outstanding account

简明释义

未清帐目

英英释义

例句

1.Please settle your outstanding account before the end of the month.

请在月底之前结清您的未清账户。

2.Our records show that you have an outstanding account that needs to be cleared.

我们的记录显示您有一个需要清理的未清账户。

3.The company policy states that any outstanding accounts over 30 days will incur additional fees.

公司政策规定，任何超过30天的未清账户将会产生额外费用。

4.We have sent reminders to clients with outstanding accounts that need attention.

我们已向有需要关注的未清账户的客户发送了提醒。

5.The finance department is reviewing all outstanding accounts to ensure timely payments.

财务部门正在审核所有未清账户以确保及时付款。

作文

In the world of finance and business, the term outstanding account refers to an account that has an unpaid balance or is overdue. This can apply to various contexts, such as credit accounts, loans, or invoices that have not been settled by the due date. Understanding the implications of an outstanding account is crucial for both individuals and businesses alike. For individuals, having an outstanding account can lead to several consequences. For instance, if a person has an outstanding account on their credit card, it may affect their credit score negatively. Credit scores are vital as they determine an individual's ability to borrow money in the future. A lower credit score can result in higher interest rates or even denial of loan applications. Therefore, it is essential for individuals to keep track of their accounts and ensure that they do not fall behind on payments. On the other hand, businesses must also be vigilant regarding outstanding accounts. When a company has customers with unpaid invoices, it can create cash flow problems. Cash flow is the lifeblood of any business; without it, operations can come to a halt. Businesses often have policies in place to manage outstanding accounts, such as sending reminders or charging late fees. Some companies even employ collection agencies to recover debts from outstanding accounts. Moreover, managing outstanding accounts effectively can enhance customer relationships. For example, if a company reaches out to a customer with an outstanding account in a friendly and understanding manner, it can foster goodwill and potentially lead to quicker payment. Customers appreciate when businesses are proactive and communicate openly about financial matters. In some cases, an outstanding account might indicate a larger issue, such as financial distress. If a customer consistently has unpaid accounts, it may be a sign that they are struggling financially. Businesses should approach these situations with empathy and consider offering flexible payment plans or other solutions to assist the customer while also protecting their interests. Furthermore, keeping an eye on outstanding accounts can provide valuable insights into a company's financial health. Regularly reviewing accounts receivables allows businesses to identify trends, such as which customers are more likely to have outstanding accounts or which products/services are causing payment delays. This information can help in making informed decisions about credit policies and customer relations strategies. In conclusion, the concept of an outstanding account is significant in both personal finance and business management. It underscores the importance of timely payments and effective communication between parties. By understanding the implications of outstanding accounts, individuals can protect their credit ratings, while businesses can maintain healthy cash flow and customer relationships. Proactive management of outstanding accounts is essential for long-term financial stability and success.

在金融和商业领域，术语未结账户指的是一个未支付余额或逾期的账户。这可以适用于各种情况，例如信用账户、贷款或到期未结清的发票。理解未结账户的含义对个人和企业都至关重要。对于个人来说，拥有一个未结账户可能会导致几种后果。例如，如果一个人的信用卡上有未结账户，这可能会对他们的信用评分产生负面影响。信用评分是至关重要的，因为它决定了个人未来借款的能力。较低的信用评分可能导致更高的利率甚至拒绝贷款申请。因此，个人必须跟踪自己的账户，确保不拖欠付款。另一方面，企业也必须对未结账户保持警惕。当一家公司有客户未支付的发票时，这可能会造成现金流问题。现金流是任何企业的命脉；没有现金流，业务可能会停滞。企业通常会制定管理未结账户的政策，例如发送提醒或收取滞纳金。一些公司甚至会雇佣催收机构来追讨未结账户的债务。此外，有效管理未结账户可以增强客户关系。例如，如果一家公司以友好和理解的方式联系有未结账户的客户，这可以培养良好的意愿，并可能导致更快的付款。客户欣赏企业在财务事务上主动和开放的沟通。在某些情况下，未结账户可能表明更大的问题，例如财务困境。如果客户持续有未支付的账户，这可能是他们在经济上挣扎的迹象。企业应以同情的态度处理这些情况，并考虑提供灵活的付款计划或其他解决方案，以帮助客户，同时保护自己的利益。此外，关注未结账户可以为公司的财务健康提供宝贵的见解。定期审查应收账款使企业能够识别趋势，例如哪些客户更可能有未结账户，或者哪些产品/服务导致付款延迟。这些信息可以帮助做出有关信用政策和客户关系策略的明智决策。总之，未结账户的概念在个人财务和企业管理中都具有重要意义。它强调了及时付款和各方之间有效沟通的重要性。通过理解未结账户的含义，个人可以保护他们的信用评级，而企业则可以维持健康的现金流和客户关系。主动管理未结账户对长期财务稳定和成功至关重要。