insolvency

简明释义

英[ɪnˈsɒlvənsi]美[ɪnˈsɑːlvənsi]

n. 破产，无力偿还；倒闭

复 数 i n s o l v e n c i e s

英英释义

单词用法

同义词

反义词

例句

1.British insolvency law has long been supportive of creditors whose debts are secured by companies' assets.

英国破产法一向支持债权人的利益，规定债权由企业资产偿还。

2.Bear's demise also shows how the boundary between illiquidity and insolvency is fast dissolving.

贝尔斯登的转让同样也说明了，非流动性和破产之间的界限在迅速的消融。

3.This is a turnaround for the sugar business, previously notorious for exploited Labour, insolvency and pollution.

这是一个制糖行业转折的机会，以前制糖行业因为其剥削劳工、破产和污染等而臭名远扬。

4.That was before Europe-wide insolvency arrangements for dealing with multinationals were introduced in 2005.

这在2005年欧洲引入跨国公司破产处理机制前司空见惯。

5.Insolvency rates across the East Anglia region fell by 53% in the year to March 2010, and by 30% nationally.

直到2010年3月，整个英吉利亚地区的破产率降低了53%，全国范围来看降低了30%。

6.Europe's flawed insolvency regimes will face a severe test in 2009.

2009年，欧洲有缺陷的破产制度将面临严峻挑战。

7.In truth an insolvency was never really on the CARDS.

事实上，破产还从未真正出现过。

8.America's public pension scheme is shuffling towards insolvency as the population ages.

随着人口的老龄化，美国民众的养老金计划进展迟缓甚至频临破产。

9.The big Banks still verge on insolvency and they still aren't lending.

大银行仍然徘徊在破产的边缘，他们也不贷款。

10.After months of declining sales, the board decided to file for insolvency.

在几个月的销售下降后，董事会决定申请破产。

11.The company's recent financial struggles have led to a declaration of insolvency.

该公司的近期财务困境导致了破产的声明。

12.He was forced to declare insolvency after failing to pay his debts.

他因未能偿还债务而被迫宣布破产。

13.The insolvency process can be complex and requires legal assistance.

破产程序可能很复杂，需要法律援助。

14.Investors are wary of companies that show signs of insolvency.

投资者对显示出破产迹象的公司保持警惕。

作文

In today's complex economic landscape, the term insolvency refers to the state of being unable to pay one's debts. This condition can arise from various factors, including poor financial management, unexpected expenses, or economic downturns. Understanding insolvency is crucial not only for businesses but also for individuals who may find themselves in precarious financial situations. When a company faces insolvency, it often leads to serious consequences. Creditors may initiate legal proceedings to recover their debts, and the company may be forced to liquidate its assets. This process can be devastating for employees, shareholders, and the overall economy. For instance, when a large corporation declares insolvency, it can result in job losses, reduced consumer confidence, and a ripple effect that impacts other businesses in the supply chain. There are two primary types of insolvency: cash flow insolvency and balance sheet insolvency. Cash flow insolvency occurs when an entity cannot meet its short-term financial obligations, even if its assets exceed its liabilities. On the other hand, balance sheet insolvency happens when liabilities surpass assets, indicating a more severe financial condition. For individuals, insolvency can manifest as personal bankruptcy. Many people face overwhelming debt due to unforeseen circumstances such as medical emergencies, job loss, or irresponsible spending. When individuals declare insolvency, they seek relief from their debts through legal means, allowing them to either restructure their finances or eliminate certain debts entirely. The impact of insolvency is not just limited to the affected parties; it can have broader implications for the economy. High rates of insolvency can signal economic distress, leading to tighter credit conditions and reduced investment. This cycle can perpetuate economic downturns, making it essential for governments and financial institutions to monitor and address insolvency trends proactively. Preventing insolvency requires sound financial planning and risk management. Businesses should maintain proper accounting practices, regularly assess their financial health, and prepare for potential downturns. Individuals should also prioritize budgeting, saving, and avoiding excessive debt to mitigate the risk of falling into insolvency. In conclusion, insolvency is a critical issue that affects both individuals and businesses alike. It serves as a reminder of the importance of financial responsibility and the need for effective management strategies. By understanding the causes and consequences of insolvency, stakeholders can better navigate the challenges of financial uncertainty and work towards more stable economic futures.

在今天复杂的经济环境中，术语insolvency指的是无法偿还债务的状态。这种情况可能由多种因素引起，包括财务管理不善、意外支出或经济衰退。理解insolvency对于企业和可能面临财务困境的个人来说至关重要。当一家公司面临insolvency时，通常会导致严重后果。债权人可能会启动法律程序以追讨债务，公司可能被迫清算其资产。这一过程对员工、股东及整体经济都可能造成毁灭性影响。例如，当一家大型公司宣布insolvency时，可能会导致失业、消费者信心下降以及对供应链中其他企业的连锁反应。insolvency主要有两种类型：现金流insolvency和资产负债表insolvency。现金流insolvency发生在一个实体无法满足短期财务义务时，即使其资产超过负债。另一方面，资产负债表insolvency发生在负债超过资产时，表明财务状况更为严重。对于个人而言，insolvency可能表现为个人破产。许多人因医疗紧急情况、失业或不负责任的消费而面临压倒性的债务。当个人宣布insolvency时，他们通过法律手段寻求解除债务的救济，从而允许他们重组财务或完全消除某些债务。insolvency的影响不仅限于受影响的各方；它对经济也可能产生更广泛的影响。高比例的insolvency可能表明经济困境，从而导致信贷条件收紧和投资减少。这种循环可能会加剧经济衰退，因此政府和金融机构需要主动监测和解决insolvency趋势。防止insolvency需要良好的财务规划和风险管理。企业应保持适当的会计实践，定期评估其财务健康状况，并为潜在的经济下滑做好准备。个人也应优先考虑预算、储蓄，避免过度债务，以降低陷入insolvency的风险。总之，insolvency是一个影响个人和企业的重要问题。它提醒我们财务责任的重要性以及有效管理策略的必要性。通过理解insolvency的原因和后果，利益相关者可以更好地应对财务不确定性的挑战，并朝着更稳定的经济未来努力。