margin fo safety

简明释义

安全系数

英英释义

A margin of safety refers to the difference between the intrinsic value of an investment and its market price, indicating how much the price can drop before reaching the break-even point.

安全边际是指投资的内在价值与其市场价格之间的差异,表明价格在达到盈亏平衡点之前可以下跌多少。

In engineering and risk management, margin of safety is the amount by which a system's capacity exceeds the expected maximum load or demand, ensuring reliability and safety.

在工程和风险管理中,安全边际是指一个系统的能力超过预期最大负荷或需求的程度,以确保可靠性和安全性。

例句

1.In investing, having a margin of safety means buying stocks at a price lower than their intrinsic value.

在投资中,拥有安全裕度意味着以低于其内在价值的价格购买股票。

2.The engineer designed the bridge with a significant margin of safety to ensure it could withstand heavy loads.

工程师设计这座桥时留有很大的安全裕度以确保它能够承受重载。

3.The architect included a margin of safety in the building's design to account for potential earthquakes.

建筑师在建筑设计中包含了一个安全裕度以考虑潜在的地震。

4.Pilots are trained to always maintain a margin of safety when flying at low altitudes.

飞行员接受培训,以便在低空飞行时始终保持安全裕度

5.Before launching the product, the team ensured there was a margin of safety in its quality testing.

在推出产品之前,团队确保其质量测试中有一个安全裕度

作文

In today's world, the concept of a margin of safety is crucial in various fields, from finance to engineering. It refers to the buffer or cushion that one maintains to protect against unforeseen circumstances or potential losses. Understanding this concept can significantly enhance decision-making processes and risk management strategies.In finance, a margin of safety is often used when evaluating investments. Investors look for stocks that are undervalued compared to their intrinsic value. By purchasing these stocks at a lower price, they create a margin of safety that protects them against market volatility. For instance, if an investor believes a company's stock is worth $100 but can buy it for $70, the $30 difference serves as a margin of safety. This strategy not only minimizes potential losses but also maximizes potential gains, as the investor stands to benefit significantly if the stock price rises closer to its intrinsic value.Similarly, in engineering, the margin of safety plays a vital role in ensuring the safety and reliability of structures and systems. Engineers design bridges, buildings, and other infrastructures with a certain level of excess strength to account for unexpected loads or stresses. For example, if a bridge is designed to hold 10 tons, but the materials used can withstand 15 tons, the additional 5 tons represent a margin of safety. This precaution helps prevent catastrophic failures and ensures public safety.Moreover, the idea of a margin of safety extends beyond technical fields into everyday life. Individuals often create personal margins of safety in their finances by saving money for emergencies. Having an emergency fund allows people to navigate unexpected expenses, such as medical bills or car repairs, without falling into debt. This financial cushion provides peace of mind, knowing that one has a safety net to rely on during challenging times.In addition to financial and engineering contexts, the margin of safety concept can be applied to health and wellness. For instance, when setting fitness goals, individuals may choose to aim for slightly more than what they believe they can achieve. If someone wants to run a marathon, they might train for an extra mile to ensure that they can comfortably complete the race. This extra distance serves as a margin of safety, allowing for any unforeseen challenges on race day, such as fatigue or adverse weather conditions.Furthermore, the margin of safety is essential in making informed decisions. In any situation where risks are involved, having a buffer can lead to more confident choices. Whether it's investing in the stock market, taking on a new job, or embarking on a new project, understanding the risks and having a margin of safety can lead to better outcomes.In conclusion, the concept of a margin of safety is multifaceted and applicable across various domains. It emphasizes the importance of preparation, risk management, and strategic thinking. By incorporating a margin of safety into our financial decisions, engineering designs, personal lives, and health goals, we can navigate uncertainties with greater confidence and security. Ultimately, creating a buffer against potential setbacks not only safeguards our interests but also enhances our overall quality of life.

在当今世界,‘安全边际’这一概念在金融、工程等多个领域至关重要。它指的是人们为保护自己免受不可预见的情况或潜在损失而保持的缓冲或缓冲区。理解这一概念可以显著提升决策过程和风险管理策略。在金融领域,‘安全边际’通常用于评估投资。投资者寻找那些相对于其内在价值被低估的股票。通过以较低的价格购买这些股票,他们创造了一个‘安全边际’,以保护自己免受市场波动的影响。例如,如果投资者认为一家公司的股票价值100美元,但可以以70美元的价格购买,那么30美元的差额就构成了‘安全边际’。这一策略不仅最小化潜在损失,还最大化潜在收益,因为如果股票价格上涨接近其内在价值,投资者将从中获益颇丰。同样,在工程领域,‘安全边际’在确保结构和系统的安全性和可靠性方面发挥着至关重要的作用。工程师在设计桥梁、建筑物和其他基础设施时,会留出一定程度的超额强度,以应对意外负荷或应力。例如,如果一座桥设计为承重10吨,但所用材料可以承受15吨,那么多出的5吨就是‘安全边际’。这一预防措施有助于防止灾难性故障,并确保公众安全。此外,‘安全边际’的理念不仅限于技术领域,也延伸到日常生活中。个人在财务上经常会创造个人的安全边际,通过储蓄来应对紧急情况。拥有应急基金使人们能够应对意外开支,例如医疗账单或汽车维修,而不会陷入债务。这一财务缓冲提供了安心感,让人们知道在困难时期有安全网可依赖。除了金融和工程背景外,‘安全边际’的概念还可以应用于健康和健身。例如,在设定健身目标时,个人可能选择比他们认为可以达到的目标稍微高一点。如果有人想要跑马拉松,他们可能会训练多一英里,以确保能够轻松完成比赛。这额外的距离就构成了‘安全边际’,以应对比赛当天可能出现的任何意外挑战,例如疲劳或恶劣天气。此外,‘安全边际’在做出明智决策时至关重要。在任何涉及风险的情况下,拥有缓冲区都可以导致更自信的选择。无论是在股市投资、接受新工作还是开展新项目,理解风险并拥有‘安全边际’都可以带来更好的结果。总之,‘安全边际’的概念是多方面的,并适用于多个领域。它强调了准备、风险管理和战略思维的重要性。通过将‘安全边际’融入我们的财务决策、工程设计、个人生活和健康目标中,我们可以更自信、更安全地应对不确定性。最终,创造对潜在挫折的缓冲,不仅能保护我们的利益,还能提升我们整体的生活质量。

相关单词

margin

margin详解:怎么读、什么意思、用法

safety

safety详解:怎么读、什么意思、用法