dishonored bill

简明释义

拒付汇票

英英释义

例句

1.The restaurant had to deal with a dishonored bill when the customer's credit card was declined.

当顾客的信用卡被拒绝时，餐厅不得不处理一张拒付票据。

2.Receiving a dishonored bill can damage your credit score if not resolved quickly.

如果不及时解决，收到拒付票据可能会损害你的信用评分。

3.The bank returned the check marked as a dishonored bill due to insufficient funds.

由于资金不足，银行将支票退回，标记为拒付票据。

4.It's important to monitor your accounts to avoid receiving a dishonored bill.

监控你的账户以避免收到拒付票据是很重要的。

5.After the client failed to pay, we received a dishonored bill from our supplier.

在客户未能付款后，我们收到了供应商发来的拒付票据。

作文

In the world of finance and commerce, understanding various terms is crucial for effective communication and transactions. One such term that often arises in banking and trade is the dishonored bill. A dishonored bill refers to a bill of exchange or promissory note that has not been accepted or paid by the party responsible for it. This situation can occur for several reasons, including insufficient funds, a dispute over the payment amount, or the failure of the drawee to respond to the bill within the stipulated time frame.When a dishonored bill occurs, it can lead to significant complications for both the creditor and the debtor. For the creditor, this means that they have not received the payment they were expecting, which could disrupt their cash flow and financial planning. On the other hand, the debtor may find themselves in a difficult position, facing legal repercussions or damage to their creditworthiness.The implications of a dishonored bill extend beyond the immediate financial impact. In many cases, it can lead to a breakdown of trust between business partners. For example, if a supplier presents a bill for goods delivered, and the buyer fails to honor it, the supplier may become hesitant to extend further credit or continue doing business with that buyer. This can create a ripple effect in the industry, affecting not only the two parties involved but also their respective networks.To mitigate the risks associated with dishonored bills, businesses often implement various strategies. One common approach is to conduct thorough credit checks on potential clients before entering into agreements. By assessing the financial health and payment history of a client, businesses can reduce the likelihood of encountering a dishonored bill in the future.Additionally, clear communication and documentation are essential. When entering into contracts, both parties should ensure that all terms are clearly defined and understood. This includes payment schedules, amounts, and any conditions that may affect the transaction. By having a well-documented agreement, businesses can minimize misunderstandings that might lead to a dishonored bill.In the event that a dishonored bill does occur, there are several steps that creditors can take to address the situation. First, they should reach out to the debtor to discuss the issue and seek clarification. It’s possible that the debtor may have encountered unforeseen circumstances that prevented them from honoring the bill. Open dialogue can sometimes lead to a resolution without escalating the matter further.If the issue cannot be resolved amicably, creditors may need to consider legal action. This could involve pursuing a court judgment against the debtor to recover the owed amount. However, this route can be time-consuming and costly, so it is generally seen as a last resort.In conclusion, the concept of a dishonored bill plays a significant role in the financial landscape. Understanding its implications can help businesses navigate the complexities of transactions and maintain healthy relationships with their partners. By taking proactive measures to assess creditworthiness, ensuring clear communication, and knowing how to respond when a dishonored bill arises, businesses can protect themselves and foster a more stable financial environment. The importance of managing such situations cannot be overstated, as they directly impact a company’s reputation and operational success.

在金融和商业世界中，理解各种术语对于有效沟通和交易至关重要。其中一个经常出现在银行和贸易中的术语是拒付票据。拒付票据指的是未被负责方接受或支付的汇票或本票。这种情况可能由于多种原因发生，包括资金不足、对支付金额的争议，或者付款人未在规定时间内对票据作出回应。当发生拒付票据时，这可能会给债权人和债务人带来重大复杂性。对于债权人来说，这意味着他们没有收到预期的付款，这可能会影响他们的现金流和财务规划。另一方面，债务人可能会发现自己处于困境中，面临法律后果或信用评级受损。拒付票据的影响超出了直接的财务影响。在许多情况下，它可能导致商业伙伴之间信任的破裂。例如，如果供应商提交一张已交付商品的票据，而买方未能履行，供应商可能会对继续给予进一步的信用或与该买方继续做生意产生犹豫。这可能在行业内产生连锁反应，影响到不仅仅是双方，还包括他们各自的网络。为了减轻与拒付票据相关的风险，企业通常会实施各种策略。一种常见的方法是在与潜在客户达成协议之前进行彻底的信用检查。通过评估客户的财务健康状况和支付历史，企业可以减少未来遇到拒付票据的可能性。此外，清晰的沟通和文档记录至关重要。在签订合同时，双方应确保所有条款都明确且被理解。这包括付款时间表、金额以及可能影响交易的任何条件。通过拥有良好记录的协议，企业可以最小化可能导致拒付票据的误解。如果发生了拒付票据，债权人可以采取几种措施来解决这种情况。首先，他们应该与债务人联系，讨论问题并寻求澄清。债务人可能遇到了不可预见的情况，导致他们未能履行票据。开放的对话有时可以在不进一步升级问题的情况下找到解决方案。如果问题无法友好解决，债权人可能需要考虑法律行动。这可能涉及追求法院判决以收回欠款。然而，这条路线可能耗时且成本高，因此通常被视为最后的手段。总之，拒付票据的概念在金融环境中发挥着重要作用。理解其影响可以帮助企业应对交易的复杂性，并维护与合作伙伴的良好关系。通过采取主动措施评估信用状况、确保清晰沟通以及了解如何应对出现的拒付票据，企业可以保护自己，营造更稳定的财务环境。管理此类情况的重要性不容小觑，因为它们直接影响公司的声誉和运营成功。