lay by

简明释义

让船处(河道较宽处设有系缆栓

英英释义

例句

1.The store allows customers to lay by products for up to three months.

这家商店允许顾客预留产品最多三个月。

2.He always tries to lay by a bit of cash for emergencies.

他总是试图存一些钱以备不时之需。

3.I need to lay by some funds for my child's education.

我需要存一些资金为我孩子的教育做准备。

4.I decided to lay by some money for my vacation next year.

我决定存钱为明年的假期做准备。

5.You can lay by your favorite items at the store and pay later.

你可以在商店预留你喜欢的商品，稍后再付款。

作文

In today's fast-paced world, many people find themselves struggling to manage their finances effectively. One important concept that can help individuals secure their financial future is the idea of saving money or, as some might say, to lay by funds for later use. The term lay by refers to the practice of setting aside a portion of one's income in order to have it available for future needs or emergencies. This simple yet powerful strategy can make a significant difference in one’s financial stability.To begin with, lay by savings can serve as a safety net during unexpected situations. For instance, if someone loses their job or faces an unexpected medical expense, having money saved up can alleviate stress and provide peace of mind. By consistently laying by a small amount of money each month, individuals can build a cushion that protects them from financial pitfalls. This approach not only helps in emergencies but also fosters a sense of security and confidence in managing one’s finances.Moreover, lay by savings can be instrumental in achieving long-term financial goals. Whether it’s purchasing a home, funding education, or planning for retirement, having a dedicated savings plan allows individuals to work towards their aspirations. By setting aside money regularly, they can accumulate the necessary funds over time. This method emphasizes the importance of discipline and foresight in financial planning.Additionally, the concept of lay by can also extend to budgeting for planned expenses. For example, if someone wishes to take a vacation or buy a new car, they can start laying by money specifically for that purpose. This proactive approach ensures that when the time comes to make the purchase, they will not need to rely on credit cards or loans, which can lead to debt. Instead, they can enjoy their vacation or new car without the burden of financial strain.Furthermore, lay by strategies can be enhanced through the use of various financial tools. Many banks offer high-yield savings accounts or investment options that can help grow the money set aside. By researching different options and choosing the right account, individuals can maximize their savings potential. This means that the money they lay by can work for them, generating additional income over time.In conclusion, the practice of lay by is an essential aspect of sound financial management. It provides individuals with a safety net for emergencies, helps in achieving long-term goals, and encourages responsible budgeting. By understanding the significance of lay by savings and implementing this strategy into their financial plans, individuals can pave the way for a more secure and prosperous future. Ultimately, the key to successful financial management lies in the ability to lay by resources wisely, ensuring that one is prepared for whatever life may throw their way.

在当今快节奏的世界中，许多人发现自己在有效管理财务方面苦苦挣扎。一个重要的概念可以帮助个人确保他们的财务未来，那就是存钱的想法，或者有些人可能会说，为了以后的使用而lay by资金。术语lay by指的是将一部分收入留出，以便在未来需要或紧急情况下使用。这种简单而强大的策略可以对一个人的财务稳定性产生重大影响。首先，lay by储蓄可以在意外情况下作为安全网。例如，如果某人失业或面临意外的医疗费用，存下的钱可以减轻压力并提供安心。通过每月定期lay by少量资金，个人可以建立一个缓冲，以保护自己免受财务陷阱。这种方法不仅有助于应对紧急情况，还培养了在财务管理中安全感和信心。此外，lay by储蓄在实现长期财务目标方面也很重要。无论是购买房屋、资助教育还是计划退休，拥有专门的储蓄计划使个人能够朝着他们的愿望努力。通过定期存钱，他们可以随着时间的推移积累必要的资金。这种方法强调了在财务规划中纪律性和前瞻性的重要性。此外，lay by的概念还可以扩展到为计划支出做预算。例如，如果某人希望度假或买新车，他们可以开始专门为此目的lay by资金。这种主动的方法确保在购买时，他们不需要依赖信用卡或贷款，这可能导致债务。相反，他们可以在没有财务压力的情况下享受假期或新车。此外，lay by策略可以通过各种金融工具得到增强。许多银行提供高收益储蓄账户或投资选项，可以帮助增长所留出的资金。通过研究不同的选择并选择合适的账户，个人可以最大化他们的储蓄潜力。这意味着他们lay by的钱可以为他们工作，随着时间的推移产生额外的收入。总之，lay by的做法是合理财务管理的重要方面。它为个人提供了应急情况的安全网，帮助实现长期目标，并鼓励负责任的预算。通过理解lay by储蓄的重要性并将这一策略纳入他们的财务计划，个人可以为更安全、更繁荣的未来铺平道路。最终，成功的财务管理的关键在于明智地lay by资源，确保一个人能够为生活可能带来的任何挑战做好准备。