cash against documents
简明释义
凭单据付款
英英释义
A financial transaction method where payment is made upon the presentation of specific documents, typically related to the shipment of goods. | 一种金融交易方式,在提交特定文件(通常与货物运输相关)时进行付款。 |
例句
1.Using cash against documents can reduce the risk of non-payment.
使用现金换单据可以减少未付款的风险。
2.In international trade, cash against documents is a common payment method.
在国际贸易中,现金换单据是一种常见的付款方式。
3.The seller will release the cargo only after receiving cash against documents.
卖方只有在收到现金换单据后才会放行货物。
4.We prefer cash against documents for high-value transactions.
我们更喜欢在高价值交易中使用现金换单据。
5.The buyer agreed to pay cash against documents for the shipment of goods.
买方同意以现金换单据的方式支付货物运输费用。
作文
In the world of international trade, various payment methods are employed to facilitate transactions between buyers and sellers. One such method is known as cash against documents, which plays a crucial role in ensuring that both parties fulfill their obligations before the exchange of goods and payment occurs. This payment term refers to a transaction where the buyer must pay cash to the seller upon receiving specific shipping documents. These documents typically include the bill of lading, commercial invoice, and insurance certificate, among others. The underlying principle of cash against documents is to provide security for both the buyer and the seller, minimizing the risks associated with international trade.When a seller ships goods to a buyer, they often send the necessary documents to a bank or an intermediary, who then holds these documents until payment is received. Once the buyer makes the payment, they can obtain the documents, which allow them to claim the goods at the destination port. This system ensures that the seller receives payment before the buyer can take possession of the goods, thereby reducing the risk of non-payment.The advantages of using cash against documents are numerous. For sellers, it provides a level of assurance that payment will be received before the goods are released. This is particularly important in international transactions, where trust may be limited due to distance and unfamiliarity with the buyer's creditworthiness. For buyers, this method allows them to verify that the goods have been shipped and that the documentation is in order before making the payment. It serves as a safeguard against potential fraud, as the buyer can inspect the documents to ensure they match the terms of the sale.However, there are also some disadvantages to consider. For instance, cash against documents may not be suitable for all types of transactions, especially those involving high-value goods or long-term contracts. In such cases, more flexible payment options, such as letters of credit, might be more appropriate. Additionally, the process can be time-consuming, as it involves multiple parties, including banks and shipping companies, which may lead to delays in the release of goods.Moreover, both parties need to have a clear understanding of the terms and conditions associated with cash against documents. Miscommunication or misunderstanding can lead to disputes, which may further complicate the transaction process. Therefore, it is essential for both buyers and sellers to establish a strong line of communication and to ensure that all terms are explicitly outlined in the sales contract.In conclusion, cash against documents is a widely used payment method in international trade that offers a balance of security and convenience for both buyers and sellers. While it has its advantages and disadvantages, understanding how it works and ensuring clear communication can help mitigate potential risks. As global trade continues to expand, mastering payment methods like cash against documents will be vital for businesses looking to navigate the complexities of international commerce successfully.
在国际贸易的世界中,各种支付方式被用于促进买卖双方之间的交易。其中一种方法被称为现金对单据,它在确保双方在货物和付款交换之前履行各自义务方面发挥着至关重要的作用。这种支付术语指的是一种交易,其中买方必须在收到特定运输单据时向卖方支付现金。这些单据通常包括提单、商业发票和保险凭证等。现金对单据的基本原则是为买卖双方提供安全性,最大限度地减少与国际贸易相关的风险。当卖方将货物运送给买方时,他们通常会将必要的单据发送给银行或中介,然后由他们持有这些单据,直到收到付款。一旦买方付款,他们就可以获得单据,从而允许他们在目的港提取货物。这一系统确保卖方在买方能够获得货物之前收到付款,从而降低了未付款的风险。使用现金对单据的优点是众多的。对于卖方来说,它提供了一定程度的保证,即在货物释放之前将收到付款。这在国际交易中尤为重要,因为由于距离和对买方信用状况的不熟悉,信任可能有限。对于买方来说,这种方法使他们能够在付款之前验证货物已被发运,并且单据齐全。它作为防范潜在欺诈的保障,因为买方可以检查单据,以确保与销售条款一致。然而,也需要考虑一些缺点。例如,现金对单据可能不适合所有类型的交易,特别是涉及高价值商品或长期合同的交易。在这种情况下,更灵活的支付选项,例如信用证,可能更为合适。此外,由于涉及多方,包括银行和运输公司,这一过程可能耗时较长,可能导致货物释放的延迟。此外,双方需要对与现金对单据相关的条款和条件有清晰的理解。沟通不畅或误解可能导致争议,进一步复杂化交易过程。因此,买卖双方建立良好的沟通渠道,并确保所有条款在销售合同中明确列出至关重要。总之,现金对单据是一种广泛使用的国际贸易支付方式,为买卖双方提供了安全性和便利性的平衡。虽然它有其优缺点,但理解其工作原理并确保清晰的沟通可以帮助减轻潜在风险。随着全球贸易的不断扩展,掌握像现金对单据这样的支付方式对于希望成功应对国际商业复杂性的企业来说至关重要。
相关单词