market experiences a downturn, it is possible that Stock A's returns will not be as high as anticipated and may even fall below the average return of the market. In this case, Stock A is still "subject to average" (受平均影响) because, despite its individual performance, it cannot escape the overarching trends of the market.On the other hand, Stock B, which has been underperforming, might also experience a shift in its fortunes. If the market as a whole improves, Stock B could see its returns increase, reflecting the average performance of the market. This demonstrates that all investments, regardless of their individual performance metrics, are ultimately influenced by the average outcomes of the market or sector they belong to.Moreover, the concept of being "subject to average" (受平均影响) extends beyond just stock investments; it can apply to various sectors, including real estate, mutual funds, and even personal finances. For instance, when investing in real estate, one might find that property values in a particular area tend to follow the average growth rates of similar regions. Therefore, if you choose to invest in a property, its value appreciation will likely be "subject to average" (受平均影响) trends in the housing market.Understanding that investments are "subject to average" (受平均影响) helps investors manage their expectations. It encourages them to analyze not just individual assets but also the broader market conditions that could affect their returns. This perspective is essential for developing a balanced investment strategy that accounts for both potential highs and lows.In conclusion, the phrase "subject to average" (受平均影响) encapsulates a fundamental principle in finance: that individual performance is often tied to broader market trends. By acknowledging this reality, investors can make more informed decisions, allowing them to navigate the complexities of the financial landscape with greater confidence. Whether one is considering stocks, real estate, or any other form of investment, keeping in mind that outcomes are "subject to average" (受平均影响) is a vital part of successful financial planning.