presumed loss

简明释义

假定损耗

英英释义

例句

1.The auditor noted the presumed loss 推定损失 in inventory due to theft during the fiscal year.

审计员指出由于在财年内盗窃造成的库存推定损失 presumed loss 。

2.The report highlighted the presumed loss 推定损失 of potential revenue due to market changes.

报告强调了由于市场变化造成的潜在收入的推定损失 presumed loss 。

3.Investors were concerned about the presumed loss 推定损失 from the company's declining sales.

投资者对公司销售下降所造成的推定损失 presumed loss 感到担忧。

4.In the event of a natural disaster, the presumed loss 推定损失 is often estimated to help with relief efforts.

在自然灾害发生时，通常会估算推定损失 presumed loss 以帮助救援工作。

5.The insurance company calculated the claim based on the presumed loss 推定损失 of the damaged property.

保险公司根据受损财产的推定损失 presumed loss 计算了索赔。

作文

In the realm of finance and insurance, the term presumed loss refers to a situation where a loss is assumed to have occurred, even if there is no direct evidence to confirm it. This concept is particularly important when assessing risks and determining compensation claims. For instance, if a business experiences a fire, the insurer might declare a presumed loss of inventory based on the estimated value of goods that were likely destroyed in the incident. This estimation is crucial for both the insurer and the insured, as it helps to streamline the claims process and provides a basis for financial recovery.Understanding presumed loss involves recognizing its implications in various contexts, especially in legal and economic frameworks. In legal terms, presumed loss can significantly affect court rulings and settlements. When a party can demonstrate that a loss is likely to have occurred, even without concrete proof, the courts may still rule in favor of that party. This principle aims to provide justice and compensation in cases where direct evidence is unattainable, thus serving as a safeguard for individuals or entities facing unforeseen circumstances.Moreover, the concept of presumed loss extends beyond individual cases; it can influence broader economic policies and practices. For example, during natural disasters, governments may recognize a presumed loss for affected businesses to facilitate quicker financial assistance. This proactive approach not only aids in the recovery of the local economy but also supports the livelihoods of those impacted by such calamities. On a personal level, understanding presumed loss can help individuals navigate their insurance policies more effectively. When filing a claim, knowing that certain losses can be presumed rather than explicitly proven allows policyholders to advocate for themselves. It encourages them to gather all relevant information that can support their case, even if they lack definitive proof of the loss itself. This knowledge empowers individuals to engage with their insurers confidently, ensuring they receive fair treatment and compensation.In conclusion, the term presumed loss encapsulates a critical aspect of risk assessment in finance, law, and personal insurance. It serves as a bridge between uncertainty and accountability, allowing for the recognition of losses that may not be immediately visible but are nonetheless significant. By understanding the nuances of presumed loss, individuals and organizations can better prepare for unexpected events, thereby enhancing their resilience in an unpredictable world. This concept not only fosters a sense of security but also promotes fairness in the evaluation of losses, ensuring that those affected are not left without recourse in times of need.

在金融和保险领域，术语presumed loss指的是一种假设损失的情况，即使没有直接证据确认损失的发生。这一概念在评估风险和确定赔偿索赔时尤为重要。例如，如果一家企业发生火灾，保险公司可能会根据可能在事件中被毁坏的货物的估计价值宣布presumed loss。这种估算对保险公司和被保险人都至关重要，因为它有助于简化索赔过程，并为财务恢复提供依据。理解presumed loss涉及到认识其在各种背景下的影响，尤其是在法律和经济框架中。在法律术语中，presumed loss可能会显著影响法庭裁决和和解。当一方能够证明损失很可能发生，即使没有确凿的证据，法庭仍可能支持该方。这一原则旨在在直接证据无法获得的情况下提供公正和赔偿，从而为面临不可预见情况的个人或实体提供保护。此外，presumed loss的概念不仅限于个案，它还可以影响更广泛的经济政策和实践。例如，在自然灾害期间，政府可能会承认受影响企业的presumed loss，以便更快地提供财务援助。这种主动的方法不仅有助于当地经济的恢复，还支持了受到此类灾难影响的人的生计。在个人层面上，理解presumed loss可以帮助个人更有效地处理他们的保险政策。在提交索赔时，了解某些损失可以被假定而不是明确证明，使投保人能够为自己辩护。这鼓励他们收集所有相关信息，以支持他们的案件，即使他们缺乏损失本身的确凿证据。这种知识使个人能够自信地与保险公司进行互动，确保他们得到公平的对待和赔偿。总之，术语presumed loss概括了金融、法律和个人保险中风险评估的关键方面。它作为不确定性与责任之间的桥梁，允许承认可能并不立即可见但仍然重要的损失。通过理解presumed loss的细微差别，个人和组织可以更好地为意外事件做好准备，从而增强他们在不可预测世界中的韧性。这个概念不仅促进了一种安全感，还在损失评估中推动了公平，确保受到影响的人在需要时不会无处可去。