particular average adjustment

简明释义

单独海损理算

英英释义

例句

1.Due to the recent changes in regulations, we must apply a particular average adjustment to our pricing strategy.

由于最近法规的变化，我们必须对我们的定价策略进行特别平均调整。

2.The particular average adjustment was necessary to account for the unexpected expenses incurred during the project.

进行特别平均调整是必要的，以考虑项目中产生的意外费用。

3.In our financial report, we need to include a particular average adjustment for the fluctuating market conditions this quarter.

在我们的财务报告中，我们需要包括本季度市场波动的特别平均调整。

4.The insurance company applied a particular average adjustment to the policy, which reflects the specific risks associated with the property.

保险公司对保单进行了特别平均调整，这反映了与该财产相关的特定风险。

5.The accountant explained that the particular average adjustment helps in accurately assessing the company's performance over time.

会计解释说，特别平均调整有助于准确评估公司的长期业绩。

作文

In the realm of finance and insurance, the concept of particular average adjustment plays a crucial role in determining the compensation for losses incurred by policyholders. This term refers to the specific method of calculating the amount that an insurer will pay to cover a loss, taking into account the particular circumstances surrounding that loss. Understanding how particular average adjustment works is essential for both insurers and insured parties to ensure fair and adequate compensation.When a policyholder experiences a loss, such as damage to property, the insurer will assess the situation to determine the extent of the damage and the value of the loss. The particular average adjustment process involves evaluating the specifics of the incident, including the nature of the damage, the policy coverage, and any applicable deductibles. This tailored approach ensures that the compensation aligns with the actual loss rather than applying a one-size-fits-all solution.For example, consider a homeowner whose house suffers damage from a storm. The insurer would conduct a thorough investigation to assess the damage's severity and the cost of repairs. During this evaluation, the particular average adjustment would take into account factors such as the age of the home, the materials used in construction, and the local market rates for repair services. By considering these unique aspects, the insurer can provide a more accurate and fair compensation amount.Moreover, the particular average adjustment is not limited to property insurance. It also applies to various sectors, including marine insurance, where the term is often used to describe the adjustment of claims related to losses incurred during maritime activities. In such cases, the adjustment process considers the specific conditions of the voyage, the type of cargo, and any other relevant factors that could influence the claim.Understanding the intricacies of particular average adjustment is vital for policyholders. It empowers them to advocate for their interests during the claims process. By being informed about how adjustments are made, policyholders can provide necessary documentation and evidence to support their claims. This proactive approach can significantly impact the outcome of their compensation.Additionally, for insurers, mastering the particular average adjustment process is equally important. It enhances their ability to manage risks effectively and maintain customer satisfaction. When insurers apply this method correctly, they can build trust with their clients, which is essential for long-term business relationships.In conclusion, the concept of particular average adjustment is a fundamental aspect of the insurance industry that ensures policyholders receive fair compensation for their losses. By focusing on the specific details of each case, insurers can provide tailored solutions that reflect the true nature of the loss. As both policyholders and insurers navigate the complexities of insurance claims, understanding the particular average adjustment process will lead to better outcomes and foster a more equitable insurance environment.

在金融和保险领域，特定平均调整的概念在确定投保人所遭受损失的赔偿中起着至关重要的作用。这个术语指的是计算保险公司将支付多少赔偿金以覆盖损失的具体方法，这一过程考虑了与损失相关的特定情况。理解特定平均调整的运作方式对于保险公司和被保险方来说都是至关重要的，以确保公平和充分的赔偿。当投保人经历损失时，例如财产损坏，保险公司将对情况进行评估，以确定损害的程度和损失的价值。特定平均调整过程涉及评估事件的具体情况，包括损害的性质、保单覆盖范围和任何适用的免赔额。这种量身定制的方法确保赔偿与实际损失相符，而不是应用一种通用的解决方案。例如，考虑一个房主，其房屋因风暴受到损害。保险公司将进行彻底调查，以评估损害的严重程度以及修理费用。在此评估过程中，特定平均调整将考虑诸如房屋的年龄、建筑材料以及当地维修服务的市场价格等因素。通过考虑这些独特方面，保险公司可以提供更准确和公平的赔偿金额。此外，特定平均调整不仅限于财产保险。它还适用于各个行业，包括海洋保险，在这种情况下，该术语通常用于描述与海上活动中发生的损失相关的索赔调整。在这种情况下，调整过程考虑航行的具体条件、货物类型以及可能影响索赔的其他相关因素。理解特定平均调整的复杂性对投保人至关重要。它使他们能够在索赔过程中为自己的利益辩护。通过了解调整是如何进行的，投保人可以提供必要的文件和证据来支持他们的索赔。这种主动的方法可以显著影响他们赔偿的结果。此外，对于保险公司来说，掌握特定平均调整过程同样重要。这增强了他们有效管理风险和维护客户满意度的能力。当保险公司正确应用这一方法时，他们可以与客户建立信任，这是长期业务关系的基础。总之，特定平均调整的概念是保险行业的基本方面，确保投保人获得公平的损失赔偿。通过关注每个案件的具体细节，保险公司可以提供反映损失真实性质的量身定制的解决方案。当投保人和保险公司共同应对保险索赔的复杂性时，理解特定平均调整过程将导致更好的结果，并促进更公平的保险环境。