outstanding account

简明释义

未结帐目未清帐

英英释义

例句

1.It's crucial to follow up on outstanding accounts to maintain cash flow.

跟进未结清账户对维护现金流至关重要。

2.We have a policy in place to manage outstanding accounts effectively.

我们有一项政策来有效管理未结清账户。

3.The client was notified about their outstanding account balance via email.

客户通过电子邮件被通知他们的未结清账户余额。

4.Our finance department is currently reviewing all outstanding accounts for the month.

我们的财务部门正在审核本月所有的未结清账户。

5.Please ensure that any outstanding accounts are settled before the end of the fiscal year.

请确保在财年结束前结清任何未结清账户。

作文

In the world of finance and business, the term outstanding account refers to a financial obligation that has not yet been settled or paid. This can include various types of accounts such as loans, credit card balances, or invoices that are still pending payment. Understanding the implications of having an outstanding account is crucial for both individuals and businesses alike. Failure to address these accounts can lead to negative consequences, such as penalties, increased interest rates, and damage to one's credit score.For individuals, an outstanding account may manifest as an unpaid credit card bill. When a person fails to make the minimum payment on their credit card by the due date, the balance becomes outstanding. This not only incurs late fees but also affects the individual's creditworthiness. Credit scores are calculated based on various factors, and having multiple outstanding accounts can significantly lower a person's score, making it difficult to obtain loans or mortgages in the future.On the other hand, businesses also face challenges with outstanding accounts. Companies often extend credit to customers, allowing them to purchase goods or services with the promise of payment at a later date. When these payments are not made, the accounts become outstanding, which can impact the company’s cash flow. For instance, if a business has several clients with outstanding accounts, it may struggle to meet its own financial obligations, such as paying suppliers or employees. Therefore, managing outstanding accounts effectively is essential for maintaining a healthy business operation.To mitigate the risks associated with outstanding accounts, both individuals and businesses should adopt proactive financial management strategies. For individuals, this might involve setting up reminders for payment due dates, creating a budget that prioritizes debt repayment, and seeking financial advice when necessary. By staying organized and informed, individuals can avoid falling into the trap of accumulating outstanding accounts.For businesses, implementing a stringent credit policy can help minimize the number of outstanding accounts. This includes conducting thorough credit checks before extending credit, setting clear payment terms, and following up with clients promptly when payments are overdue. Additionally, businesses can consider offering discounts for early payments or implementing late fees to encourage timely settlements.In conclusion, the concept of an outstanding account plays a significant role in financial health for both individuals and businesses. Understanding what it means and how to manage it effectively can lead to better financial decisions and outcomes. By being proactive and informed, one can avoid the pitfalls associated with outstanding accounts and work towards a more secure financial future.

在金融和商业领域，术语outstanding account指的是尚未结清或支付的财务义务。这可以包括各种类型的账户，例如贷款、信用卡余额或仍待支付的发票。理解拥有outstanding account的影响对于个人和企业来说至关重要。未能解决这些账户可能导致负面后果，例如罚款、利率上升以及信用评分受损。对于个人而言，outstanding account可能表现为未支付的信用卡账单。当一个人未能在到期日之前进行最低付款时，余额就会变为未结清。这不仅会产生滞纳金，还会影响个人的信用worthiness。信用评分是基于各种因素计算的，而拥有多个outstanding accounts可能会显著降低一个人的评分，使其在未来获得贷款或抵押贷款变得困难。另一方面，企业也面临着outstanding accounts带来的挑战。公司通常会向客户提供信贷，允许他们在稍后日期承诺付款的情况下购买商品或服务。当这些付款未能按时支付时，账户就会变为未结清，这可能会影响公司的现金流。例如，如果一家企业有多个客户的outstanding accounts，它可能会难以履行自己的财务义务，例如支付供应商或员工。因此，有效管理outstanding accounts对于维持健康的商业运营至关重要。为了减轻与outstanding accounts相关的风险，个人和企业都应该采取积极的财务管理策略。对于个人而言，这可能涉及设置付款到期日的提醒、制定优先偿还债务的预算以及在必要时寻求财务建议。通过保持组织性和信息灵通，个人可以避免陷入积累outstanding accounts的陷阱。对于企业而言，实施严格的信贷政策可以帮助减少outstanding accounts的数量。这包括在扩展信用之前进行彻底的信用检查、设定明确的付款条款以及在付款逾期时及时跟进客户。此外，企业还可以考虑为提前付款提供折扣或实施滞纳金，以鼓励及时结算。总之，outstanding account的概念在个人和企业的财务健康中扮演着重要角色。理解其含义以及如何有效管理，可以带来更好的财务决策和结果。通过积极主动和信息充足，人们可以避免与outstanding accounts相关的陷阱，并朝着更安全的财务未来努力。