master policy

简明释义

主要保险单

英英释义

例句

1.The company has a master policy that outlines the insurance coverage for all its branches.

公司有一份主政策，概述了所有分支机构的保险覆盖范围。

2.The master policy serves as a framework for all operational procedures in the organization.

这份主政策作为组织内所有操作程序的框架。

3.Each department must adhere to the guidelines set forth in the master policy.

每个部门必须遵循主政策中规定的指导方针。

4.Employees are required to sign off on the master policy during their onboarding process.

员工在入职过程中需要签署主政策。

5.Before starting the project, we need to review the master policy to ensure compliance.

在开始项目之前，我们需要审查主政策以确保合规性。

作文

In the world of insurance and risk management, the term master policy refers to a comprehensive insurance policy that provides coverage for multiple individuals or entities under a single contract. This type of policy is particularly beneficial for organizations that have numerous stakeholders, such as associations, businesses, or groups that require collective insurance coverage. The master policy serves as a central document that outlines the terms, conditions, and coverage limits for all insured parties involved. One of the primary advantages of a master policy is its ability to streamline the insurance process. Instead of each individual or entity needing to secure their own separate policy, a master policy allows for a more efficient approach. For example, a professional association may obtain a master policy that covers all its members, ensuring that they are protected without each member having to negotiate their own insurance terms. This not only saves time but also reduces administrative costs associated with managing multiple policies. Moreover, a master policy can often provide more favorable terms and pricing due to the collective bargaining power of the group. Insurers are typically willing to offer discounts or enhanced coverage options when dealing with a larger pool of insured parties. As a result, organizations that utilize a master policy may find that they can secure better rates than if each individual were to purchase their own policy. Additionally, the master policy simplifies claims processing. In the event of a loss or incident, having a single policy means that there is a unified process for filing claims. This can lead to faster resolution times and less confusion among the insured parties. Each member knows exactly what is covered and how to proceed in the event of a claim, which enhances overall satisfaction with the insurance arrangement. However, it is important for organizations to carefully consider the specifics of a master policy before committing. While there are many benefits, there can also be drawbacks. For instance, if the master policy has limitations or exclusions that do not meet the needs of all members, some individuals may find themselves underinsured. Therefore, it is crucial for organizations to conduct thorough research and communicate with all stakeholders to ensure that the master policy adequately addresses their diverse needs. In conclusion, a master policy is a valuable tool in the realm of insurance, providing a streamlined and cost-effective solution for groups seeking collective coverage. By understanding the implications and benefits of a master policy, organizations can make informed decisions that protect their members while fostering a sense of security and community. As the landscape of insurance continues to evolve, the relevance of master policies will likely remain significant, offering a practical approach to managing risk in an increasingly complex world.

在保险和风险管理的领域中，术语master policy指的是一种综合保险政策，为多个个人或实体提供覆盖，且只需一份合同。这种类型的政策对拥有众多利益相关者的组织尤其有益，例如协会、企业或需要集体保险覆盖的团体。master policy作为一份中心文件，概述了所有被保险方所涉及的条款、条件和覆盖限额。master policy的主要优点之一是能够简化保险流程。与其每个个人或实体都需要单独获得自己的保单，不如使用master policy来采用更高效的方法。例如，一个专业协会可以获得一份覆盖所有会员的master policy，确保他们得到保护，而无需每位会员都协商自己的保险条款。这不仅节省了时间，还减少了与管理多份保单相关的行政成本。此外，由于集体谈判的力量，master policy通常可以提供更有利的条款和价格。保险公司通常愿意在与更大规模的被保险方打交道时提供折扣或增强的覆盖选项。因此，利用master policy的组织可能会发现，他们能够比每个个人购买自己的保单时获得更好的费率。另外，master policy简化了索赔处理。在发生损失或事件时，拥有一份单一的保单意味着有一个统一的索赔流程。这可以导致更快的解决时间，并减少被保险方之间的混淆。每个成员都知道自己被覆盖的内容以及在索赔时该如何进行，从而提高了对保险安排的整体满意度。然而，组织在承诺之前仔细考虑master policy的具体内容是很重要的。虽然有许多好处，但也可能存在缺点。例如，如果master policy有不符合所有成员需求的限制或排除条款，则某些个人可能会发现自己没有足够的保险。因此，组织进行彻底研究并与所有利益相关者沟通，以确保master policy充分满足他们多样化的需求，是至关重要的。总之，master policy是保险领域中的一种宝贵工具，为寻求集体覆盖的团体提供了一种简化且具有成本效益的解决方案。通过理解master policy的含义和好处，组织可以做出明智的决策，保护其成员，同时培养安全感和社区感。随着保险领域的不断发展，master policy的相关性可能仍将显著，为在日益复杂的世界中管理风险提供实用的方法。