per annum

简明释义

每年每年

英英释义

例句

1.The university charges a tuition fee of $30,000 per annum.

这所大学的学费是30,000美元每年。

2.The subscription fee for the magazine is $50 per annum.

这本杂志的订阅费用是50美元每年。

3.Our company aims to increase its revenue by 10% per annum.

我们公司目标是每年增加10%的收入每年。

4.The salary for this position is $60,000 per annum.

这个职位的年薪是60,000美元每年。

5.The interest rate on the loan is 5% per annum.

贷款的利率是5%每年。

作文

In today's rapidly changing economy, understanding financial terms is crucial for making informed decisions. One such term that often appears in various financial documents is per annum, which translates to '每年' in Chinese. This phrase is commonly used to describe annual rates, whether it be interest rates, salaries, or returns on investments. For instance, if a bank offers an interest rate of 5% per annum, it means that for every year you keep your money in the bank, you will earn 5% interest on your balance. The significance of understanding per annum cannot be overstated, especially when considering long-term financial planning. Many people save for retirement, and knowing how much their savings will grow each year is essential. If someone invests $10,000 in a retirement account that yields 7% per annum, by the end of ten years, they will have significantly more due to the power of compound interest. This illustrates how a seemingly small percentage can lead to substantial growth over time.Moreover, businesses frequently use per annum in their financial reports to indicate revenue, expenses, and profit margins. Understanding these figures helps stakeholders assess the company's performance and make strategic decisions. For example, if a company reports an annual revenue increase of 15% per annum, it indicates a strong growth trajectory that could attract investors and boost stock prices.Additionally, when it comes to loans, the term per annum is vital for borrowers to comprehend the cost of borrowing. A loan with an interest rate of 6% per annum means that the borrower will pay this percentage of the principal amount as interest each year. Understanding this can help individuals choose between different loan options and avoid excessive debt. Furthermore, in the realm of taxation, per annum is often used to denote annual income thresholds for various tax brackets. Knowing where one falls within these brackets can significantly affect an individual's financial situation. For example, if a person earns $50,000 per annum, they need to understand how much tax they will owe and how it impacts their disposable income.In conclusion, the term per annum plays a vital role in the financial landscape, impacting everything from personal savings and investments to corporate revenues and taxation. Understanding this term allows individuals and businesses to make better financial decisions. Whether you are saving for retirement, investing in stocks, or managing a business, grasping the concept of per annum is essential for achieving financial success. As we navigate through our financial journeys, let us not overlook the importance of such terms, as they guide us in making informed choices that can lead to a secure and prosperous future.

在当今快速变化的经济中，理解金融术语对于做出明智的决策至关重要。其中一个常见的术语是per annum，它在中文中翻译为“每年”。这个短语通常用于描述年度利率，无论是利息率、薪水还是投资回报。例如，如果一家银行提供5%的利率per annum，这意味着你在银行存的钱每年将获得5%的利息。理解per annum的重要性不容小觑，特别是在考虑长期财务规划时。许多人为退休储蓄，了解他们的储蓄每年将增长多少是至关重要的。如果某人投资10,000美元在一个年收益率为7%per annum的退休账户中，那么十年后，由于复利的作用，他们将会有显著的增长。这说明了一个看似微小的百分比如何在时间的推移中导致巨大的增长。此外，企业在财务报告中经常使用per annum来表示收入、支出和利润率。理解这些数字帮助利益相关者评估公司的表现并做出战略决策。例如，如果一家公司报告年收入增长15%per annum，这表明其强劲的增长轨迹，可能吸引投资者并提升股价。另外，在贷款方面，借款人理解per annum这一术语对于理解借款成本至关重要。一个年利率为6%per annum的贷款意味着借款人每年将支付这个比例的本金作为利息。理解这一点可以帮助个人在不同的贷款选项之间进行选择，并避免过度负债。此外，在税收领域，per annum常用于表示各种税级的年度收入门槛。了解自己处于这些税级中的哪个位置可以显著影响个人的财务状况。例如，如果一个人每年收入50,000美元per annum，他们需要了解自己将缴纳多少税，以及这如何影响他们的可支配收入。总之，per annum这一术语在金融领域中扮演着重要角色，影响着从个人储蓄和投资到企业收入和税收的方方面面。理解这个术语使个人和企业能够做出更好的财务决策。无论你是为退休储蓄、投资股票还是管理企业，掌握per annum的概念对于实现财务成功至关重要。在我们走过财务旅程的过程中，让我们不要忽视这些术语的重要性，因为它们指导我们做出明智的选择，从而实现安全和繁荣的未来。