market rate

简明释义

市价

英英释义

例句

1.Investors usually look for properties that are priced below the market rate to ensure a good return.

投资者通常寻找价格低于市场利率的房产，以确保良好的回报。

2.The market rate for electricity has increased due to higher demand and limited supply.

由于需求增加和供应有限，电力的市场利率已上升。

3.The bank offers loans at a market rate that is competitive with other financial institutions.

银行提供的贷款利率为市场利率，与其他金融机构相竞争。

4.When renting an apartment, it's important to know the market rate for similar units in the area.

在租公寓时，了解该地区类似单位的市场利率是很重要的。

5.The salary offered for this position is based on the market rate for similar jobs in the industry.

该职位提供的工资基于行业内类似工作的市场利率。

作文

In today's dynamic economy, understanding the concept of market rate is essential for both consumers and businesses. The term market rate refers to the prevailing price or interest rate for a particular good, service, or financial instrument in the open market. It is determined by supply and demand dynamics and can fluctuate based on various economic factors. For instance, in the housing market, the market rate for rent can vary significantly from one neighborhood to another, reflecting the desirability of the area and the available amenities. When individuals are looking to rent an apartment, they often compare the asking price to the market rate in the vicinity. If the rent is above the market rate, potential tenants may decide to look elsewhere, which can compel landlords to adjust their prices accordingly. This interplay of supply and demand highlights how crucial the market rate is in guiding decisions in real estate. Similarly, in the realm of finance, the market rate plays a significant role in determining interest rates for loans. Banks and financial institutions set their rates based on the market rate for similar loans, which is influenced by factors such as inflation, central bank policies, and overall economic conditions. When the market rate rises, borrowing costs increase, which can lead to reduced consumer spending and investment. Conversely, when the market rate falls, it can stimulate economic activity as loans become more affordable. Businesses also need to be aware of the market rate when setting their pricing strategies. Companies must ensure that their prices are competitive while still covering their costs. By analyzing the market rate for their products or services, businesses can make informed decisions about pricing, promotions, and inventory management. For example, if a company sells electronic gadgets, they must keep an eye on the market rate for similar devices to avoid overpricing, which could drive customers to competitors. Additionally, understanding the market rate can help consumers make better financial choices. For example, when considering a mortgage, homebuyers should research the current market rate to ensure they are getting a fair deal. A slight difference in interest rates can result in substantial savings over the life of a loan. In conclusion, the market rate is a fundamental concept that impacts various aspects of our economy, from housing and finance to business operations. By grasping the significance of the market rate, individuals and companies alike can make more informed decisions that align with current economic conditions. Staying attuned to the market rate not only helps in achieving financial goals but also fosters a more efficient and responsive economic environment.

在当今动态经济中，理解市场利率的概念对于消费者和企业都至关重要。术语市场利率指的是开放市场上某种商品、服务或金融工具的现行价格或利率。它是由供求动态决定的，并且可能会根据各种经济因素波动。例如，在住房市场中，租金的市场利率可能因邻里而异，反映了该地区的吸引力和可用设施。当个人寻找公寓时，他们通常会将要价与附近的市场利率进行比较。如果租金高于市场利率，潜在租户可能会决定另寻他处，这可能迫使房东相应地调整价格。这种供需之间的相互作用突显了市场利率在房地产决策中的重要性。同样，在金融领域，市场利率在确定贷款利率方面也发挥着重要作用。银行和金融机构根据类似贷款的市场利率设定自己的利率，而这又受到通货膨胀、中央银行政策和整体经济状况等因素的影响。当市场利率上升时，借贷成本增加，这可能导致消费者支出和投资减少。相反，当市场利率下降时，贷款变得更便宜，这可以刺激经济活动。企业在制定定价策略时也需要关注市场利率。公司必须确保其价格具有竞争力，同时仍能覆盖成本。通过分析其产品或服务的市场利率，企业可以就定价、促销和库存管理做出明智的决策。例如，如果一家公司销售电子小工具，他们必须关注类似设备的市场利率，以避免定价过高，从而将客户推向竞争对手。此外，理解市场利率可以帮助消费者做出更好的财务选择。例如，在考虑抵押贷款时，购房者应该研究当前的市场利率，以确保他们获得公平的交易。利率的微小差异可能在贷款的生命周期内导致巨大的节省。总之，市场利率是一个基本概念，影响着我们经济的各个方面，从住房和金融到商业运营。通过掌握市场利率的重要性，个人和公司可以做出更符合当前经济状况的明智决策。紧跟市场利率不仅有助于实现财务目标，还促进了更高效和响应的经济环境。