outstanding account

简明释义

未结帐目

英英释义

例句

1.We have an outstanding account 未结账目 that needs to be settled immediately.

我们有一个需要立即结清的 未结账目。

2.Please send a reminder to clients with an outstanding account 未结账目 over 30 days.

请向超过30天的客户发送提醒，关于他们的 未结账目。

3.The company has several outstanding accounts 未结账目 that are affecting cash flow.

公司有几个 未结账目 正在影响现金流。

4.To maintain a good credit score, it's essential to clear any outstanding account 未结账目 with creditors.

为了保持良好的信用评分，清理与债权人的任何 未结账目 是至关重要的。

5.The finance department needs to review the outstanding account 未结账目 before the end of the month.

财务部门需要在月底前审核 未结账目。

作文

In today's fast-paced financial world, managing one's finances effectively is crucial for both individuals and businesses. One term that frequently appears in financial discussions is outstanding account, which refers to an account that has not been settled or paid off. Understanding this concept can help individuals maintain better control over their financial health and avoid potential pitfalls associated with unpaid debts. An outstanding account can arise in various contexts, such as credit cards, loans, or utility bills. For instance, if a person fails to pay their credit card bill on time, the balance on that card becomes an outstanding account. This situation can lead to increased interest rates and additional fees, ultimately putting more strain on the individual's finances. Therefore, it is essential to keep track of all accounts and ensure timely payments to prevent them from becoming outstanding.Businesses also deal with outstanding accounts in the form of accounts receivable. When a company provides goods or services to a client but does not receive payment immediately, the amount owed is recorded as an outstanding account. This can affect the cash flow of the business, as having too many outstanding accounts can hinder its ability to meet operational expenses. Hence, businesses must implement effective strategies to manage their outstanding accounts, such as sending reminders to clients or offering discounts for early payments.The implications of having outstanding accounts extend beyond immediate financial concerns. For individuals, failure to address outstanding debts can lead to a damaged credit score, making it difficult to secure loans or mortgages in the future. A poor credit history can result in higher interest rates and less favorable loan terms, creating a cycle of debt that is hard to escape. Similarly, for businesses, a high volume of outstanding accounts can tarnish their reputation, leading to distrust among suppliers and customers alike.To avoid the negative consequences of outstanding accounts, individuals and businesses should adopt proactive measures. For individuals, creating a budget can help track expenses and ensure that all bills are paid on time. Setting up automatic payments for recurring bills can also reduce the risk of forgetting due dates. Additionally, regularly reviewing bank statements and financial reports can provide insight into spending habits and highlight any outstanding balances that need attention.For businesses, maintaining clear communication with clients is vital. Sending regular invoices and following up on overdue payments can help minimize outstanding accounts. Furthermore, implementing a robust accounting system can streamline the tracking of accounts receivable, allowing businesses to identify and address outstanding accounts promptly.In conclusion, understanding the concept of outstanding accounts is essential for effective financial management. By recognizing the importance of timely payments and the potential consequences of neglecting outstanding debts, individuals and businesses can take proactive steps to maintain their financial health. Whether through budgeting, communication, or accounting practices, addressing outstanding accounts can lead to a more secure financial future.

在当今快节奏的金融世界中，有效管理个人财务对个人和企业来说至关重要。一个常常出现在财务讨论中的术语是未结清账户，它指的是尚未结算或未偿还的账户。理解这个概念可以帮助个人更好地控制他们的财务状况，避免与未支付债务相关的潜在陷阱。未结清账户可以在各种上下文中出现，例如信用卡、贷款或水电费。例如，如果一个人未能按时支付信用卡账单，该卡上的余额就会成为未结清账户。这种情况可能导致利率上升和额外费用，最终给个人的财务带来更大压力。因此，跟踪所有账户并确保及时付款以防止它们变为未结清账户至关重要。企业同样面临着未结清账户的问题，表现为应收账款。当一家公司向客户提供商品或服务但未立即收到付款时，所欠的金额就被记录为未结清账户。这可能会影响公司的现金流，因为拥有过多的未结清账户可能会妨碍其满足运营费用的能力。因此，企业必须实施有效的策略来管理其未结清账户，例如向客户发送提醒或提供提前付款的折扣。拥有未结清账户的影响超出了即时财务问题。对于个人而言，未能解决未支付的债务可能会导致信用评分受损，从而使未来获得贷款或抵押贷款变得困难。糟糕的信用历史可能导致更高的利率和不太有利的贷款条件，造成难以逃脱的债务循环。同样，对于企业而言，大量的未结清账户可能会损害其声誉，导致供应商和客户之间的不信任。为了避免未结清账户的负面后果，个人和企业应采取主动措施。对于个人来说，制定预算可以帮助跟踪支出，并确保所有账单按时支付。为定期账单设置自动付款也可以减少忘记到期日的风险。此外，定期审查银行对账单和财务报告可以提供对消费习惯的洞察，并突出任何需要关注的未结余额。对于企业来说，与客户保持清晰的沟通至关重要。定期发送发票并跟进逾期付款可以帮助最小化未结清账户。此外，实施强大的会计系统可以简化应收账款的跟踪，使企业能够及时识别和处理未结清账户。总之，理解未结清账户的概念对于有效的财务管理至关重要。通过认识到及时付款的重要性以及忽视未支付债务的潜在后果，个人和企业可以采取主动步骤来维护其财务健康。无论是通过预算、沟通还是会计实践，解决未结清账户都可以带来更安全的财务未来。