payable by instalment

简明释义

分期支付

英英释义

例句

1.The house you want to buy is payable by instalment over 15 years.

您想买的房子可以选择分期支付，分期时间为15年。

2.The electronics retailer has a promotion where selected items are payable by instalment without interest.

这家电子零售商有一个促销活动，某些商品可以分期支付且无利息。

3.Our furniture store offers several items that are payable by instalment to make it easier for customers.

我们的家具店提供多种商品，付款方式是分期支付，以便于顾客。

4.You can enroll in the course with fees payable by instalment over six months.

您可以选择在六个月内分期支付课程费用，费用是分期支付的。

5.The new car can be purchased with a payment plan that is payable by instalment.

这辆新车可以通过分期付款的方式购买，付款方式是分期支付。

作文

In today's fast-paced world, financial planning has become an essential skill for individuals and families alike. One of the most effective ways to manage large purchases is through a payment method that allows consumers to spread the cost over time. This method is known as a payment plan that is payable by instalment (分期付款). This approach not only makes significant expenses more manageable but also helps prevent individuals from falling into debt due to sudden financial burdens.When we think about major purchases, such as buying a car or a home, the total cost can often be overwhelming. Many people do not have the immediate funds available to pay for these items outright. This is where the concept of being payable by instalment (分期付款) comes into play. It allows buyers to make smaller payments over a set period, making it easier to budget and plan financially.For instance, consider someone who wants to buy a new laptop that costs $1,200. If they choose to pay for it all at once, it could significantly impact their monthly budget. However, if the retailer offers a payment plan that is payable by instalment (分期付款), the buyer might only need to pay $100 each month for twelve months. This arrangement can alleviate the stress of a large one-time expense and make it more feasible for many consumers.Moreover, the option of being payable by instalment (分期付款) is not limited to just physical goods. Many services, such as tuition fees for college or medical expenses, can also be structured in this way. Educational institutions often provide payment plans that allow students to pay their tuition in smaller, more manageable amounts throughout the semester. This flexibility can make higher education more accessible to a broader range of students, reducing the financial strain on families.However, while there are many benefits to payment plans that are payable by instalment (分期付款), it is essential for consumers to be aware of the potential downsides. Some plans may come with high-interest rates or hidden fees that can lead to paying significantly more than the original price over time. Therefore, it is crucial for individuals to read the fine print and fully understand the terms of any payment agreement before committing.In conclusion, the option of being payable by instalment (分期付款) provides a valuable solution for managing large expenses. It allows consumers to make significant purchases without compromising their financial stability. By breaking down costs into smaller payments, individuals can plan their budgets more effectively and avoid the pitfalls of debt. However, as with any financial decision, it is vital to approach such arrangements with caution and awareness to ensure that they serve one's financial interests in the long run.

在当今快节奏的世界中，财务规划已成为个人和家庭必备的技能。管理大额购买的有效方法之一是通过一种允许消费者分期支付费用的付款方式。这种方法被称为< span >payable by instalment< /span >（分期付款）。这种方法不仅使重大开支更易于管理，而且还帮助防止个人因突发的经济负担而陷入债务。当我们考虑重大购买时，例如购买汽车或房屋，总体成本往往会让人感到不知所措。许多人没有立即可用的资金来一次性支付这些物品。这就是< span >payable by instalment< /span >（分期付款）这一概念的意义所在。它允许买家在设定的时间内分期付款，使预算和财务规划变得更加容易。例如，考虑一个想要购买价值1200美元的新笔记本电脑的人。如果他们选择一次性支付，这可能会显著影响他们的月度预算。然而，如果零售商提供一个< span >payable by instalment< /span >（分期付款）的付款计划，买家可能只需每月支付100美元，持续12个月。这种安排可以缓解大额一次性支出的压力，使许多消费者更容易承担。此外，< span >payable by instalment< /span >（分期付款）的选项不仅限于实体商品。许多服务，例如大学的学费或医疗费用，也可以以这种方式结构化。教育机构通常提供付款计划，允许学生在学期内分期支付学费。这种灵活性可以使高等教育对更多学生更具可及性，减轻家庭的经济负担。然而，尽管< span >payable by instalment< /span >（分期付款）的付款计划有许多好处，但消费者必须意识到潜在的缺点。一些计划可能附带高利率或隐藏费用，导致最终支付的金额远高于原价。因此，个人在承诺之前仔细阅读条款并充分理解任何付款协议的条款至关重要。总之，< span >payable by instalment< /span >（分期付款）的选项为管理大额开支提供了宝贵的解决方案。它使消费者能够在不妨碍财务稳定的情况下进行重大购买。通过将成本分解为较小的付款，个人可以更有效地规划预算，避免债务的陷阱。然而，与任何财务决策一样，谨慎和意识对于确保这些安排在长远中符合个人财务利益至关重要。