pay in full

简明释义

付清

英英释义

例句

1.I decided to pay in full for the car to avoid any interest charges.

我决定全额支付这辆车，以避免任何利息费用。

2.To avoid any late fees, make sure to pay in full by the due date.

为了避免任何滞纳金，请确保在到期日之前全额支付。

3.The contractor asked us to pay in full before starting the renovation work.

承包商要求我们在开始装修工作之前全额支付。

4.The hotel requires guests to pay in full at the time of booking.

酒店要求客人在预订时全额支付。

5.If you pay in full, you can receive a discount on your total bill.

如果你全额支付，可以在总账单上获得折扣。

作文

In today's fast-paced world, understanding financial terms is crucial for effective money management. One such term that often comes up in various transactions is pay in full. This phrase refers to the act of settling a debt or payment completely, without leaving any outstanding balance. When you pay in full, you are ensuring that you have met all your financial obligations regarding a particular service or product. This can apply to loans, bills, or purchases made on credit. For instance, when buying a car, the dealership may offer financing options that allow you to make monthly payments over a certain period. However, if you choose to pay in full upfront, you will own the vehicle outright without any future payments looming over you. This can provide peace of mind, as you won’t have to worry about interest rates or payment deadlines. Additionally, paying in full can sometimes lead to discounts. Many companies prefer customers who settle their accounts immediately and may offer a reduced price as an incentive. This is particularly common in real estate transactions, where buyers who can pay in full may negotiate a better deal compared to those who require financing. Moreover, paying in full can improve your credit score. When you clear your debts completely, it reflects positively on your credit report, showing lenders that you are responsible with your finances. This can be beneficial when applying for new credit or loans in the future. On the other hand, carrying balances can negatively impact your credit score, making it harder to secure favorable terms on future borrowing. However, it's important to weigh the pros and cons of paying in full. While it can be advantageous, it may not always be the best choice for everyone. For example, if you have other pressing financial obligations, such as student loans or medical bills, it might be wiser to allocate your funds towards those instead of making a full payment on a less critical expense. Additionally, if you can invest the money you would use to pay in full and earn a higher return than the interest rate on a loan, it may be more beneficial to finance the purchase. In conclusion, the phrase pay in full carries significant weight in financial discussions. Understanding its implications can help individuals make informed decisions regarding their finances. Whether it’s purchasing a home, a car, or simply settling a bill, knowing when and how to pay in full can lead to better financial health and stability. It encourages responsible spending habits and can open doors to future opportunities, making it an essential concept to grasp in our economic landscape.

在当今快节奏的世界中，理解金融术语对于有效的资金管理至关重要。其中一个常见的术语是全额支付。这个短语指的是完全偿还债务或付款，而没有留下任何未结余额。当你全额支付时，你确保自己已经满足了与特定服务或产品相关的所有财务义务。这可以适用于贷款、账单或使用信用购买的商品。例如，在购买汽车时，汽车经销商可能会提供融资选项，让你在一定时期内进行每月付款。然而，如果你选择提前全额支付，你将完全拥有这辆车，而不必担心未来的付款。这可以提供心理上的安宁，因为你不必担心利率或付款截止日期。此外，全额支付有时可以带来折扣。许多公司更喜欢立即结清账款的客户，并可能提供降低价格作为激励。这在房地产交易中特别常见，能够全额支付的买家可能会比需要融资的买家谈判出更好的交易。而且，全额支付可以改善你的信用评分。当你完全清偿债务时，这在你的信用报告上反映得很积极，向贷款人表明你对财务负责。这在申请新信用或未来贷款时会非常有利。另一方面，携带余额可能会对你的信用评分产生负面影响，使得获得未来借贷的优惠条件变得更加困难。然而，权衡全额支付的利弊是很重要的。虽然它可能具有优势，但并不总是对每个人来说都是最佳选择。例如，如果你有其他紧迫的财务义务，例如学生贷款或医疗账单，那么将资金分配到这些方面可能比在不太重要的开支上进行全额支付更明智。此外，如果你可以投资你将用于全额支付的钱并获得高于贷款利率的回报，那么融资购买可能更有利。总之，短语全额支付在财务讨论中具有重要意义。理解其含义可以帮助个人在财务方面做出明智的决定。无论是购买房屋、汽车，还是简单地结清账单，了解何时以及如何全额支付都可以带来更好的财务健康和稳定性。它鼓励负责任的消费习惯，并可以为未来的机会打开大门，使其成为我们经济环境中必须掌握的重要概念。