cash surplus

简明释义

现金结余

英英释义

例句

1.The company reported a significant cash surplus for the last quarter, allowing for reinvestment in new projects.

该公司报告了上个季度显著的现金盈余，这使得可以重新投资于新项目。

2.The government plans to use the cash surplus to pay down national debt.

政府计划利用这笔现金盈余来偿还国债。

3.With a cash surplus on hand, the nonprofit was able to expand its outreach programs this year.

由于手头有现金盈余，该非营利组织今年能够扩大其外展项目。

4.Investors are pleased with the firm’s cash surplus, which indicates strong financial health.

投资者对公司的现金盈余感到满意，这表明财务状况良好。

5.After years of careful budgeting, the family finally achieved a cash surplus that they could save for a vacation.

经过几年的精打细算，这个家庭终于实现了可以存起来用于度假的现金盈余。

作文

In today's fast-paced economic environment, understanding financial terms is crucial for both individuals and businesses. One such term that often comes up in discussions about financial health is cash surplus. A cash surplus refers to the situation where a company or individual has more cash inflows than outflows over a specific period. This excess cash can be a sign of financial stability and effective management, as it indicates that revenues are exceeding expenses. For businesses, having a cash surplus is essential for several reasons. Firstly, it provides a buffer against unforeseen expenses or economic downturns. Companies that maintain a healthy cash surplus can weather financial storms more effectively than those that operate on tight budgets. Additionally, a cash surplus allows businesses to invest in new opportunities, whether it's expanding operations, launching new products, or entering new markets. This investment potential can lead to growth and increased profitability in the long run.Individuals also benefit from understanding the concept of cash surplus. For example, when personal income exceeds monthly expenses, an individual experiences a cash surplus. This surplus can be allocated towards savings, investments, or paying off debts, all of which contribute to improved financial health. By creating a budget that prioritizes savings and minimizes unnecessary spending, individuals can achieve a consistent cash surplus, leading to greater financial security.Moreover, a cash surplus can play a significant role in achieving long-term financial goals. For instance, someone planning for retirement should aim to have a substantial cash surplus to ensure they can maintain their lifestyle after leaving the workforce. Similarly, families looking to purchase a home often need to save a considerable amount of money, which requires careful management of their finances to create a cash surplus.On a broader scale, governments also monitor cash surplus as a measure of economic health. When a government has a cash surplus, it means that tax revenues exceed expenditures, allowing for potential investments in public services, infrastructure, or debt reduction. This can lead to a stronger economy and improved quality of life for citizens. However, running a cash surplus is not always easy, as it requires careful planning and fiscal discipline.In conclusion, the concept of cash surplus is vital for understanding financial success, whether at the individual, business, or government level. It represents a state of financial health that enables investment, security, and growth. By striving to create and maintain a cash surplus, individuals and organizations can position themselves for a more prosperous future. Ultimately, grasping the importance of cash surplus can empower people to make informed financial decisions and achieve their financial goals effectively.

在当今快节奏的经济环境中，理解金融术语对个人和企业至关重要。一个经常出现在关于财务健康讨论中的术语是现金盈余。现金盈余是指公司或个人在特定时期内现金流入超过流出的情况。这种多余的现金可以是财务稳定和有效管理的标志，因为它表明收入超过了支出。对于企业来说，拥有现金盈余至关重要，原因有很多。首先，它为应对意外支出或经济衰退提供了缓冲。保持健康的现金盈余的公司能够比那些预算紧张的公司更有效地度过财务风暴。此外，现金盈余使企业能够投资于新的机会，无论是扩展业务、推出新产品还是进入新市场。这种投资潜力可以在长期内带来增长和盈利能力的提升。个人也能从理解现金盈余的概念中受益。例如，当个人收入超过每月支出时，就会经历现金盈余。这种盈余可以用于储蓄、投资或偿还债务，所有这些都有助于改善财务健康。通过制定优先考虑储蓄并最小化不必要支出的预算，个人可以实现持续的现金盈余，从而获得更大的财务安全感。此外，现金盈余在实现长期财务目标方面也起着重要作用。例如，计划退休的人应该努力拥有可观的现金盈余，以确保他们在离开工作岗位后能够维持生活方式。同样，想要购买房屋的家庭通常需要存下一大笔钱，这需要仔细管理财务，以创造现金盈余。在更广泛的层面上，政府也会监测现金盈余作为经济健康的衡量标准。当政府拥有现金盈余时，意味着税收收入超过支出，从而允许在公共服务、基础设施或减少债务方面进行潜在投资。这可以导致经济更强劲，公民的生活质量得到改善。然而，经营现金盈余并不总是容易的，因为这需要谨慎的规划和财政纪律。总之，现金盈余的概念对于理解财务成功至关重要，无论是在个人、企业还是政府层面。它代表了一种财务健康状态，使投资、安全和增长成为可能。通过努力创造和维持现金盈余，个人和组织可以为更繁荣的未来奠定基础。最终，掌握现金盈余的重要性可以使人们做出明智的财务决策，有效实现他们的财务目标。