ratchet purchase

简明释义

棘齿起重设备

英英释义

例句

1.After reviewing my budget, I decided to make a ratchet purchase 逐步购买 of a new laptop instead of buying it all at once.

在审查我的预算后，我决定逐步购买一台新笔记本电脑，而不是一次性购买。

2.By using a ratchet purchase 逐步购买 strategy, I can acquire expensive equipment without straining my finances.

通过使用逐步购买策略，我可以在不加重财务负担的情况下获取昂贵的设备。

3.I opted for a ratchet purchase 逐步购买 of my new smartphone, paying a little each month.

我选择逐步购买我的新智能手机，每个月支付一点。

4.The new policy allows employees to make ratchet purchases 逐步购买 for office supplies, making it easier to manage expenses.

新政策允许员工逐步购买办公用品，从而更容易管理费用。

5.The store offers a ratchet purchase 逐步购买 plan that allows customers to pay for their items over several months.

这家商店提供逐步购买计划，允许顾客在几个月内支付他们的商品。

作文

In today's dynamic economic landscape, consumers are increasingly faced with the challenge of making informed purchasing decisions. One concept that has gained traction in recent discussions about consumer behavior is the idea of a ratchet purchase. A ratchet purchase refers to a buying decision that leads to a permanent increase in a consumer's spending habits or lifestyle, often resulting in a commitment to higher expenditures over time. This phenomenon can be observed in various sectors, including technology, fashion, and home improvement. To illustrate, consider the example of smartphone purchases. When a consumer buys the latest model of a smartphone, they may find themselves drawn into a cycle of upgrading their devices more frequently. The initial purchase might seem reasonable; however, the ratchet purchase effect kicks in when the consumer feels compelled to keep up with the latest trends or features. As a result, their spending on technology escalates, leading to a long-term commitment to higher costs. Similarly, in the realm of fashion, a ratchet purchase can occur when individuals invest in high-end clothing or accessories. Once a consumer has made an expensive purchase, they may feel pressured to maintain that level of spending to uphold their social status or personal image. This shift in spending habits can create a financial burden, as the individual continuously seeks to match or exceed their previous expenditures. Moreover, the concept of a ratchet purchase is not limited to tangible goods. It can also apply to services such as gym memberships or subscription-based platforms. When someone commits to a premium subscription for exclusive content or services, they may find it challenging to revert to lower-cost options later. This is because the perceived value of the premium service creates a psychological barrier against downgrading, thereby solidifying a pattern of increased spending. Understanding the implications of ratchet purchases is crucial for consumers aiming to manage their finances effectively. By recognizing the potential for escalating commitments, individuals can make more conscious choices about their spending. For instance, before making a significant purchase, it is essential to evaluate whether the item or service will lead to a long-term increase in expenses. In conclusion, the phenomenon of ratchet purchases highlights the importance of mindful consumerism in today's society. As individuals navigate their purchasing decisions, being aware of the potential for increased spending can help them avoid falling into the trap of perpetual financial commitments. By practicing restraint and considering the long-term implications of their choices, consumers can better align their spending with their financial goals and values.

在当今动态的经济环境中，消费者面临着做出明智购买决策的挑战。一个在关于消费者行为的讨论中越来越受到关注的概念是ratchet purchase（锁定消费）的想法。ratchet purchase指的是一种购买决策，它导致消费者的消费习惯或生活方式的永久性增加，通常会导致对更高支出的长期承诺。这种现象可以在多个领域观察到，包括技术、时尚和家居改善。例如，考虑智能手机的购买。当消费者购买最新型号的智能手机时，他们可能会发现自己被吸引进入频繁升级设备的循环。初始购买可能看起来合理；然而，当消费者感到有必要跟上最新趋势或功能时，ratchet purchase效应就会开始发挥作用。因此，他们在技术上的支出增加，导致对更高成本的长期承诺。同样，在时尚领域，ratchet purchase可能发生在个人投资于高端服装或配饰时。一旦消费者进行了昂贵的购买，他们可能会感到有压力以维持这种消费水平，以保持自己的社会地位或个人形象。这种消费习惯的转变可能会造成财务负担，因为个人不断寻求匹配或超越之前的支出。此外，ratchet purchase的概念不仅限于有形商品。它也适用于健身会员资格或基于订阅的平台等服务。当某人承诺使用高级订阅以获取独家内容或服务时，他们可能会发现以后很难回到低成本的选项。这是因为高级服务的感知价值创造了一个心理障碍，使降级变得困难，从而巩固了增加支出的模式。理解ratchet purchases的影响对希望有效管理财务的消费者至关重要。通过认识到不断升级承诺的潜力，个人可以更有意识地选择他们的消费。例如，在进行重大购买之前，评估该物品或服务是否会导致长期支出的增加是至关重要的。总之，ratchet purchases现象突显了当今社会中审慎消费的重要性。当个人在导航他们的购买决策时，意识到增加支出的潜力可以帮助他们避免陷入持续的财务承诺的陷阱。通过实践克制并考虑他们选择的长期影响，消费者可以更好地将支出与他们的财务目标和价值观对齐。