nominal gain

简明释义

标定增益

英英释义

例句

1.The company's stock price increased, but when considering expenses, it only resulted in a nominal gain 名义收益 for shareholders.

公司的股价上涨，但考虑到费用后，仅为股东带来了一个nominal gain 名义收益。

2.Investors celebrated the nominal gain 名义收益 in their portfolios, unaware of the hidden fees affecting their actual returns.

投资者庆祝他们投资组合中的nominal gain 名义收益，却未意识到隐藏费用影响了他们的实际回报。

3.Despite the nominal gain 名义收益 reported in the quarterly earnings, many analysts remain skeptical about future growth.

尽管季度收益报告中显示了nominal gain 名义收益，许多分析师对未来增长仍持怀疑态度。

4.The real estate market showed a nominal gain 名义收益 of 5%, but the cost of living rose significantly during the same period.

房地产市场显示出5%的nominal gain 名义收益，但同期生活成本显著上升。

5.After adjusting for inflation, the investor realized only a nominal gain 名义收益 of 2% on their savings.

在调整通货膨胀后，投资者仅实现了2%的nominal gain 名义收益。

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often comes up is nominal gain, which refers to the increase in value of an investment without taking into account inflation or other factors that may affect purchasing power. For instance, if you invest $1,000 in a stock and it grows to $1,200 over a year, your nominal gain would be $200. However, this figure does not reflect the real increase in value when considering inflation.The concept of nominal gain can be misleading for many investors. It is important to differentiate between nominal gains and real gains, which adjust for inflation. If the inflation rate during that year was 3%, the real value of your investment would only have increased by approximately 1.5%. Thus, while a nominal gain of $200 looks impressive, the purchasing power of that gain is significantly diminished when inflation is accounted for.Moreover, nominal gain is not just limited to stocks; it applies to various types of investments including bonds, real estate, and even savings accounts. For example, if a bond yields a nominal interest rate of 5% but the inflation rate is 2%, the real return on that bond is only 3%. Investors must always consider these factors to truly understand the performance of their investments.Another aspect to consider is how nominal gain affects financial planning and goal setting. When individuals set financial goals, they often focus on nominal figures. For instance, someone may aim to save $10,000 in a year. While this goal is clear and straightforward, it is essential to recognize that the value of that $10,000 may not be the same in real terms due to inflation. Therefore, financial advisors often recommend adjusting savings targets based on expected inflation rates to ensure that the actual purchasing power of saved money is maintained.In summary, while nominal gain provides a simple way to measure the growth of an investment, it is vital to look beyond the surface. Investors need to consider the effects of inflation and other economic factors to gain a more accurate understanding of their financial situation. By doing so, they can make better-informed decisions that will lead to more effective financial planning and investment strategies. Ultimately, recognizing the difference between nominal and real gains can empower investors to navigate the complexities of the financial landscape with greater confidence and success.

在金融和投资的世界中，理解各种术语对于做出明智的决策至关重要。其中一个常常出现的术语是名义收益，它指的是投资价值的增加，而不考虑通货膨胀或其他可能影响购买力的因素。例如，如果你投资1000美元于一只股票，并且在一年内增长到1200美元，你的名义收益将是200美元。然而，这个数字并没有反映出考虑通货膨胀后的真实价值增长。名义收益的概念对许多投资者来说可能是误导性的。重要的是要区分名义收益和真实收益，后者是经过通货膨胀调整的。如果在那一年的通货膨胀率为3%，那么你投资的真实价值仅增加了大约1.5%。因此，尽管200美元的名义收益看起来令人印象深刻，但当考虑通货膨胀时，该收益的购买力大大降低。此外，名义收益不仅限于股票；它适用于各种类型的投资，包括债券、房地产，甚至储蓄账户。例如，如果一只债券的名义利率为5%，但通货膨胀率为2%，那么该债券的真实回报仅为3%。投资者必须始终考虑这些因素，以真正理解其投资的表现。另一个需要考虑的方面是名义收益如何影响财务规划和目标设定。当个人设定财务目标时，他们通常关注名义数字。例如，有人可能希望在一年内存下1万美元。虽然这个目标明确而直接，但必须认识到，由于通货膨胀，1万美元的实际价值可能不会相同。因此，财务顾问通常建议根据预期的通货膨胀率调整储蓄目标，以确保所存资金的实际购买力得到保持。总之，虽然名义收益提供了一种简单的方法来衡量投资的增长，但深入分析是至关重要的。投资者需要考虑通货膨胀和其他经济因素的影响，以更准确地理解他们的财务状况。通过这样做，他们可以做出更明智的决策，从而实现更有效的财务规划和投资策略。最终，认识到名义收益与真实收益之间的差异，可以使投资者更有信心和成功地应对复杂的金融环境。