cash against documents

简明释义

凭运货单付现

英英释义

A financial transaction in which payment is made only when the buyer receives the necessary documents to claim the goods.

一种金融交易,只有在买方收到索取货物所需的必要文件时才会进行付款。

例句

1.In international trade, many companies prefer cash against documents to minimize risk.

在国际贸易中,许多公司更喜欢采用见单付款以降低风险。

2.Using cash against documents can help ensure that the seller gets paid before the buyer takes possession of the goods.

使用见单付款可以确保卖方在买方获得货物之前得到付款。

3.The exporter shipped the goods and requested payment on a cash against documents basis.

出口商发货并要求以见单付款的方式付款。

4.The buyer received the shipping documents and made the payment as per the cash against documents agreement.

买方收到运输单据后,根据见单付款协议进行了付款。

5.The bank facilitated the transaction by handling the cash against documents process.

银行通过处理见单付款流程来促进交易。

作文

In the world of international trade, various payment methods are utilized to ensure that transactions occur smoothly and securely. One such method is known as cash against documents, which plays a crucial role in facilitating the exchange of goods and payments between buyers and sellers. Understanding this term is essential for anyone involved in import and export activities. In this essay, we will explore the meaning of cash against documents and its importance in international commerce.To begin with, cash against documents refers to a payment arrangement where a buyer pays for goods only after receiving specific shipping documents from the seller. These documents typically include the bill of lading, commercial invoice, and any other relevant paperwork that proves the shipment of goods. This arrangement offers a level of security for both parties involved in the transaction. For the seller, it ensures that they receive payment before transferring ownership of the goods. For the buyer, it provides assurance that they will receive the goods as promised before making the payment.The process of cash against documents usually involves a bank acting as an intermediary. When the seller ships the goods, they submit the necessary documents to their bank. The bank then forwards these documents to the buyer's bank, which notifies the buyer that the documents are available for collection. The buyer must then make the payment to obtain the documents, allowing them to take possession of the goods. This method minimizes the risk for both parties, as the seller retains control over the goods until payment is made, while the buyer can verify that the goods are shipped before completing the transaction.One of the key advantages of cash against documents is that it provides a balanced approach to risk management in international trade. For sellers, it mitigates the risk of non-payment, as they do not release the goods until they have received cash or an equivalent guarantee. For buyers, it reduces the risk of fraud, as they can inspect the documents to ensure that the goods comply with their order before making the payment. This mutual protection fosters trust and encourages more business between trading partners.However, it is important to note that cash against documents may not be suitable for all transactions. For instance, in situations where the buyer and seller have an established relationship and trust, they may opt for open account terms or letters of credit instead. Additionally, this payment method may involve higher costs due to bank fees and charges associated with document handling. Therefore, businesses must carefully assess their needs and the nature of their trading relationships when choosing the appropriate payment method.In conclusion, understanding the concept of cash against documents is vital for anyone engaged in international trade. This payment method serves as a valuable tool for managing risks and ensuring secure transactions between buyers and sellers. By requiring payment upon the presentation of shipping documents, both parties can protect their interests and foster a more trustworthy trading environment. As global commerce continues to grow, the importance of methods like cash against documents will remain significant in facilitating smooth and secure international transactions.

在国际贸易的世界中,各种支付方式被用来确保交易的顺利和安全进行。其中一种方法被称为现金对单据,它在促进买卖双方之间的货物和付款交换中发挥着至关重要的作用。理解这个术语对于任何参与进出口活动的人来说都是必不可少的。在这篇文章中,我们将探讨现金对单据的含义及其在国际商业中的重要性。首先,现金对单据指的是一种支付安排,买方只有在收到卖方提供的特定运输单据后才会支付货款。这些单据通常包括提单、商业发票以及任何其他证明货物已发运的相关文件。这种安排为交易双方提供了一定程度的安全性。对于卖方而言,它确保在转让货物所有权之前收回款项。对于买方而言,它提供了在付款之前确认收到承诺货物的保障。现金对单据的流程通常涉及银行作为中介。当卖方发运货物时,他们将必要的单据提交给自己的银行。然后,银行将这些单据转发给买方的银行,后者通知买方可以领取单据。买方必须在付款后才能获得单据,从而使其能够接收货物。这种方法最小化了双方的风险,因为卖方在收到付款之前仍然控制着货物,而买方可以在完成交易之前验证货物是否已发运。现金对单据的一个主要优点是它为国际贸易中的风险管理提供了一种平衡的方法。对于卖方而言,它减轻了不付款的风险,因为他们在收到现金或等价担保之前不会释放货物。对于买方而言,它减少了欺诈风险,因为他们可以检查单据,以确保货物符合其订单要求,然后再进行付款。这种相互保护促进了信任,并鼓励交易伙伴之间的更多业务往来。然而,需要注意的是,现金对单据可能并不适合所有交易。例如,在买卖双方建立了良好的关系和信任的情况下,他们可能会选择开放账户条款或信用证。此外,由于银行费用和与单据处理相关的费用,这种支付方式可能涉及更高的成本。因此,企业在选择适当的支付方式时,必须仔细评估其需求和交易关系的性质。总之,理解现金对单据的概念对于任何参与国际贸易的人来说都是至关重要的。这种支付方式作为管理风险和确保买卖双方之间安全交易的有价值工具。通过要求在提供运输单据时付款,双方可以保护自己的利益,促进更值得信赖的交易环境。随着全球商业的不断增长,像现金对单据这样的支付方式在促进顺利和安全的国际交易中的重要性将继续存在。

相关单词

cash

cash详解:怎么读、什么意思、用法

against

against详解:怎么读、什么意思、用法

documents

documents详解:怎么读、什么意思、用法