check book

简明释义

理货薄

英英释义

例句

1.She often forgets to record her expenses in the check book.

她常常忘记在支票簿中记录她的开支。

2.Before making a payment, make sure there are enough funds in your check book.

在付款之前，确保你的支票簿中有足够的资金。

3.I need to balance my finances, so I will review my check book.

我需要平衡我的财务，所以我会查看我的支票簿。

4.To avoid overdraft fees, keep an eye on your check book.

为了避免透支费用，注意查看你的支票簿。

5.He lost his check book and had to report it to the bank.

他丢失了他的支票簿，不得不向银行报告。

作文

In today's fast-paced world, managing finances effectively is crucial for individuals and businesses alike. One essential tool that helps in this process is the check book (支票簿). A check book is a booklet containing pre-printed checks that can be used to withdraw money from a bank account or make payments to others. Understanding how to use a check book properly can lead to better financial management and help avoid unnecessary fees or complications.The first step in utilizing a check book is to ensure that you have a checking account set up at your bank. This account is where your funds are stored and from which you will write checks. Once your account is established, the bank provides you with a check book. It is important to keep your check book in a safe place to prevent unauthorized access.When writing a check from your check book, you need to include several key pieces of information. First, write the date on which you are filling out the check. Next, write the name of the person or business you are paying on the line that says "Pay to the order of." Then, specify the amount of money you are paying in both numbers and words to avoid any confusion. Finally, sign the check at the bottom to authorize the payment. Each check in your check book has a unique number, which helps you keep track of your payments and maintain accurate records.Keeping track of your checks is vital for managing your finances. After you write a check, it is essential to record it in your check register. This register is a log where you note the check number, date, payee, amount, and any additional notes. By doing this, you can monitor your spending and ensure that you do not overdraw your account. Overdrawing can lead to overdraft fees, which can quickly add up and create financial strain.In addition to recording your checks, regularly balancing your check book is necessary. This involves comparing your check register with your bank statement to ensure that all transactions are accounted for. If there are discrepancies, it is crucial to investigate them immediately. Balancing your check book helps you identify any errors and keeps your finances organized.While the digital age has introduced various electronic payment methods, the check book remains a valuable tool for many. Some people prefer using checks for larger payments, such as rent or utility bills, as they provide a paper trail. Additionally, some businesses may require payment via check, making it essential to have a check book on hand.In conclusion, understanding how to use a check book (支票簿) is an important aspect of financial literacy. By knowing how to write checks correctly, keep accurate records, and balance your account, you can manage your finances more effectively. The check book serves as a reliable method of payment and can help individuals maintain control over their financial situation. As we navigate through our financial journeys, mastering the use of a check book will undoubtedly contribute to our overall financial health.

在当今快节奏的世界中，有效管理财务对于个人和企业来说都至关重要。一个帮助我们实现这一过程的重要工具是支票簿。支票簿是一本包含预印支票的小册子，可以用来从银行账户中提取资金或向他人付款。了解如何正确使用支票簿可以帮助更好地管理财务，并避免不必要的费用或复杂情况。利用支票簿的第一步是确保您在银行开设了支票账户。这个账户是您存放资金的地方，您将从中开支票。一旦您的账户建立，银行会提供给您一个支票簿。将您的支票簿保存在安全的地方非常重要，以防止未经授权的访问。在从支票簿上写支票时，您需要包括几项关键信息。首先，在填写支票的日期上写下您填写支票的日期。接下来，在“支付给”的那一行中写下您要付款的个人或企业的名称。然后，指定您所支付的金额，以数字和文字两种形式表示，以避免混淆。最后，在底部签名以授权付款。您支票簿中的每张支票都有一个独特的编号，这有助于您跟踪付款并保持准确的记录。跟踪您的支票对于管理财务至关重要。在您写支票后，记录在您的支票登记簿中是必不可少的。这个登记簿是一个日志，您可以在其中记录支票号码、日期、收款人、金额和任何附加说明。通过这样做，您可以监控您的支出，并确保不会透支您的账户。透支可能导致透支费用，这些费用可能迅速累积并造成财务压力。除了记录支票外，定期平衡您的支票簿也是必要的。这涉及将您的支票登记簿与银行对账单进行比较，以确保所有交易都已经记录。如果存在差异，立即调查是至关重要的。平衡您的支票簿有助于您识别任何错误，并保持财务的有序。尽管数字时代引入了各种电子支付方式，但支票簿仍然是许多人宝贵的工具。有些人更喜欢使用支票进行较大的支付，如租金或水电费，因为它们提供了纸质凭证。此外，一些企业可能要求通过支票付款，因此拥有一个支票簿是必要的。总之，了解如何使用支票簿（支票簿）是财务素养的重要方面。通过知道如何正确写支票、保持准确记录和对账，您可以更有效地管理财务。支票簿作为一种可靠的付款方式，可以帮助个人控制自己的财务状况。在我们经历财务旅程时，掌握使用支票簿无疑会有助于我们的整体财务健康。