arranged total loss=agreed total loss

简明释义

议定全损

英英释义

例句

1.The company policy states that any claims resulting in a total loss will be settled under the arranged total loss=agreed total loss clause.

公司政策规定，任何导致全损的索赔将根据安排全损=商定全损条款进行结算。

2.The adjuster explained that the payout for the vehicle would follow the arranged total loss=agreed total loss method.

理赔员解释说，车辆的赔付将遵循安排全损=商定全损的方法。

3.After reviewing the claim, they confirmed that it met the arranged total loss=agreed total loss criteria.

在审核索赔后，他们确认该索赔符合安排全损=商定全损的标准。

4.In the insurance policy, it clearly states that in case of a total loss, the compensation will be based on the arranged total loss=agreed total loss principle.

在保险政策中，明确指出如果发生全损，赔偿将基于安排全损=商定全损的原则。

5.She was relieved to learn that her insurer would treat her situation as an arranged total loss=agreed total loss.

她松了一口气，得知她的保险公司会将她的情况视为安排全损=商定全损。

作文

In the world of insurance and maritime law, terms can often become complex and confusing. One such phrase that is critical for both insurers and insured parties to understand is arranged total loss=agreed total loss. This phrase refers to a situation where both parties have come to a mutual understanding regarding the total loss of an insured item, typically in the context of shipping or cargo insurance. Understanding this concept is essential for ensuring that claims are processed smoothly and that all parties are on the same page regarding the circumstances of the loss.To delve deeper into what arranged total loss=agreed total loss means, we need to consider what constitutes a 'total loss' in insurance terms. A total loss occurs when the insured item is completely destroyed, lost, or rendered beyond economical repair. In maritime contexts, this could mean a ship that has sunk or cargo that has been irreparably damaged due to an accident or natural disaster.The term 'arranged' implies that there has been a prior agreement or understanding between the insurer and the insured about the conditions under which the loss is recognized. This arrangement is crucial because it helps prevent disputes over the nature of the loss and ensures that the claim can be settled quickly and fairly. When both parties agree on the assessment of the loss, it simplifies the claims process significantly.In practice, arranged total loss=agreed total loss means that once the loss is declared, the insurer will compensate the insured based on the previously agreed terms. This agreement may involve discussions about the value of the insured item, the circumstances leading to the loss, and any relevant coverage details stipulated in the insurance policy. Having a clear, documented agreement helps protect both parties and provides a framework for resolving any potential issues that may arise during the claims process.Furthermore, understanding this concept can also have implications for risk management and financial planning. For businesses involved in shipping or logistics, knowing that they can reach an arranged total loss=agreed total loss with their insurer can provide peace of mind. It allows them to operate with a greater sense of security, knowing that if a total loss occurs, they will have a clear path to compensation.In conclusion, the phrase arranged total loss=agreed total loss encapsulates a vital aspect of the insurance industry, particularly in maritime contexts. It emphasizes the importance of mutual agreement between insurers and insured parties regarding total losses. By fostering understanding and clarity, this concept not only facilitates smoother claims processes but also enhances the overall relationship between the parties involved. As the world of insurance continues to evolve, grasping such terms becomes increasingly important for effective communication and efficient operations within the industry.

在保险和海事法的世界中，术语往往变得复杂和令人困惑。其中一个对保险人和被保险方都至关重要的短语是arranged total loss=agreed total loss。这个短语指的是双方就被保险物品的总损失达成共同理解的情况，通常是在航运或货物保险的背景下。理解这一概念对于确保索赔流程的顺利进行以及确保所有各方在损失情况上的一致性至关重要。要深入了解arranged total loss=agreed total loss的含义，我们需要考虑什么构成保险术语中的“总损失”。总损失发生在被保险物品完全被摧毁、丢失或被认为无法经济修复的情况下。在海事背景下，这可能意味着一艘船沉没或由于事故或自然灾害而无法修复的货物受损。“安排”一词暗示着保险人和被保险人之间就承认损失的条件达成了事先的协议或理解。这种安排至关重要，因为它有助于防止对损失性质的争议，并确保索赔能够迅速而公平地解决。当双方就损失的评估达成一致时，索赔过程会显著简化。在实际操作中，arranged total loss=agreed total loss意味着一旦损失被宣布，保险人将根据先前达成的条款对被保险人进行赔偿。这项协议可能涉及对被保险物品价值的讨论、导致损失的情况以及保险政策中规定的任何相关覆盖细节。拥有清晰、记录在案的协议有助于保护双方，并为解决索赔过程中可能出现的任何问题提供框架。此外，理解这一概念也会对风险管理和财务规划产生影响。对于参与航运或物流的企业来说，知道他们可以与保险人达成arranged total loss=agreed total loss的协议，可以提供心理安慰。这使他们能够以更大的安全感运营，知道如果发生总损失，他们将有明确的赔偿途径。总之，短语arranged total loss=agreed total loss概括了保险行业，特别是在海事背景下的一个重要方面。它强调了保险人和被保险方之间就总损失达成共同协议的重要性。通过促进理解和明确，这一概念不仅便于索赔过程的顺利进行，还增强了各方之间的整体关系。随着保险行业的不断发展，掌握这样的术语对于行业内有效沟通和高效运作变得越来越重要。