net income

简明释义

净所得

英英释义

例句

1.After deducting all expenses, the company's net income 净收入 for the year was $1 million.

在扣除所有费用后，该公司的净收入 net income为100万美元。

2.The net income 净收入 of the nonprofit organization is reinvested into community programs.

该非营利组织的净收入 net income被重新投入到社区项目中。

3.Investors are particularly interested in the net income 净收入 reported in the quarterly earnings.

投资者特别关注季度财报中报告的净收入 net income。

4.A rising net income 净收入 can indicate a company’s improving financial health.

上升的净收入 net income可能表明公司的财务状况正在改善。

5.To calculate your personal net income 净收入, subtract taxes and other deductions from your gross salary.

要计算你的个人净收入 net income，请从总薪资中减去税费和其他扣除项。

作文

Understanding the concept of net income is essential for anyone looking to manage their finances effectively. Net income, or "净收入", refers to the amount of money that remains after all expenses, taxes, and costs have been deducted from total revenue. This figure is crucial as it gives a clear picture of an individual’s or a business's financial health. For individuals, net income represents the actual earnings available for spending, saving, or investing after all obligatory payments have been made. For businesses, it is a key indicator of profitability and is often referred to as the bottom line on a company’s income statement.To illustrate, consider an individual who earns a gross salary of $50,000 per year. After accounting for federal and state taxes, social security contributions, and other deductions, their net income might be around $38,000. This means that while they earned $50,000, only $38,000 is available for them to use. Understanding this difference is vital for budgeting purposes, as it helps individuals plan how much they can spend on necessities, luxuries, and savings.For businesses, calculating net income involves taking total revenues and subtracting all operating expenses, interest, taxes, and any other costs. For example, if a company has total revenues of $1 million and total expenses of $800,000, its net income would be $200,000. This figure not only reflects the company’s profitability but also impacts decisions regarding reinvestment, dividends, and business expansion. Investors closely monitor net income because it serves as a strong indicator of a company's performance over time.Moreover, analyzing net income trends can provide insight into a company’s operational efficiency and market position. A consistently increasing net income could suggest effective management and a growing market share, while a declining net income might raise red flags about potential issues within the business model or external economic factors.In personal finance, understanding your own net income is equally important. It allows you to create a realistic budget, set financial goals, and make informed decisions about investments. For instance, knowing your net income helps in determining how much you can allocate towards retirement savings, emergency funds, or discretionary spending. It also plays a crucial role in understanding your debt-to-income ratio, which lenders often use to assess your creditworthiness.In conclusion, net income is a fundamental concept in both personal and business finance. It represents the actual earnings after all necessary deductions and is vital for budgeting, financial planning, and assessing profitability. By grasping the significance of net income, individuals and businesses can make more informed financial decisions, ultimately leading to better financial stability and growth. Whether you are managing your household budget or running a corporation, a clear understanding of net income will empower you to navigate the complexities of financial management successfully.

理解净收入的概念对于任何希望有效管理财务的人来说都是至关重要的。净收入指的是在扣除所有费用、税款和成本后，从总收入中剩下的金额。这个数字非常关键，因为它清晰地反映了个人或企业的财务健康状况。对于个人而言，净收入代表在所有必要支付之后可用于消费、储蓄或投资的实际收入。对于企业而言，它是盈利能力的关键指标，通常被称为公司收益表上的底线。举个例子，考虑一个年收入为5万美元的个人。在计算联邦和州税、社会保障缴款以及其他扣款后，他们的净收入可能约为3.8万美元。这意味着虽然他们赚了5万美元，但只有3.8万美元可以使用。理解这种差异对于预算编制至关重要，因为它帮助个人计划在必需品、奢侈品和储蓄上可以花费多少。对于企业而言，计算净收入涉及取总收入并减去所有经营费用、利息、税款及其他成本。例如，如果一家公司总收入为100万美元，总费用为80万美元，则其净收入将为20万美元。这个数字不仅反映了公司的盈利能力，还影响着关于再投资、股息和商业扩张的决策。投资者密切关注净收入，因为它作为公司长期表现的强有力指标。此外，分析净收入趋势可以提供有关公司运营效率和市场位置的见解。持续增长的净收入可能表明管理有效和市场份额增长，而下降的净收入可能会引发对商业模式或外部经济因素潜在问题的警惕。在个人财务方面，了解自己的净收入同样重要。它使您能够制定现实的预算、设定财务目标并做出明智的投资决策。例如，知道您的净收入有助于确定您可以分配多少用于退休储蓄、应急基金或自由支出。它还在理解您的债务与收入比率中发挥着关键作用，贷款人通常使用该比率来评估您的信用worthiness。总之，净收入是个人和企业财务中的基本概念。它代表在所有必要扣除后实际的收入，对于预算编制、财务规划和盈利能力评估至关重要。通过掌握净收入的重要性，个人和企业可以做出更明智的财务决策，最终实现更好的财务稳定和增长。无论您是在管理家庭预算还是经营公司，清楚理解净收入将使您能够成功应对财务管理的复杂性。