current value

简明释义

现行值

英英释义

例句

1.Investors often look at the current value of their investments to make informed decisions.

投资者通常查看他们投资的当前价值以做出明智的决策。

2.To calculate your net worth, you need to sum up the current value of all your assets.

要计算您的净资产，您需要将所有资产的当前价值相加。

3.The current value of the property was assessed at a higher price than last year.

该物业的当前价值被评估为比去年更高的价格。

4.The current value of the stock has increased significantly over the past month.

这只股票的当前价值在过去一个月中显著增加。

5.You can check the current value of your car using an online valuation tool.

您可以通过在线估值工具检查您汽车的当前价值。

作文

In today's fast-paced world, understanding the concept of current value is essential for making informed financial decisions. The current value refers to the present worth of an asset or a series of cash flows, which takes into account the time value of money. This principle states that a dollar today is worth more than a dollar in the future due to its potential earning capacity. Therefore, when we talk about the current value of an investment, we are essentially considering how much that investment is worth at this moment, rather than at some point in the future.For instance, imagine you have the option to receive $1,000 today or $1,000 five years from now. The current value of that future $1,000 is less than $1,000 because if you had it today, you could invest it and earn interest over those five years. Financial analysts often use formulas to calculate the current value of future cash flows, which helps investors make better decisions regarding their investments.The importance of current value extends beyond personal finance; businesses also rely on this concept to evaluate projects and investments. When a company considers launching a new product, it must assess the current value of the expected cash flows generated by that product. By discounting future earnings back to their current value, companies can determine whether the project is worth pursuing. If the current value of the anticipated profits exceeds the costs involved in bringing the product to market, the project may be deemed a good investment.Moreover, the current value is crucial in real estate transactions. Buyers often want to know the current value of a property before making a purchase. Real estate appraisers use various methods, such as comparable sales and income approaches, to estimate the current value of a property. This information helps buyers negotiate better prices and ensures they do not overpay for an asset.In the realm of personal finance, understanding the current value can significantly impact retirement planning. Individuals need to know the current value of their savings and investments to determine if they are on track to meet their retirement goals. By calculating the current value of their retirement accounts, individuals can make adjustments to their savings plans and investment strategies accordingly.In conclusion, the concept of current value is fundamental in various aspects of finance, from personal investments to corporate decision-making. Understanding how to calculate and interpret current value allows individuals and businesses to make informed choices that can lead to financial success. As we navigate through our financial journeys, keeping the current value in mind will enable us to evaluate opportunities effectively and make sound investment decisions.

在当今快节奏的世界中，理解“current value”这一概念对于做出明智的财务决策至关重要。“current value”指的是某项资产或一系列现金流的现值，它考虑了货币的时间价值。这个原则指出，今天的一美元比未来的一美元更有价值，因为它具有潜在的收益能力。因此，当我们谈论一项投资的“current value”时，我们实际上是在考虑该投资在此时的价值，而不是在未来的某个时刻。例如，想象一下你可以选择今天收到1000美元或五年后收到1000美元。那笔未来的1000美元的“current value”低于1000美元，因为如果你今天拥有这笔钱，你可以将其投资并在这五年中赚取利息。金融分析师通常使用公式来计算未来现金流的“current value”，这有助于投资者做出更好的投资决策。“current value”的重要性不仅限于个人财务；企业也依赖这一概念来评估项目和投资。当一家公司考虑推出新产品时，它必须评估该产品预期现金流的“current value”。通过将未来收益折现回其“current value”，公司可以确定该项目是否值得追求。如果预期利润的“current value”超过了推出产品所需的成本，则该项目可能被视为良好的投资。此外，“current value”在房地产交易中至关重要。买家通常希望在购买之前了解一处房产的“current value”。房地产评估师使用各种方法，例如可比销售法和收益法，来估算房产的“current value”。这些信息帮助买家进行更好的价格谈判，并确保他们不会为资产支付过高的价格。在个人理财领域，理解“current value”对退休规划有重大影响。个人需要知道其储蓄和投资的“current value”，以确定自己是否在实现退休目标的轨道上。通过计算退休账户的“current value”，个人可以相应地调整他们的储蓄计划和投资策略。总之，“current value”的概念在财务的各个方面都是基础，从个人投资到企业决策。理解如何计算和解释“current value”使个人和企业能够做出明智的选择，从而实现财务成功。在我们走过财务旅程时，牢记“current value”将使我们能够有效评估机会并做出明智的投资决策。