on default

简明释义

有过失的;未履行责任的;未出庭的

英英释义

例句

1.All notifications are turned off on default for new users.

对于新用户，所有通知默认关闭。

2.Your account will be private on default unless you change the settings.

您的账户将默认保持私密，除非您更改设置。

3.The printer is set to black and white on default.

打印机默认设置为黑白默认。

4.The app uses the light theme on default.

该应用程序默认使用浅色主题。

5.The software saves your settings on default.

该软件将您的设置默认保存。

作文

In the world of technology and finance, the term on default refers to a situation where a borrower fails to meet the legal obligations or conditions of a loan. This can happen for various reasons, such as financial hardship, lack of understanding of the terms, or even unexpected circumstances like job loss or medical emergencies. Understanding what it means to be on default is crucial for both lenders and borrowers. For lenders, it signifies a risk that they must manage carefully, while for borrowers, it represents a critical moment that can significantly impact their financial future.When a borrower is on default, several consequences can follow. First and foremost, the lender may initiate collection efforts to recover the owed amount. This can include phone calls, letters, and even legal action in severe cases. Additionally, being on default can severely damage a borrower's credit score, making it difficult to secure future loans or credit. It is essential for borrowers to understand that being on default is not just a temporary setback; it can have long-lasting effects on their financial health.To prevent falling on default, borrowers should take proactive steps. This includes understanding the terms of their loans thoroughly before signing any agreements. They should also create a budget to manage their finances effectively, ensuring they can meet their repayment obligations. If they find themselves struggling, it is advisable to communicate with their lenders as soon as possible. Many lenders offer options such as deferment or restructuring of loans to help borrowers avoid going on default.Moreover, education plays a vital role in preventing defaults. Financial literacy programs can equip individuals with the knowledge they need to make informed decisions about borrowing and managing debt. By understanding the implications of being on default, borrowers can better prepare themselves and avoid situations that could lead to financial distress.In conclusion, the concept of being on default is an important aspect of financial management. It highlights the responsibilities that come with borrowing money and the potential risks involved. Both lenders and borrowers must work together to prevent defaults through clear communication and education. By doing so, they can foster a healthier financial environment where individuals can thrive without the looming threat of default hanging over them. Understanding and addressing the implications of being on default can lead to better financial outcomes for everyone involved.

在科技和金融的世界中，术语on default指的是借款人未能履行贷款的法律义务或条件的情况。这可能由于各种原因发生，例如财务困难、对条款缺乏理解，甚至是意外情况，如失业或医疗紧急情况。理解成为on default意味着什么，对贷方和借款人都至关重要。对贷方来说，这意味着他们必须谨慎管理的风险，而对借款人来说，这代表着一个关键时刻，可能会显著影响他们的财务未来。当借款人处于on default状态时，会有几种后果随之而来。首先，贷方可能会启动催收措施以收回欠款。这可能包括电话、信件，甚至在严重情况下采取法律行动。此外，处于on default状态会严重损害借款人的信用评分，使其难以获得未来的贷款或信用。借款人必须明白，成为on default不仅仅是暂时的挫折；它可能对他们的财务健康产生持久的影响。为了防止陷入on default，借款人应采取主动措施。这包括在签署任何协议之前彻底理解贷款的条款。他们还应制定预算，以有效管理财务，确保能够按时偿还。如果他们发现自己陷入困境，建议尽快与贷方沟通。许多贷方提供如延期或重组贷款等选项，以帮助借款人避免成为on default。此外，教育在防止违约中发挥着至关重要的作用。金融素养课程可以为个人提供所需的知识，使他们能够就借款和管理债务做出明智的决定。通过理解成为on default的影响，借款人可以更好地准备自己，避免导致财务困境的情况。总之，成为on default的概念是财务管理的重要方面。它突显了借款时所附带的责任以及潜在的风险。贷方和借款人必须通过清晰的沟通和教育共同努力以防止违约。通过这样做，他们可以促进一个更健康的金融环境，让个人在没有违约威胁的情况下蓬勃发展。理解并解决成为on default的影响可以为所有相关方带来更好的财务结果。