outstanding account
简明释义
未清帐
英英释义
An outstanding account refers to a financial account that has an unpaid balance or is overdue for payment. | 未结清账户是指一个有未支付余额或逾期付款的财务账户。 |
例句
1.Our records show that you have an outstanding account with us from last year.
我们的记录显示您去年有一个未结账户。
2.You will not be able to access your services until your outstanding account is cleared.
在您的未结账户清理之前,您将无法使用服务。
3.The finance department is reviewing all the outstanding accounts for the quarter.
财务部门正在审查本季度所有的未结账户。
4.The manager called to remind me about my outstanding account balance.
经理打电话提醒我关于我的未结账户余额。
5.Please settle your outstanding account before the end of the month to avoid late fees.
请在月底之前结清您的未结账户,以避免滞纳金。
作文
In the world of finance and accounting, the term outstanding account refers to any account that has not yet been settled or paid. This can include invoices that are overdue, unpaid bills, or any other financial obligations that remain unresolved. Understanding the implications of an outstanding account is crucial for both businesses and individuals, as it can significantly impact cash flow and financial health. For businesses, having too many outstanding accounts can indicate poor management practices, potential losses, and a lack of liquidity. When clients fail to pay their bills on time, it can create a domino effect, leading to difficulties in paying suppliers, employees, and other operational costs. Therefore, it is essential for companies to have robust systems in place for tracking and managing outstanding accounts. This often involves regular follow-ups with clients, offering payment plans, or even employing collection agencies if necessary. On the other hand, for individuals, outstanding accounts can lead to negative credit scores, which can affect future borrowing capabilities. When someone fails to pay their credit card bills or loans, these outstanding accounts can accumulate interest and penalties, leading to a cycle of debt that is hard to escape. It is important for individuals to monitor their spending and ensure that they are not accumulating too many outstanding accounts that could jeopardize their financial stability. Additionally, understanding the nature of outstanding accounts can help both businesses and individuals identify patterns in their finances. For example, if a particular client consistently has outstanding accounts, it may be time to reconsider the business relationship or adjust payment terms. Similarly, if an individual finds themselves frequently with outstanding accounts, it may be a sign that they need to reevaluate their budgeting and spending habits. In conclusion, the concept of outstanding accounts is a fundamental aspect of financial management. Whether for businesses or individuals, being aware of and actively managing outstanding accounts is vital for maintaining financial health and ensuring long-term success. By implementing effective strategies to handle outstanding accounts, one can avoid the pitfalls associated with unpaid debts and foster a more stable financial future.
在金融和会计的世界中,术语未结账户指的是尚未结清或支付的任何账户。这可以包括逾期发票、未支付的账单或任何其他未解决的财务义务。理解未结账户的含义对企业和个人来说至关重要,因为它会显著影响现金流和财务健康。对于企业而言,拥有过多的未结账户可能表明管理不善、潜在损失以及流动性不足。当客户未能按时支付账单时,这可能会产生连锁反应,导致支付供应商、员工和其他运营成本的困难。因此,企业必须建立健全的系统来跟踪和管理未结账户。这通常涉及定期与客户跟进、提供付款计划,甚至在必要时雇佣催收机构。另一方面,对于个人而言,未结账户可能导致负面信用评分,这会影响未来的借贷能力。当某人未能支付信用卡账单或贷款时,这些未结账户可能会累积利息和罚款,导致陷入难以逃脱的债务循环。因此,个人需要监控自己的支出,确保他们不会积累过多的未结账户,以免危及财务稳定。此外,了解未结账户的性质可以帮助企业和个人识别财务模式。例如,如果某个客户持续有未结账户,那么可能是时候重新考虑商业关系或调整付款条款。同样,如果个人发现自己经常有未结账户,这可能是一个信号,表明他们需要重新评估预算和消费习惯。总之,未结账户的概念是财务管理的基本方面。无论是对于企业还是个人,意识到并积极管理未结账户对于维持财务健康和确保长期成功至关重要。通过实施有效的策略来处理未结账户,人们可以避免与未支付债务相关的陷阱,并促进更稳定的财务未来。