documentary letter of credit

简明释义

货物押汇信用证

英英释义

例句

1.To ensure prompt payment, the seller requested a documentary letter of credit from the buyer.

为了确保及时付款，卖方要求买方提供信用证。

2.Both parties agreed to use a documentary letter of credit for the transaction.

双方同意在交易中使用信用证。

3.A documentary letter of credit is often used in international trade to mitigate risks.

在国际贸易中，通常使用信用证来降低风险。

4.The bank issued a documentary letter of credit to facilitate the shipment of goods.

银行签发了一份信用证以促进货物的运输。

5.The exporter received a payment through a documentary letter of credit, ensuring secure transactions.

出口商通过信用证收到了款项，确保了交易的安全。

作文

In the world of international trade, financial instruments play a crucial role in ensuring that transactions are conducted smoothly and securely. One such instrument is the documentary letter of credit, which serves as a guarantee from a bank to the seller that they will receive payment for the goods provided, as long as the terms and conditions specified in the letter are met. This financial tool is particularly important in cross-border transactions where trust between parties may be limited due to geographical distances and differing legal systems.A documentary letter of credit is essentially a written commitment by a bank on behalf of the buyer, promising to pay the seller a specified amount of money, provided that the seller presents the required documents within a certain timeframe. These documents typically include a bill of lading, an invoice, and any other documents stipulated in the letter of credit. By requiring these documents, the bank ensures that the seller has fulfilled their part of the agreement before the payment is released.The use of a documentary letter of credit offers several advantages to both buyers and sellers. For sellers, it provides a level of security that they will be paid for their goods, reducing the risk of non-payment. This is particularly beneficial in situations where the seller does not have a long-standing relationship with the buyer. On the other hand, buyers can also benefit from this arrangement, as it ensures that payment is only made when the seller meets the agreed-upon conditions, thus protecting their interests.Moreover, the documentary letter of credit can help facilitate smoother transactions by providing a clear framework for what is expected from both parties. This clarity can minimize misunderstandings and disputes, which are common in international trade. Additionally, since banks are involved in the transaction, there is an added layer of credibility that can enhance the trustworthiness of the deal.However, there are also challenges associated with using a documentary letter of credit. One of the main issues is the complexity of the documentation process. Sellers must ensure that all documents are accurate and comply with the terms outlined in the letter of credit. Any discrepancies can lead to delays in payment or even non-payment, which can be detrimental to the seller's cash flow.Furthermore, the costs associated with obtaining a documentary letter of credit can be significant. Banks typically charge fees for issuing and processing the letter, which can add to the overall cost of the transaction. As a result, businesses need to weigh the benefits against the costs when deciding whether to utilize this financial instrument.In conclusion, the documentary letter of credit is a vital tool in facilitating international trade. It provides a secure method of payment that protects both buyers and sellers, ensuring that transactions are completed according to the agreed terms. While there are challenges involved in its use, the benefits often outweigh the drawbacks, making it a popular choice for businesses engaged in cross-border commerce. Understanding how to effectively use a documentary letter of credit can greatly enhance a company's ability to navigate the complexities of international trade, ultimately leading to greater success in the global marketplace.

在国际贸易的世界中，金融工具在确保交易顺利且安全地进行方面发挥着至关重要的作用。其中一种工具是跟单信用证，它作为银行向卖方保证的工具，只要满足信用证中规定的条款和条件，卖方将收到货物的付款。这种金融工具在跨境交易中尤其重要，因为由于地理距离和不同的法律体系，交易双方之间的信任可能有限。跟单信用证本质上是买方代表银行的书面承诺，承诺在卖方在一定时间内提交所需文件的情况下，向卖方支付指定金额。这些文件通常包括提单、发票以及信用证中规定的任何其他文件。通过要求这些文件，银行确保在付款被释放之前，卖方已履行其协议的一部分。使用跟单信用证为买卖双方提供了几个优势。对卖方而言，它提供了一定程度的安全性，确保他们将为所提供的货物获得付款，从而降低了不付款的风险。这在卖方与买方没有长期关系的情况下尤其有利。另一方面，买方也可以从这种安排中受益，因为它确保只有在卖方满足约定条件时才会进行付款，从而保护了他们的利益。此外，跟单信用证通过提供一个清晰的框架来帮助促进更顺畅的交易。这种清晰性可以最小化误解和争议，而这些在国际贸易中是常见的。此外，由于银行参与了交易，因此增加了一层可信度，可以增强交易的可靠性。然而，使用跟单信用证也存在一些挑战。其中一个主要问题是文档处理过程的复杂性。卖方必须确保所有文件准确无误，并符合信用证中列出的条款。任何不一致都可能导致付款延迟甚至不付款，这对卖方的现金流可能造成损害。此外，获得跟单信用证的相关费用也可能相当可观。银行通常会收取发行和处理信用证的费用，这可能增加交易的整体成本。因此，企业在决定是否使用这种金融工具时，需要权衡利益与成本之间的关系。总之，跟单信用证是促进国际贸易的重要工具。它提供了一种安全的付款方式，保护买卖双方，确保交易根据约定条款完成。尽管使用中存在挑战，但其带来的好处往往超过缺点，使其成为参与跨境商务的企业的热门选择。有效理解和掌握跟单信用证的使用，可以极大增强公司应对国际贸易复杂性的能力，最终在全球市场中取得更大的成功。