bona fide holder

简明释义

善意持有人善意持有人

英英释义

例句

1.The lawyer explained that only a bona fide holder could claim damages in this case.

律师解释说，只有bona fide holder才能在这个案件中索赔。

2.He was considered a bona fide holder after providing proof of ownership.

在提供所有权证明后，他被视为bona fide holder。

3.As a bona fide holder, she had the right to enforce the contract against the issuer.

作为一个bona fide holder，她有权对发行人执行合同。

4.The bank recognized him as a bona fide holder of the check, allowing him to cash it immediately.

银行承认他是支票的bona fide holder，允许他立即兑现。

5.The court ruled in favor of the bona fide holder due to lack of evidence against them.

法院裁定支持bona fide holder，因为缺乏针对他们的证据。

作文

In the world of finance and law, the term bona fide holder refers to an individual or entity that possesses a negotiable instrument, such as a check or promissory note, in good faith and without knowledge of any defects or claims against it. This concept is crucial for protecting the rights of those who acquire such instruments, as it ensures that they can enforce their rights without being burdened by previous disputes. Understanding the role of a bona fide holder is essential for anyone involved in transactions that involve negotiable instruments.To elaborate, a bona fide holder is someone who has taken possession of a financial instrument in a manner that is honest and legitimate. This means that the holder did not engage in any form of fraud or deceit when acquiring the instrument. For instance, if a person receives a check as payment for services rendered, and they have no reason to believe that the check is fraudulent or that there are any legal issues surrounding it, they would be considered a bona fide holder. The importance of this designation cannot be overstated. A bona fide holder typically enjoys certain legal protections that others do not. For example, if the original issuer of the instrument later claims that the instrument was stolen or that it was issued under false pretenses, the bona fide holder may still be able to enforce payment. This is because the law recognizes that the bona fide holder acted in good faith and should not suffer consequences for the actions of others.Moreover, the principle of bona fide holder status is particularly relevant in the context of commercial transactions. Businesses often rely on negotiable instruments for various purposes, including payments and credit transactions. When a business receives a check, it is imperative for them to ascertain whether they are a bona fide holder to avoid potential losses. If they accept a check without confirming its legitimacy and later find out it was fraudulent, they may be unable to recover their losses if they cannot prove they were a bona fide holder.The concept also plays a significant role in the realm of personal finance. Individuals who receive checks, promissory notes, or other forms of negotiable instruments must be aware of the implications of being a bona fide holder. It is advisable for individuals to conduct due diligence before accepting such instruments, ensuring that they are not inadvertently becoming involved in any legal disputes. In conclusion, the term bona fide holder encapsulates a vital aspect of financial law that protects those who acquire negotiable instruments in good faith. Understanding this concept helps individuals and businesses navigate the complexities of financial transactions with greater confidence. By recognizing their rights and responsibilities as a bona fide holder, parties can engage in commerce more securely and effectively. Therefore, it is essential for anyone dealing with financial instruments to familiarize themselves with the implications of being a bona fide holder, as it can significantly impact their financial well-being.

在金融和法律的世界中，术语善意持有人指的是以诚实和合法的方式拥有可转让票据（如支票或本票）的个人或实体，并且对任何缺陷或索赔没有了解。这个概念对于保护那些获得此类票据的人的权利至关重要，因为它确保他们可以在不受先前争议困扰的情况下执行自己的权利。理解善意持有人的角色对任何参与涉及可转让票据的交易的人来说都是必不可少的。进一步阐述，善意持有人是指以诚实和合法的方式获得金融工具的人。这意味着持有人在获得该工具时没有参与任何形式的欺诈或欺骗。例如，如果一个人作为服务报酬收到了支票，并且他们没有理由相信这张支票是欺诈性的或存在任何法律问题，那么他们将被视为善意持有人。这一称谓的重要性不容小觑。善意持有人通常享有某些法律保护，而其他人则没有。例如，如果票据的原始发行人后来声称该票据是被盗的，或者是在虚假前提下发行的，善意持有人仍然可能能够强制支付。这是因为法律承认善意持有人是出于善意行事，不应因他人的行为而受到惩罚。此外，善意持有人地位的原则在商业交易中尤为相关。企业通常依赖可转让票据进行各种目的，包括支付和信贷交易。当企业收到支票时，确认自己是否为善意持有人以避免潜在损失是至关重要的。如果他们接受了一张支票而没有确认其合法性，后来发现这张支票是欺诈的，他们可能无法追回损失，除非他们能够证明自己是善意持有人。这一概念在个人理财领域也发挥着重要作用。接受支票、本票或其他形式可转让票据的个人必须意识到成为善意持有人的影响。在接受这些工具之前，个人最好进行尽职调查，以确保自己不会无意中卷入任何法律争议。总之，术语善意持有人概括了保护那些善意获得可转让票据的人的金融法的重要方面。理解这一概念有助于个人和企业更自信地应对金融交易的复杂性。通过认识到作为善意持有人的权利和责任，各方可以更安全有效地参与商业活动。因此，任何与金融工具打交道的人都应熟悉成为善意持有人的含义，因为这可能会显著影响他们的财务健康。