cash against documents

简明释义

凭单据付款交单付款

英英释义

例句

1.The bank facilitated the cash against documents process, allowing for a smoother transaction.

银行促进了现金对单的流程，使交易更加顺利。

2.Using cash against documents is a common practice in international trade to minimize risks.

在国际贸易中使用现金对单是一种常见做法，以减少风险。

3.The exporter received payment through cash against documents, ensuring that the goods were shipped only after payment was secured.

出口商通过现金对单方式收到了付款，确保在付款安全后才发货。

4.In this transaction, we will proceed with cash against documents to protect both parties involved.

在这笔交易中，我们将采用现金对单的方式来保护双方的利益。

5.The buyer arranged for cash against documents to ensure that they would receive the merchandise before making a full payment.

买方安排了现金对单，以确保在全额付款之前收到商品。

作文

In the world of international trade, various payment methods are employed to ensure that transactions are secure and efficient. One such method is known as cash against documents, which plays a crucial role in facilitating trade between buyers and sellers across borders. This payment method is particularly popular because it provides a level of security for both parties involved in the transaction. In this essay, I will explore the concept of cash against documents in detail, examining its advantages, disadvantages, and overall significance in global commerce.The term cash against documents refers to a financial arrangement where the buyer makes payment for goods only after receiving specific shipping documents from the seller. These documents typically include the bill of lading, commercial invoice, and insurance certificate, among others. The seller ships the goods and submits these documents to their bank. The bank then forwards the documents to the buyer’s bank, which releases the documents to the buyer upon receipt of payment. This process ensures that the seller receives payment before the buyer gains access to the goods, thus minimizing the risk of non-payment.One of the primary advantages of cash against documents is that it offers a degree of protection for the seller. Since the seller retains control over the shipping documents until payment is made, there is less risk of shipping goods without receiving payment. This is particularly important in international trade, where the distances involved can make it difficult to resolve disputes or collect payments after goods have been shipped. Additionally, cash against documents can help build trust between trading partners, as it demonstrates the seller’s commitment to ensuring that the transaction is conducted fairly.However, there are also disadvantages to using cash against documents. For the buyer, this payment method can be somewhat restrictive. Buyers may find themselves in a situation where they have paid for goods but cannot access them until the documents are received. This can lead to delays in production or sales, especially if the buyer is relying on those goods to fulfill orders. Furthermore, if the buyer has concerns about the quality or condition of the goods, they may feel uncomfortable making a payment without having the opportunity to inspect the items first.Another potential drawback is that cash against documents does not offer the same level of security as other payment methods, such as letters of credit. In a letter of credit arrangement, the bank guarantees payment to the seller, provided that the seller meets specific conditions. In contrast, with cash against documents, the buyer assumes the risk of payment without the backing of a bank guarantee. This can be a significant concern for buyers who are dealing with unfamiliar suppliers or markets.Despite these drawbacks, the significance of cash against documents in global trade cannot be overstated. It serves as a bridge between the interests of buyers and sellers, allowing for transactions to occur with a reasonable level of security for both parties. In an increasingly interconnected world, understanding and utilizing various payment methods, including cash against documents, is essential for businesses looking to expand their reach and engage in international trade.In conclusion, cash against documents is a vital payment method in the realm of international trade, providing a balance of security and flexibility for both buyers and sellers. While it has its advantages and disadvantages, its role in facilitating trade cannot be ignored. As businesses continue to navigate the complexities of global commerce, understanding payment methods like cash against documents will remain crucial for success.

在国际贸易的世界中，各种支付方式被用来确保交易的安全和高效。其中一种方法被称为现金兑单，它在促进跨境买卖之间的交易中发挥着至关重要的作用。这种支付方式特别受欢迎，因为它为交易双方提供了一定程度的安全保障。在本文中，我将详细探讨现金兑单的概念，考察其优缺点以及在全球商业中的总体重要性。术语现金兑单指的是一种金融安排，买方仅在收到卖方特定的运输文件后才会支付货款。这些文件通常包括提单、商业发票和保险单等。卖方将货物运送并将这些文件提交给他们的银行。然后，银行将文件转发给买方的银行，买方在付款后才能获得这些文件。这个过程确保卖方在买方获得货物之前收到付款，从而减少了未付款的风险。现金兑单的主要优点之一是它为卖方提供了一定程度的保护。由于卖方在收到付款之前保留对运输文件的控制权，因此在没有收到付款的情况下发货的风险较小。这在国际贸易中尤为重要，因为涉及的距离可能使解决争议或在货物发运后收款变得困难。此外，现金兑单可以帮助建立交易伙伴之间的信任，因为它表明卖方致力于确保交易的公平进行。然而，使用现金兑单也有一些缺点。对于买方来说，这种支付方式可能有些限制。买方可能发现自己处于一种情况，即在支付货款后，直到收到文件才能访问货物。这可能导致生产或销售的延误，尤其是当买方依赖这些货物来履行订单时。此外，如果买方对货物的质量或状况有所担忧，他们可能会感到不安，因为在没有机会先检查货物的情况下就要付款。另一个潜在的缺点是，现金兑单并不像其他支付方式（如信用证）那样提供相同程度的安全性。在信用证安排中，银行向卖方保证付款，只要卖方满足特定条件。相比之下，在现金兑单的情况下，买方在没有银行担保的情况下承担付款风险。这对于与不熟悉的供应商或市场打交道的买方来说可能是一个重大问题。尽管存在这些缺点，但现金兑单在全球贸易中的重要性不可低估。它为买卖双方的利益架起了一座桥梁，使交易能够以合理的安全水平进行。随着世界日益互联，理解和利用各种支付方式，包括现金兑单，对希望扩大业务范围并参与国际贸易的企业至关重要。总之，现金兑单是国际贸易领域的一种重要支付方式，为买卖双方提供了安全性和灵活性的平衡。虽然它有其优缺点，但在促进交易方面的作用不容忽视。随着企业继续应对全球商业的复杂性，理解像现金兑单这样的支付方式将始终对成功至关重要。