builder's risk

简明释义

船舶建造险

英英释义

例句

1.The developer included builder's risk in the budget to cover unforeseen damages.

开发商在预算中包含了建筑风险以覆盖不可预见的损失。

2.The contractor decided to purchase builder's risk insurance to protect the site during construction.

承包商决定购买建筑风险保险，以保护施工现场。

3.A fire at the construction site led to significant losses, but the builder's risk insurance helped mitigate the impact.

施工现场发生火灾导致重大损失，但建筑风险保险帮助缓解了影响。

4.It's essential to have builder's risk coverage when building a new home.

在建造新房时，拥有建筑风险保险是必不可少的。

5.After a storm damaged the roof, the owner filed a claim under their builder's risk policy.

在一场风暴损坏了屋顶后，业主根据他们的建筑风险政策提交了索赔。

作文

In the world of construction and real estate development, managing risks is a crucial part of ensuring a successful project. One significant type of insurance that builders and developers often consider is known as builder's risk. This insurance provides coverage for buildings under construction, protecting against various potential losses that may occur during the building process. Understanding builder's risk can help stakeholders mitigate financial setbacks due to unforeseen events such as theft, vandalism, or natural disasters.The primary purpose of builder's risk insurance is to provide financial protection for the property while it is being built or renovated. Unlike standard property insurance, which typically covers completed structures, builder's risk is specifically designed to cover the unique risks associated with construction projects. For instance, if a fire were to break out at a construction site, resulting in damage to materials and equipment, builder's risk insurance would help cover the costs of repairs and replacements.Moreover, builder's risk insurance is essential not only for the property owners but also for contractors and subcontractors involved in the project. It ensures that all parties have some level of protection against financial loss. For example, if a subcontractor's tools are stolen from the site, having builder's risk insurance can cover the replacement costs, thereby preventing delays in the project timeline.Another critical aspect of builder's risk insurance is its flexibility in terms of coverage options. Policies can be tailored to meet the specific needs of a project, including the duration of coverage, types of risks covered, and the value of the property being insured. This flexibility allows builders and developers to choose a policy that best fits their project’s scope and budget.It is also important to note that builder's risk insurance does not cover everything. Certain exclusions may apply, such as losses due to employee theft or intentional damage caused by the contractor. Therefore, it is essential for property owners and builders to thoroughly review their policy and understand what is included and excluded from coverage.In conclusion, builder's risk insurance plays a vital role in the construction industry by offering protection against various risks associated with building projects. By understanding the importance and limitations of builder's risk, stakeholders can better prepare for the unexpected, ensuring that their projects proceed smoothly and without significant financial loss. Investing in this type of insurance not only safeguards the physical assets involved but also contributes to the overall success and sustainability of construction endeavors.

在建筑和房地产开发的世界中，管理风险是确保项目成功的重要部分。建筑商和开发商经常考虑的一种重要保险被称为建筑风险保险。这种保险为正在建设中的建筑提供保障，保护其免受在建造过程中可能发生的各种潜在损失。理解建筑风险保险可以帮助利益相关者减轻因不可预见事件（如盗窃、破坏或自然灾害）造成的财务损失。建筑风险保险的主要目的是在建筑或翻修过程中为财产提供财务保护。与通常只覆盖已完成结构的标准财产保险不同，建筑风险保险专门设计用于覆盖与建筑项目相关的独特风险。例如，如果在施工现场发生火灾，导致材料和设备受损，建筑风险保险将帮助支付修理和更换的费用。此外，建筑风险保险对物业所有者以及参与项目的承包商和分包商至关重要。它确保所有各方在财务损失方面都有一定程度的保护。例如，如果分包商的工具在工地上被盗，拥有建筑风险保险可以涵盖更换费用，从而防止项目时间表的延误。建筑风险保险保险的另一个关键方面是其在覆盖选项上的灵活性。政策可以根据项目的具体需求量身定制，包括覆盖的持续时间、涵盖的风险类型和被保险财产的价值。这种灵活性使建筑商和开发商能够选择最适合其项目范围和预算的保单。同样重要的是要注意，建筑风险保险并不覆盖所有情况。某些排除条款可能适用，例如由于员工盗窃或承包商故意造成的损失。因此，物业所有者和建筑商必须认真审查他们的保单，并了解哪些内容包含在保障范围内，哪些内容被排除在外。总之，建筑风险保险在建筑行业中发挥着至关重要的作用，通过提供针对与建筑项目相关的各种风险的保护。通过理解建筑风险保险的重要性和局限性，利益相关者可以更好地为意外情况做好准备，确保他们的项目顺利进行，而不会遭受重大财务损失。投资于这种类型的保险不仅保护了涉及的实物资产，还促进了建筑事业的整体成功和可持续发展。