disbursement warranty

简明释义

船舶费用附加保险

英英释义

例句

1.To secure the funding, the startup had to provide a disbursement warranty to the venture capital firm.

为了获得资金，这家初创公司必须向风险投资公司提供一份支付担保。

2.The disbursement warranty protects the investor by guaranteeing that the funds will be used for the intended purpose.

这份支付担保保护了投资者，确保资金将用于预定目的。

3.The government agency required a disbursement warranty before approving the grant.

政府机构在批准补助金之前要求提供一份支付担保。

4.Before releasing the loan, the lender required a disbursement warranty from the borrower.

在发放贷款之前，贷方要求借款人提供一份支付担保。

5.The bank issued a disbursement warranty to ensure the contractor would receive the funds upon completion of the project.

银行发放了一份支付担保，以确保承包商在项目完成后能收到资金。

作文

In the realm of finance and contract management, the term disbursement warranty plays a crucial role in ensuring that funds are allocated and used appropriately. A disbursement warranty is essentially a guarantee provided by a borrower or contractor to a lender or client, affirming that the disbursed funds will be utilized for the intended purpose as outlined in the agreement. This concept is particularly significant in construction projects, where large sums of money are often involved and the risk of misallocation can lead to substantial financial losses.The importance of a disbursement warranty cannot be overstated. It serves as a protective measure for lenders, ensuring that their investment is safeguarded. When a lender provides funds for a project, they want assurance that the money will not only be spent wisely but also in alignment with the agreed-upon terms. For instance, if a construction company receives a loan to build a facility, the disbursement warranty guarantees that the funds will be used specifically for materials, labor, and other project-related expenses rather than for unrelated business ventures.Moreover, a disbursement warranty fosters accountability among contractors and borrowers. By committing to the proper use of funds, these parties are more likely to adhere to their budgets and timelines. This accountability is vital in maintaining trust between the lender and the borrower. If a contractor misuses funds, it can lead to disputes, project delays, and even legal action. Therefore, the presence of a disbursement warranty helps mitigate these risks by establishing clear expectations and responsibilities.In addition to protecting lenders, a disbursement warranty can also benefit borrowers. When contractors can demonstrate their reliability and commitment to using funds as intended, they may find it easier to secure financing for future projects. Lenders are more inclined to work with individuals or companies that have a history of honoring their warranties, as this indicates a lower risk of default. Consequently, a robust track record of adhering to a disbursement warranty can enhance a contractor's reputation and credibility in the industry.Furthermore, the implementation of a disbursement warranty can streamline the disbursement process itself. By requiring detailed reports and documentation on how funds are spent, both parties can maintain transparency throughout the project lifecycle. This practice not only ensures that funds are used effectively but also allows for early detection of potential issues, enabling timely intervention before problems escalate.In conclusion, the concept of a disbursement warranty is integral to the financial landscape, particularly in industries where large sums of money are at stake. It provides a safety net for lenders while promoting accountability and trust among all parties involved. By ensuring that funds are used for their intended purposes, a disbursement warranty ultimately contributes to the success of projects and fosters positive relationships within the financial and construction sectors. As such, understanding and implementing disbursement warranties should be a priority for anyone engaged in contract management or financing agreements.

在金融和合同管理领域，术语拨款担保在确保资金的分配和使用方面发挥着至关重要的作用。拨款担保本质上是借款人或承包商向贷方或客户提供的保证，确认已拨付的资金将按照协议中列出的预期用途使用。这个概念在建筑项目中尤为重要，因为涉及的大笔资金往往会导致误用的风险，从而造成巨大的财务损失。拨款担保的重要性不容小觑。它作为保护措施，确保贷方的投资得到保障。当贷方为项目提供资金时，他们希望确保这些资金不仅会被明智地使用，而且还会与约定的条款保持一致。例如，如果一家建筑公司获得贷款以建造一个设施，那么拨款担保就确保资金将专门用于材料、人工和其他与项目相关的费用，而不是用于无关的商业冒险。此外，拨款担保促进了承包商和借款人的责任感。通过承诺正确使用资金，这些方更有可能遵循他们的预算和时间表。这种责任感对于维护贷方和借款人之间的信任至关重要。如果承包商滥用资金，可能会导致争议、项目延误甚至法律诉讼。因此，存在拨款担保有助于通过建立明确的期望和责任来减轻这些风险。除了保护贷方外，拨款担保也可以使借款人受益。当承包商能够证明他们的可靠性并承诺按预期使用资金时，他们可能会发现更容易为未来的项目获得融资。贷方更倾向于与那些有履行担保历史的个人或公司合作，因为这表明违约风险较低。因此，坚实的遵守拨款担保的记录可以提升承包商在行业中的声誉和可信度。此外，实施拨款担保可以简化拨款过程。通过要求提供详细的报告和资金使用的文档，双方可以在整个项目生命周期内保持透明。这种做法不仅确保资金有效使用，还允许及早发现潜在问题，从而在问题升级之前进行及时干预。总之，拨款担保的概念在金融领域中是不可或缺的，特别是在涉及大量资金的行业。它为贷方提供了安全网，同时促进了所有参与方之间的责任感和信任。通过确保资金用于预期目的，拨款担保最终有助于项目的成功，并在金融和建筑行业内促进积极的关系。因此，理解和实施拨款担保应成为任何参与合同管理或融资协议的人的优先事项。