per annum

简明释义

每年

英英释义

例句

1.The interest rate on the loan is 5% per annum.

这笔贷款的利率为5%每年。

2.The subscription fee for the magazine is $30 per annum.

这本杂志的订阅费用为30美元每年。

3.He donated $1,000 to charity per annum.

他每年向慈善机构捐赠1,000美元每年。

4.The company offers a salary of $50,000 per annum.

这家公司提供的年薪为50,000美元每年。

5.The university charges a tuition fee of $20,000 per annum.

这所大学的学费为20,000美元每年。

作文

Understanding the concept of finance is essential for anyone looking to manage their personal or business finances effectively. One term that often appears in financial documents and discussions is per annum, which translates to 每年 in Chinese. This Latin phrase is used primarily to denote an annual rate, whether it be interest, salary, or any other recurring payment. By grasping this term, individuals can better interpret financial statements and make informed decisions. For instance, when a bank advertises a savings account with an interest rate of 3% per annum, it means that for every year your money is deposited, it will earn 3% interest on the principal amount. Understanding this helps savers calculate how much they will earn over time. If someone deposits $1,000, after one year, they would earn $30 in interest, making their total balance $1,030. The clarity provided by the term per annum is crucial for effective financial planning. Moreover, businesses frequently use per annum to express costs, revenues, or growth rates. For example, a company might report a revenue growth of 10% per annum. This indicates that the company's revenue is expected to grow by 10% each year. Investors and stakeholders rely on such metrics to evaluate the potential for future earnings and to make critical investment decisions. Understanding per annum also extends beyond just interest rates and revenues. It can apply to various contexts, including salaries. When a job listing states a salary of $50,000 per annum, it clearly indicates that this is the annual salary before taxes and deductions. Knowing this allows job seekers to compare offers and understand their potential earnings over a year, facilitating better career choices. In addition to its practical applications, the phrase per annum also emphasizes the importance of time in finance. Many financial calculations are based on the concept of time, and the annual perspective helps individuals and businesses plan for long-term goals. Whether saving for retirement, investing in stocks, or budgeting for expenses, recognizing the annual nature of these figures is vital. In conclusion, the term per annum is more than just a financial jargon; it is a critical component of financial literacy. By understanding that per annum means 每年, individuals can improve their ability to interpret financial information, make informed decisions, and plan for their future. As financial literacy becomes increasingly important in today's world, mastering terms like per annum can empower people to take control of their financial destinies.

理解金融概念对任何希望有效管理个人或商业财务的人来说都是至关重要的。一个经常出现在金融文件和讨论中的术语是per annum，它在中文中翻译为每年。这个拉丁短语主要用于表示年度利率，无论是利息、薪水还是其他任何定期支付。掌握这个术语可以帮助个人更好地解读财务报表并做出明智的决策。 例如，当银行宣传一个储蓄账户的利率为每年3%per annum时，这意味着每年您存入的钱将获得3%的利息。了解这一点可以帮助储户计算他们随时间的收益。如果某人存入1000美元，一年后，他们将获得30美元的利息，使他们的总余额为1030美元。per annum所提供的清晰度对于有效的财务规划至关重要。 此外，企业通常使用per annum来表示成本、收入或增长率。例如，一家公司可能报告其收入增长为每年10%per annum。这表明公司的收入预计每年将增长10%。投资者和利益相关者依赖这样的指标来评估未来收益的潜力，并做出关键的投资决策。 理解per annum也超出了利率和收入的范畴。它可以应用于各种上下文，包括薪水。当职位列表说明年薪为50000美元per annum时，它清楚地表示这是税前和扣除前的年薪。了解这一点使求职者能够比较报价并理解他们一年的潜在收入，从而促进更好的职业选择。 除了实际应用外，短语per annum还强调了时间在财务中的重要性。许多财务计算基于时间的概念，年度视角帮助个人和企业为长期目标进行规划。无论是为退休储蓄、投资股票还是预算开支，认识到这些数字的年度性质都是至关重要的。 总之，术语per annum不仅仅是金融术语；它是金融素养的重要组成部分。通过理解per annum意味着每年，个人可以提高解读财务信息的能力，做出明智的决策，并为他们的未来进行规划。随着金融素养在当今世界变得越来越重要，掌握像per annum这样的术语可以使人们能够掌控自己的财务命运。