free from particular average

简明释义

平安险

英英释义

例句

1.Many businesses prefer policies that are free from particular average to reduce premium costs.

许多企业更喜欢选择免于特定平均损失的保单，以降低保费成本。

2.The vessel's insurance was free from particular average, which limited the owner's liability for small incidents.

该船的保险是免于特定平均损失的，这限制了船主对小事件的责任。

3.The insurance policy states that it is free from particular average, meaning that minor damages are not covered.

保险政策规定它是免于特定平均损失的，这意味着小损失不在保障范围内。

4.If you want comprehensive coverage, choose an option that is not free from particular average.

如果你想要全面的保障，选择一个不免于特定平均损失的选项。

5.When shipping goods, ensure your contract specifies that the cargo is free from particular average to avoid unexpected costs.

在运输货物时，确保你的合同中明确规定货物是免于特定平均损失的，以避免意外费用。

作文

In the world of maritime insurance, understanding the various terms and conditions is crucial for ship owners and cargo operators. One such term that often comes up is free from particular average. This phrase refers to a specific type of insurance coverage that protects the insured party from partial losses that occur during maritime transport. To put it simply, when a ship or cargo is free from particular average coverage, it means that the insurance will only compensate for total losses or damages caused by specific events, rather than covering all types of partial losses. This can significantly affect how risks are assessed and managed in shipping operations.When a vessel is insured under a policy that is free from particular average, it typically indicates that the insurer will not be responsible for losses incurred due to ordinary wear and tear, or losses that do not result from a major incident such as a shipwreck or collision. For example, if a cargo shipment suffers minor damage due to rough seas, the owner would not be able to claim compensation under a policy that is free from particular average. Instead, this type of coverage is designed to protect against more significant losses that could threaten the overall viability of the shipment.The implications of being free from particular average can be significant for businesses involved in international trade. Companies must carefully consider whether to opt for this type of insurance, especially if they are dealing with high-value goods or fragile items that could be easily damaged. In many cases, opting for a more comprehensive insurance policy that covers partial losses may provide greater peace of mind and financial security.Moreover, understanding the nuances of being free from particular average is essential when negotiating contracts and agreements with shipping companies and insurers. Businesses need to be aware of their own risk tolerance and the potential financial impact of losses that might not be covered under this type of policy. By doing so, they can make informed decisions that align with their operational needs and financial goals.In conclusion, the term free from particular average plays a vital role in the realm of maritime insurance. It signifies a limitation in coverage that can influence how businesses manage their risks during shipping operations. As global trade continues to expand, having a clear understanding of this term and its implications can help companies navigate the complexities of maritime insurance more effectively. Ultimately, whether to choose a policy that is free from particular average or one that offers broader coverage will depend on the specific needs and circumstances of each business, making it an important consideration in the logistics and shipping industry.

在海事保险的世界中，理解各种条款和条件对船主和货物经营者至关重要。一个经常出现的术语是不承担特定平均损失。这个短语指的是一种特定类型的保险覆盖，保护被保险方在海运过程中遭受的部分损失。简单来说，当一艘船或货物处于不承担特定平均损失的保险范围内时，这意味着保险只会赔偿由特定事件造成的全部损失或损害，而不是涵盖所有类型的部分损失。这可能会显著影响航运操作中的风险评估和管理。当一艘船只在一项不承担特定平均损失的保单下投保时，通常表示保险公司不负责因正常磨损或未因重大事件（如船舶失事或碰撞）而导致的损失。例如，如果一批货物在恶劣海况下遭受轻微损坏，货主将无法根据不承担特定平均损失的保单提出索赔。相反，这种类型的保险旨在保护免受可能威胁到整体运输可行性的重大损失。对于涉及国际贸易的企业而言，成为不承担特定平均损失的后果可能是显著的。公司必须仔细考虑是否选择这种类型的保险，特别是在处理高价值货物或易损物品时，因为这些物品容易受损。在许多情况下，选择一种更全面的保险政策以涵盖部分损失可能会提供更大的安心和财务安全。此外，理解不承担特定平均损失的细微差别在与航运公司和保险人谈判合同时至关重要。企业需要意识到自己的风险承受能力以及未被此类保单覆盖的损失可能带来的财务影响。通过这样做，他们可以做出与其运营需求和财务目标一致的明智决策。总之，术语不承担特定平均损失在海事保险领域中扮演着重要角色。它标志着一种覆盖限制，可能影响企业在航运操作中的风险管理。随着全球贸易的持续扩张，清楚理解这一术语及其影响可以帮助公司更有效地应对海事保险的复杂性。最终，是否选择不承担特定平均损失的保单或提供更广泛覆盖的保单将取决于每个企业的具体需求和情况，使其成为物流和航运行业中的一个重要考虑因素。