injury to credit

简明释义

损毁信用

英英释义

例句

1.An injury to credit can lead to higher interest rates on future loans.

信用损害可能导致未来贷款的利率上升。

2.Her late payments resulted in an injury to credit that took years to recover from.

她的逾期付款导致了信用受损，恢复花费了多年时间。

3.The delay in payment caused significant injury to credit, making it difficult for him to secure a loan.

付款延迟造成了严重的信用损害，使他很难获得贷款。

4.The company experienced an injury to credit when it defaulted on its bonds.

公司在未能偿还债券时经历了信用损害。

5.After the bankruptcy, he faced an injury to credit that affected his ability to rent an apartment.

破产后，他面临的信用损害影响了他租房的能力。

作文

In today's competitive world, maintaining a good reputation is crucial for both individuals and businesses. One term that often comes up in discussions regarding financial integrity and reputation is injury to credit. This phrase refers to any action or situation that negatively impacts a person’s or organization’s creditworthiness. Understanding this concept is essential for anyone who wants to navigate the complexities of financial transactions and personal credibility.To begin with, let’s explore what constitutes injury to credit. It can arise from various factors such as late payments on loans, defaulting on debts, or even filing for bankruptcy. These actions can lead to a significant decline in credit scores, which are numerical representations of an individual's or entity's creditworthiness. A low credit score can have far-reaching consequences, including higher interest rates on loans, difficulty in obtaining new credit, and even challenges in securing housing or employment.The implications of injury to credit extend beyond just financial metrics. For individuals, a damaged credit score can result in feelings of shame and embarrassment, affecting their self-esteem and social interactions. In the business realm, companies that experience injury to credit may find it challenging to attract investors, secure partnerships, or maintain customer trust. The ripple effects can be detrimental, leading to lost opportunities and diminished market presence.Moreover, the concept of injury to credit is not solely confined to individual actions; it can also stem from external factors. For instance, economic downturns can lead to widespread job losses, causing many to fall behind on their financial obligations. In such cases, the collective injury to credit experienced by a population can result in a broader economic impact, as consumer spending declines and businesses suffer.Preventing injury to credit requires proactive measures. Individuals should regularly monitor their credit reports, ensuring that all information is accurate and up-to-date. It's also vital to establish a budget that prioritizes debt repayment and timely payments. For businesses, maintaining transparent financial practices and open communication with creditors can help mitigate risks associated with credit injury.In conclusion, understanding and addressing injury to credit is essential for maintaining financial health and personal integrity. By taking proactive steps to protect one’s creditworthiness, individuals and organizations can safeguard their reputations and ensure long-term success. The importance of a good credit standing cannot be overstated, as it influences various aspects of life, from securing loans to fostering professional relationships. Therefore, awareness and education about the factors that contribute to injury to credit are vital for everyone navigating the financial landscape today.

在当今竞争激烈的世界中，维护良好的声誉对于个人和企业都是至关重要的。在关于财务诚信和声誉的讨论中，常常会提到一个术语——injury to credit（信用损害）。这个短语指的是任何对个人或组织的信用worthiness（信用worthiness）产生负面影响的行为或情况。理解这一概念对于任何想要在复杂的金融交易和个人信誉中导航的人来说都是必不可少的。首先，让我们探讨一下什么构成了injury to credit。它可以源于各种因素，例如贷款的延迟还款、债务违约，甚至申请破产。这些行为可能导致信用评分的显著下降，而信用评分是个人或实体信用worthiness的数字表现。低信用评分可能会带来深远的后果，包括贷款利率提高、获得新信用的困难，甚至在获取住房或就业方面的挑战。injury to credit的影响不仅仅局限于财务指标。对于个人来说，受损的信用评分可能导致羞愧和尴尬的感觉，影响他们的自尊心和社交互动。在商业领域，经历injury to credit的公司可能会发现吸引投资者、确保合作伙伴关系或维持客户信任变得困难。涟漪效应可能是有害的，导致机会丧失和市场存在感降低。此外，injury to credit的概念不仅限于个人行为；它也可以源于外部因素。例如，经济衰退可能导致大规模失业，使许多人无法按时履行财务义务。在这种情况下，人口普遍经历的injury to credit可能会导致更广泛的经济影响，因为消费者支出下降，企业受到损害。预防injury to credit需要主动采取措施。个人应该定期监控他们的信用报告，确保所有信息准确且最新。此外，建立一个优先考虑债务偿还和及时付款的预算也是至关重要的。对于企业而言，维护透明的财务实践和与债权人的开放沟通可以帮助减轻与信用损害相关的风险。总之，理解和应对injury to credit对于维护财务健康和个人诚信至关重要。通过采取主动措施来保护自己的信用worthiness，个人和组织可以保护他们的声誉并确保长期成功。良好的信用状况的重要性不容小觑，因为它影响生活的各个方面，从获得贷款到促进专业关系。因此，对于每个在当今金融环境中航行的人来说，了解和教育有关导致injury to credit的因素至关重要。