real income

简明释义

实际收入

英英释义

例句

1.To understand your financial health, it's important to look at your real income 实际收入 after taxes and inflation.

要了解你的财务状况，查看税后和通货膨胀后的实际收入是很重要的。

2.The government reported that the average real income 实际收入 of households has risen significantly.

政府报告称，家庭的平均实际收入显著上升。

3.Many economists believe that rising costs can erode real income 实际收入 even if nominal wages increase.

许多经济学家认为，尽管名义工资增加，但上涨的成本可能会侵蚀实际收入。

4.After adjusting for inflation, my real income 实际收入 has increased over the past year.

经过通货膨胀调整，我的实际收入在过去一年中有所增加。

5.During economic downturns, real income 实际收入 often declines, impacting consumer spending.

在经济衰退期间，实际收入往往下降，影响消费者支出。

作文

Understanding the concept of real income is crucial for analyzing economic well-being. Real income refers to the income of individuals or groups after adjusting for inflation, which means it reflects the actual purchasing power of the money earned. Unlike nominal income, which is the raw amount of money received, real income provides a more accurate picture of how much goods and services can be purchased with that income. In today's economy, many people often confuse nominal income with real income. For instance, if someone receives a salary increase of 5% in a year when inflation is also 5%, their real income has not increased at all. This scenario highlights the importance of understanding the difference between the two types of income. When inflation rises, it erodes the purchasing power of money, making it essential to consider real income when evaluating financial health. For example, let's consider a family whose nominal income is $50,000 per year. If the inflation rate is 3%, the real income would be approximately $48,540 when adjusted for inflation. This means that although the family earns $50,000, they can only afford what $48,540 could buy in the previous year. This adjustment is vital for families planning their budgets, as it directly impacts their ability to save, invest, and spend. Moreover, policymakers often use real income to gauge economic performance. By analyzing changes in real income, governments can make informed decisions about monetary policy, taxation, and social welfare programs. If real income is stagnating or declining, it may indicate that the economy is not growing as expected, prompting action from policymakers to stimulate growth. Additionally, understanding real income is essential for individuals when making career choices or negotiating salaries. When seeking a new job or a raise, employees should consider not just the nominal figures but also how these numbers stack up against inflation. A seemingly high salary may not be as attractive if it does not translate into a significant increase in real income. Another critical aspect of real income is its impact on social inequality. Different demographic groups may experience varying rates of inflation, affecting their real income differently. For example, if housing costs rise significantly in a particular area, residents may find their real income decreasing even if their nominal incomes remain stable. This disparity can lead to increased economic inequality, as some groups struggle to maintain their standard of living while others thrive. In conclusion, real income is a fundamental concept in economics that goes beyond mere numbers. It encompasses the true value of income in terms of purchasing power, taking inflation into account. Understanding real income is vital for individuals, families, and policymakers alike, as it influences budgeting, economic analysis, and discussions around inequality. As we navigate an ever-changing economic landscape, keeping an eye on real income will help us make better financial decisions and foster a more equitable society.

理解实际收入的概念对于分析经济福祉至关重要。实际收入是指个人或群体在调整通货膨胀后的收入，这意味着它反映了所赚取金钱的实际购买力。与名义收入不同，名义收入是指收到的原始金额，而实际收入则提供了更准确的关于用这些收入可以购买多少商品和服务的图景。在当今经济中，许多人往往将名义收入与实际收入混淆。例如，如果某人的工资在通货膨胀率也为5%的年份增加了5%，那么他们的实际收入实际上并没有增加。这种情况突显了理解这两种收入类型之间差异的重要性。当通货膨胀上升时，它会侵蚀货币的购买力，因此在评估财务健康时考虑实际收入是至关重要的。例如，让我们考虑一个年收入为50,000美元的家庭。如果通货膨胀率为3%，则经过调整后，实际收入大约为48,540美元。这意味着尽管家庭的收入为50,000美元，但他们只能购买去年48,540美元所能购买的东西。这种调整对于制定家庭预算至关重要，因为它直接影响他们的储蓄、投资和消费能力。此外，政策制定者通常使用实际收入来衡量经济表现。通过分析实际收入的变化，政府可以就货币政策、税收和社会福利计划做出明智的决策。如果实际收入停滞或下降，可能表明经济未按预期增长，促使政策制定者采取措施刺激增长。此外，理解实际收入对于个人在职业选择或薪资谈判时也至关重要。在寻找新工作或加薪时，员工应该考虑的不仅仅是名义数字，还要考虑这些数字与通货膨胀的关系。看似高的工资如果不能转化为实际收入的显著增加，可能并不那么吸引人。实际收入的另一个关键方面是其对社会不平等的影响。不同的人口群体可能经历不同的通货膨胀率，从而对他们的实际收入产生不同的影响。例如，如果某个地区的住房成本显著上升，居民可能会发现即使名义收入保持稳定，他们的实际收入也在下降。这种差距可能导致经济不平等的加剧，因为一些群体努力维持生活水平，而其他群体却蓬勃发展。总之，实际收入是一个基本的经济概念，超越了单纯的数字。它涵盖了考虑通货膨胀后收入的真实价值，以购买力为标准。理解实际收入对于个人、家庭和政策制定者来说都是至关重要的，因为它影响预算、经济分析和关于不平等的讨论。在我们应对不断变化的经济环境时，关注实际收入将帮助我们做出更好的财务决策，并促进一个更加公正的社会。