lump sum

简明释义

一次总付费租船总额总结算总价

英英释义

例句

1.The contractor offered to complete the renovation for a lump sum of $50,000.

承包商提供以一次性付款的方式完成装修，费用为5万美元。

2.She received a lump sum payment for her retirement benefits.

她收到了退休福利的一次性付款。

3.He decided to invest his lump sum payout from the lottery in real estate.

他决定将彩票的一次性付款投资于房地产。

4.Instead of monthly payments, you can choose to receive the inheritance as a lump sum.

你可以选择将遗产作为一次性付款而不是每月付款。

5.The insurance company offered a lump sum settlement to avoid a lengthy court battle.

保险公司提供了一个一次性付款的和解方案，以避免漫长的法庭斗争。

作文

In the world of finance and contracts, the term Lump Sum refers to a one-time payment made in full, rather than through a series of payments over time. This concept is particularly important in various sectors, including construction, insurance, and even personal finance. Understanding how Lump Sum payments work can help individuals and businesses make informed financial decisions.When a contractor agrees to complete a project for a Lump Sum amount, they are essentially agreeing to finish the job for a set price, regardless of the actual costs incurred during the project. This arrangement can be beneficial for both parties. For the contractor, it provides the opportunity to maximize profits if they can complete the project for less than the agreed-upon amount. For the client, it offers predictability in budgeting, as they know exactly how much they will pay once the work is completed.However, there are also risks associated with Lump Sum contracts. If the contractor underestimates the costs or encounters unexpected challenges, they may end up losing money. Conversely, clients might face issues if the quality of work suffers due to the contractor trying to cut corners to maintain profitability. Therefore, it is essential for both parties to conduct thorough research and planning before entering into such agreements.In personal finance, individuals often receive Lump Sum payments in situations like lottery winnings, insurance settlements, or retirement payouts. While receiving a large sum of money at once can be exciting, it also comes with responsibilities. Proper financial planning is crucial to ensure that the money lasts and is used wisely. Many people who win lotteries, for example, find themselves facing financial difficulties later on because they did not manage their Lump Sum winnings effectively.Investing a Lump Sum can be a strategic move, but it requires careful consideration of market conditions and personal financial goals. Some individuals choose to invest their Lump Sum payment in stocks, bonds, or real estate, while others may opt for savings accounts or retirement funds. The key is to diversify investments to mitigate risks and maximize returns over time.In conclusion, the concept of Lump Sum payments plays a significant role in both business and personal finance. Whether you are a contractor agreeing to a fixed price for a project or an individual managing a sudden influx of cash, understanding the implications of Lump Sum payments is essential. It can lead to financial stability and success when approached with knowledge and caution. As we navigate the complexities of financial agreements and personal wealth, being aware of the advantages and disadvantages of Lump Sum arrangements can empower us to make better decisions for our future.

在金融和合同的世界中，术语一次性付款指的是全额一次性支付，而不是通过一系列分期付款。这一概念在建筑、保险甚至个人理财等多个领域都尤为重要。理解一次性付款的运作方式可以帮助个人和企业做出明智的财务决策。当承包商同意以一次性付款的金额完成一个项目时，他们基本上是在同意以设定的价格完成工作，而不论在项目进行过程中实际发生的费用。这种安排对双方都有好处。对于承包商来说，如果他们能够以低于约定金额完成项目，就有机会最大化利润。对于客户而言，这提供了预算上的可预测性，因为他们知道一旦工作完成，他们将支付多少。然而，一次性付款合同也存在风险。如果承包商低估了成本或遇到意想不到的挑战，他们可能会亏损。相反，如果承包商为了保持盈利而试图降低质量，客户可能会面临问题。因此，在签订这样的协议之前，双方都需要进行彻底的研究和计划。在个人理财中，个人经常在彩票中奖、保险赔付或退休金发放等情况下收到一次性付款。虽然一次性获得大笔资金可能令人兴奋，但这也伴随着责任。妥善的财务规划至关重要，以确保资金能够持久并被明智地使用。例如，许多彩票中奖者发现，由于没有有效管理他们的一次性付款奖金，后来面临经济困难。投资一次性付款可能是一项战略举措，但需要仔细考虑市场状况和个人财务目标。一些人选择将他们的一次性付款投资于股票、债券或房地产，而另一些人则可能选择储蓄账户或退休基金。关键是要分散投资，以减轻风险并最大化长期回报。总之，一次性付款的概念在商业和个人理财中扮演着重要角色。无论你是承包商同意以固定价格完成项目，还是个人管理突如其来的现金流入，理解一次性付款的含义至关重要。当我们以知识和谨慎的态度处理财务协议和个人财富时，这可以带来财务稳定和成功。在我们应对财务协议和个人财富的复杂性时，意识到一次性付款安排的优缺点，可以使我们更有能力做出对未来更好的决策。