pass book

简明释义

银行存折

英英释义

例句

1.The bank issued a new pass book 存折 after I closed my old account.

在我关闭旧账户后，银行发给我一本新的pass book 存折。

2.Make sure to bring your pass book 存折 when you visit the bank for withdrawals.

当你去银行取款时，一定要带上你的pass book 存折。

3.I went to the bank to update my pass book 存折 with the latest transactions.

我去银行更新我的pass book 存折，以获取最新的交易记录。

4.You can check your balance by looking at your pass book 存折 entries.

你可以通过查看你的pass book 存折条目来检查余额。

5.I lost my pass book 存折, so I need to report it to the bank immediately.

我丢失了我的pass book 存折，所以我需要立即向银行报告。

作文

In today's digital age, where everything seems to be moving towards online banking and cashless transactions, one might wonder if traditional banking methods still hold any significance. Among these traditional methods, the pass book plays a crucial role in helping individuals manage their finances effectively. A pass book is essentially a physical record that banks provide to their customers to track their deposits, withdrawals, and interest earned on their savings accounts. This small booklet serves as a tangible representation of one's financial history and can be quite beneficial for various reasons.Firstly, the pass book provides a clear and concise overview of a person's banking activities. Whenever a transaction occurs, whether it is a deposit or a withdrawal, the details are recorded in the pass book. This allows individuals to keep track of their spending habits and savings goals. For instance, someone who is trying to save for a vacation can easily refer to their pass book to see how much they have saved and how much more they need to set aside. This transparency helps in making informed financial decisions.Additionally, the pass book can act as a budgeting tool. By reviewing the entries in the pass book, individuals can identify patterns in their spending. They may notice that they are spending too much on dining out or entertainment, prompting them to adjust their budget accordingly. This self-awareness is vital for anyone looking to improve their financial health.Moreover, the pass book serves as a reminder of the importance of saving. Each time a person makes a deposit, they can see their savings grow in real-time. This can be incredibly motivating, especially for young adults or those new to managing their finances. The physical act of writing down deposits and seeing the balance increase can encourage a habit of saving that may not be as pronounced in a purely digital environment.Another significant advantage of using a pass book is the security it offers. While online banking is convenient, it also comes with risks such as hacking and identity theft. A pass book is less vulnerable to such threats since it is a physical document that requires no internet connection. As long as individuals keep their pass book safe, they can rest assured that their financial information is secure.However, it is essential to acknowledge that the pass book is not without its drawbacks. For one, it can be cumbersome to carry around, especially for individuals who frequently make transactions. Additionally, maintaining a pass book requires discipline; individuals must remember to bring it to the bank and ensure it is updated regularly. In a fast-paced world, this can sometimes be overlooked.In conclusion, while technology continues to revolutionize the banking industry, the pass book remains a valuable tool for many individuals. It offers clarity, promotes saving, aids in budgeting, and provides a layer of security that digital methods may lack. For those who appreciate the tangible aspects of banking and wish to maintain a close eye on their finances, the pass book is an excellent resource. As we navigate the complexities of personal finance, integrating traditional tools like the pass book with modern banking practices can lead to more informed and responsible financial management.

在当今数字时代，似乎一切都在向在线银行和无现金交易发展，人们可能会想知道传统的银行方法是否仍然具有重要意义。在这些传统方法中，存折在帮助个人有效管理财务方面发挥着至关重要的作用。存折本质上是银行提供给客户的一种物理记录，用于跟踪其存款、取款和储蓄账户的利息。这本小册子作为个人财务历史的有形体现，可以在多方面带来好处。首先，存折提供了个人银行活动的清晰而简明的概述。每当发生交易，无论是存款还是取款，详情都会记录在存折中。这使得个人能够跟踪他们的消费习惯和储蓄目标。例如，某个试图为假期储蓄的人可以轻松查阅他们的存折，看看自己已经存了多少钱，还需要多少才能存够。这种透明度有助于做出明智的财务决策。此外，存折可以作为预算工具。通过查看存折中的条目，个人可以识别出他们的消费模式。他们可能会注意到自己在外出就餐或娱乐方面花费过多，从而促使他们相应地调整预算。这种自我意识对于任何希望改善财务健康的人来说都是至关重要的。此外，存折提醒人们储蓄的重要性。每当一个人进行存款时，他们可以实时看到自己的储蓄增长。这可能极具激励作用，尤其是对于年轻人或那些刚开始管理财务的人来说。将存款写下来并看到余额增加的实际行为，可以鼓励一种储蓄的习惯，这在完全数字化的环境中可能不会如此明显。使用存折的另一个显著优势是它提供的安全性。虽然在线银行很方便，但也伴随着诸如黑客攻击和身份盗窃等风险。存折对这些威胁的脆弱性较小，因为它是一份物理文件，不需要互联网连接。只要个人保持存折的安全，他们就可以放心，他们的财务信息是安全的。然而，必须承认的是，存折并非没有缺点。首先，携带起来可能比较麻烦，尤其是对于经常进行交易的人来说。此外，维护存折需要纪律；个人必须记得携带它去银行，并确保定期更新。在快节奏的世界中，这有时可能会被忽视。总之，尽管技术继续革新银行业，但存折仍然是许多人宝贵的工具。它提供了清晰度，促进了储蓄，有助于预算，并提供了数字方法可能缺乏的一层安全性。对于那些欣赏银行有形方面并希望密切关注自己财务的人来说，存折是一个极好的资源。在我们应对个人财务的复杂性时，将传统工具如存折与现代银行实践结合起来，可以实现更明智和负责任的财务管理。